I applied Christmas eve no present Waste of a hit on my credit they said my credit limits are to low some 6000 average 4000 . Carrying 12% debt. Good credit They should of showed me how great they are so I could cancel other low limit cards so my score doesn't drop

Honestly after reading the reviews I thought there was no way I’d get this card or if I did it would be a low limit.. I was dead wrong, just looking to balance transfer some other CCs to consolidate and get ready to buy a ring for the ol’ lady! Just some insight, bought a house a year ago, my avg credit age is 4yrs and I’m above 700 below 750 currently (racked up a lot of cc debt preparing for our first baby) applied to transfer a balance under 10k over 5k and they doubled it. I have around 6-10CCs including the big box store 0% promo cards and have been With wells for over 20years (parents opened an account when I was young) don’t let the bad reviews scare you away… I thought because my credit dropped over 80 points in the last year I’d never get this card…Good luck and may the odds be ever in your favor :)

I wanted to try getting this card because of some of the positive reviews. I have a 750 Credit score I make 75,000 a year I own a home up to date on all bills. I have 0 loans, credit cards, hard inquiries on time with payments! I was DENIED tonight and now I will have a hard inquiry on my Credit and my score will go down. STAY AWAY!!! Don't make the mistake like I did, go with Discover they approved me right away!!

811 score. No late payments in 10+ years, decent salary. Denied because they couldnt verify my identity. Driver lic, utility bills, VETERANS ID card. Vets card not acceptable. Really? Pulled 6 more forms of ID. Sorry, cant help ya. Thanks for wasting my time. OH btw, I had my 401k with you for 20 years. NOT ANY MORE!

Decided to apply based on receiving a “pre-selected” letter via mail today. Had two accounts with WF several years ago they closed with the explanation I was deceased. I applied and quickly approved. I guess I returned from the dead.

Good/Great Odds for the card, I was denied. Definitely annoyed at the hard inquiry I wasted on this card!

have a mid 750 score. approved for 10k. 21 months 0 interest. looking forward to a good relationship with this bank

They don’t report to the credit bureau on time at all. They are very hard to reach by phone period. 1/2 hour to 45 minutes to get through and that’s if you don’t get cut off three times with their most worthless stupid automated system!

I applied today quick approval so thats good However I have other credit cards and the minimum average credit like is 8000 However this bank was only 2500 that's very disappointing and with an 795 credit score and a Amex platinum credit card under the belt. I think that's why I'm only giving it 2 stars.

I was nervous reading some of the reviews on here, but decided to take my chances and apply. The application process was extremely quick, and I got approved for 13k, and for my balance transfer. This is the highest amount credit card that I will now have. Not sure how their customer service is as I haven't had to contact them yet.