I'm currently in year 2 of rebuilding and have 5 cards (1 AMEX Blue Cash, 2 Cap One (Plat and Quicksilver One), 1 Chase Slate and a Credit One (will be closing this one). CK has me at a score of 628 TU and 625 Equifax with Poor approval odds for this card. Applied and instantly got approved for $2,800!!! This is currently my highest limit card. I'm excited to get this card and start getting AA points. I use my cards for everything and pay them in full each month which has helped my score go up over 100 points in 8 months.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 16.74% - 24.74%* Variable
- Annual Fee $0 intro, $95 after first year
- Purchase Intro APR Not Applicable
- Purchase Regular APR 16.74% - 24.74%* Variable
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Most Helpful Negative Review
First dispute in 3 years was handled unprofessionally, almost like they didn't take my complaint seriously. They heavily favor the merchant. I actually felt betrayed by how flippantly they treated the dispute process. In addition, American Airlines employees tend to be negative and sometimes rude because of all the crap they endured while the company went through bankruptcy. There are better credit card companies out there.
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Sample Size: 203
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.