It's a good card to start out with. The only down fall is the credit limit is $300 and it never goes up, but when u get one card and pay a few month then u will get the better cards capital one or credit one are the best with credit limits and increases.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $35-$99
- Purchase Intro APR Not Applicable
- Purchase Regular APR 23.9%
If you have fair credit and are looking for a card to establish or rebuild your credit health, the Milestone® Gold MasterCard® is worth your consideration.
What to Like
The Milestone® Gold MasterCard® offers credit lines starting at $300 and consumers still working on establishing or building their credit can qualify. The card will report to all three major credit bureaus, making it a good option for building credit.
Look Out For
This card comes with an annual fee ranging between $35 and $99 (depending on credit), and a one-time $25 fee for each authorized user. It also has a relatively high interest rate, so it’s important to pay off your balances in full each month.
Most Helpful Positive Review
Most Helpful Negative Review
Like many others, I applied for this card to help me rebuild my credit. Got approved for $300. There is also an annual fee that you must pay right up front. After using and making my payments on time and payoff off repeatedly for a year, I expected for my credit limit to increase. After calling customer service to inquire about this, I was informed that they do not do credit limit increases. So...if you open a card with a a $300 limit, that's what you're stuck with for all of eternity. At the same time I had opened this one, I also opened a Capital One card, and got approved for the same limit..$300. But with CO, after using and payoff off and making timely payments, they have already increased my limit to $1800. I will be closing my Milestone card with my next payment. What a joke.
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Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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