As with all payday loans, they will get you with interest if you don't pay it off right away. I have borrowed from netcredit three times so far. Each time, I've had nothing but good experiences. Why? I pay it off quickly. Do not take out these types of loan if you can't pay it back in a short period of time. If you use the whole repayment term, you will end up giving back double what you borrowed. Otherwise, these can be great loans for those unfortunate budget mistakes and unexpected last-minute bills. The customer service is better than most lenders I've worked with. They are legit. And they will treat you good if you pay them back in a timely manner.
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