Not sure what is with all these reviews the card, but I did help my credit - I had no issue receiving the card; and my payments were posted online when I paid them (did take about a week for the credit line to go back to $300) FICO was 580 in Feb 2014 - FICO is 765 now and I am about to close on a mortgage.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $35-$99
- Purchase Intro APR Not Applicable
- Purchase Regular APR 23.90%* Variable
If you have fair credit and are looking for a card to establish or rebuild your credit health, the Milestone® Gold MasterCard® is worth your consideration.
What to Like
The Milestone® Gold MasterCard® offers credit lines starting at $300 and consumers still working on establishing or building their credit can qualify. The card will report to all three major credit bureaus, making it a good option for building credit.
Look Out For
This card comes with an annual fee ranging between $35 and $99 (depending on credit), and a one-time $25 fee for each authorized user. It also has a relatively high interest rate, so it’s important to pay off your balances in full each month.
Most Helpful Positive Review
Most Helpful Negative Review
When I applied for the card, I received a $35 annual fee. After the first year, they changed the fee to $99. It is ridiculous - for a card with a $300 limit, the fee shouldn't take up a third of the amount possible to spend.
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Sample Size: 1,734
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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