Not sure what is with all these reviews the card, but I did help my credit - I had no issue receiving the card; and my payments were posted online when I paid them (did take about a week for the credit line to go back to $300) FICO was 580 in Feb 2014 - FICO is 765 now and I am about to close on a mortgage.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $35-$99
- Purchase Intro APR Not Applicable
- Purchase Regular APR 23.9%
If you have fair credit and are looking for a card to establish or rebuild your credit health, the Milestone® Gold MasterCard® is worth your consideration.
What to Like
The Milestone® Gold MasterCard® offers credit lines starting at $300 and consumers still working on establishing or building their credit can qualify. The card will report to all three major credit bureaus, making it a good option for building credit.
Look Out For
This card comes with an annual fee ranging between $35 and $99 (depending on credit), and a one-time $25 fee for each authorized user. It also has a relatively high interest rate, so it’s important to pay off your balances in full each month.
Most Helpful Positive Review
Most Helpful Negative Review
Like many others, I applied for this card to help me rebuild my credit. Got approved for $300. There is also an annual fee that you must pay right up front. After using and making my payments on time and payoff off repeatedly for a year, I expected for my credit limit to increase. After calling customer service to inquire about this, I was informed that they do not do credit limit increases. So...if you open a card with a a $300 limit, that's what you're stuck with for all of eternity. At the same time I had opened this one, I also opened a Capital One card, and got approved for the same limit..$300. But with CO, after using and payoff off and making timely payments, they have already increased my limit to $1800. I will be closing my Milestone card with my next payment. What a joke.
Compare Holders of this Card
Sample Size: 1,734
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.