AvantCard Reviews

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4.3 out of 5 stars
270 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

4 out of 5 stars

4.5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $29
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 26.24%* Variable

Most Helpful Positive Review

Sep 18, 2018
yesygangel Cardholder

I've had this card for almost 3 months. The intererst rate is a little high, but my score was pretty low due to bad spending habits when I was 18 so cant complain. 

This is the highest limit I've been approved for ($1,000). The application process was fast and easy with only a 29$ annual fee. Way better than indigo. They were charging me 80$ annualy and only a 300$ credit limit with no option to get an increase, good riddance to them and hello Avant. :)  

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Most Helpful Negative Review

Apr 14, 2019
Okay starter card
nikki2232 Cardholder

I've had my card for 8 months. Starting and current limit is 750. I occasionally carry a balance, mostly pay in full, current balance is $46.  I called customer service regarding an increase, was told they don't take request, they do  periodic reviews on accounts. It'll be a year old I Sept 2019. Considering canceling it pretty soon.. My secured Discover card graduated after 7 months at a 1500 limit and just got my first AMEX with a $1000 SL.

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These reviews were written by current and former cardholders in the last year.

May 24, 2019
It's a good "not-prime" card
tboy1883 Cardholder

The AvantCard is a good "not-prime", but not "bad credit" credit card.  MY credit has been on the upswing and I applied for this card thinking it would be a backdoor way into WebBank.  I'm no fan of annual fees, but honestly, the card is otherwise worth it.  The annual fee was something I was leery of, but again, this card can open the door to other WebBank products as well as prime credit cards later.  Customer service is great and it's not a bottom feeder card (you know those: $300 credit limit with $99 annual fee and $10 monthly fee and 39% APR.  This thank God ain't that).  As long as you have a minimum 630 credit score, apply!

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May 22, 2019
Nicolette8 Cardholder

Got approved for $500 and haven’t received card yet. I just needed to boost up my borrowing power. Not going to use it. Just a mix and debt to ratio boost.

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May 21, 2019
Runnergoal Cardholder

U r a **** fool if u apply for it.

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May 21, 2019
Runnergoal Cardholder


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May 20, 2019
Hold Payment
queenmeg Cardholder

I made $100 payment (first payment cycle) the payment cleared my checking acount and all but was not reflected in my card balance. I called CS and they said they hold payments up to 10 days . No other credit card I have has done this and they informed me that I will not be able to access my funds for another 5 days. Ridiculous

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May 19, 2019
Good amount of credit, rates subprime
Hawaiiboyy Cardholder

As with all credit cards, use wisely, pay more than min and on time. Then watch your credit improve 

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May 19, 2019
Great credit builder!
Chiko22 Cardholder

They help even the lowest credit scores!

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270 Reviews
Cardholders' Choice i