As with all payday loans, they will get you with interest if you don't pay it off right away. I have borrowed from netcredit three times so far. Each time, I've had nothing but good experiences. Why? I pay it off quickly. Do not take out these types of loan if you can't pay it back in a short period of time. If you use the whole repayment term, you will end up giving back double what you borrowed. Otherwise, these can be great loans for those unfortunate budget mistakes and unexpected last-minute bills. The customer service is better than most lenders I've worked with. They are legit. And they will treat you good if you pay them back in a timely manner.

Stay away...Most leave reviews in the heat of the excitement that they get loan or they got the approval. I'm telling Everyone from almost a year experience. I originally took to loan And decided three days after I took the long that it wasn't for me. I called and told them and they said that is fine that there would be no charges. I explained I was leaving the country and to please take the money back. I came back to an outrageous nightmare. They had been charging me for months. When I called and explained it to them they challenged me asking for proof. As it was a phone conversation there was no proof to offer. They never sent a confirmation email as they said they were going to do saying that the loan has been paid off. Being in the military I had to leave on short notice. They will not work with you to try to find resolve. Even when I emailed them over and over out of the country and explained they did not care. I told them that the money was still in the account but they wanted to charge over $1500 interest for a loan that they should've taken the money back. When I originally called them finally and got myself into a position where I was in civilization they did not seem to want to take all the money back even at the time. If you're in trouble now financially you will be in worse trouble later. STAY AWAY!!!!!