Make principal payments, and it's paid off fast.
Most Helpful Positive Review
Most Helpful Negative Review
They report damaging statements to credit bureau. Said my first payment was never made. Therefore, credit bureau showed account in derogatory status and lowered my score 100 points. The report was made 5 days after opening the account and the first payment was not due for another 25 days. Credit bureau corrected derogatory statement but never gave me my 100 points back. Not worth the damage it did to my credit.
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