I need a card to help me rebuild my credit so I applied for this card back in september. I got approved for $300 CL I had to pay $ 75.00 fee. IT was drafted my ACH bank it took them 2-3 days to processed. After that I started using card and paying off every month. I stay in 30 % of ulitization . This card has already helping my credit score has went up 18 points so far so good. I pay my bill over phone I do it way early before to due date to make sure it doesnt be later Right now I am trying to get my credit score in mid 600 so I can apply for better card. I am keeping this card for 12 months then I will canceled the card. This is not a card to keep permanently. It is to help you established and rebuild your credit. Just make sure to pay bill in full each month and on time, make sure you stay with 30 % utilization. If you have to over that. Pay it off immedately so you wont occured high interest charges and report to credit bureaus you over limit or late.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $35-$99
- Purchase Intro APR Not Applicable
- Purchase Regular APR 23.9%
If you have fair credit and are looking for a card to establish or rebuild your credit health, the Milestone® Gold MasterCard® is worth your consideration.
What to Like
The Milestone® Gold MasterCard® offers credit lines starting at $300 and consumers still working on establishing or building their credit can qualify. The card will report to all three major credit bureaus, making it a good option for building credit.
Look Out For
This card comes with an annual fee ranging between $35 and $99 (depending on credit), and a one-time $25 fee for each authorized user. It also has a relatively high interest rate, so it’s important to pay off your balances in full each month.
Most Helpful Positive Review
Most Helpful Negative Review
Omg !!! Do not come arround this card !! I got 300 credit line with $95 activation fee then $125 initial fees .. Bottom line the $$ are over before i step out the house 😂 , the adds up called the costumer service to close the account .. Wars experience ever , he was very very rude .. Asking me why i applied if i want to close the account !!! Not your freaken business , he was yelling at me .. I just hung up on him !!!! Do not , do not , do not apply for this card !!! Baddd news !!!
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Sample Size: 1,734
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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