As with all payday loans, they will get you with interest if you don't pay it off right away. I have borrowed from netcredit three times so far. Each time, I've had nothing but good experiences. Why? I pay it off quickly. Do not take out these types of loan if you can't pay it back in a short period of time. If you use the whole repayment term, you will end up giving back double what you borrowed. Otherwise, these can be great loans for those unfortunate budget mistakes and unexpected last-minute bills. The customer service is better than most lenders I've worked with. They are legit. And they will treat you good if you pay them back in a timely manner.
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Interest at 245%, 17 payments of 110.00 every 2 weeks (220.00 a month) for a 800.00 loan. equels $1870.00 for 800.00. $1070.00 interest.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.