I have over 700 score and good approval chance and was denied two times

Transferred 5k of my credit limit to this card to avail of the 0% APR for 18 mos. I was assured that I'll be able to do it. They pulled my credit approved the transfer of the credit limit then told me my balance transfer request is denied. Avoid this card.

Had good score but declined Ck recommended this card Unnecessary hard enquiry

I was denied with an 820 score . Don’t waste a credit inquiry on this card.

I read the reviews and was skeptical needed to pay off sone other cards couldn’t get another card from same company I had balance with there card to pay off never had Wells Fargo before I had 780/772 credit with balances on other cards, I applied and after sone thorough back ground checks and info, I was approved in under 10 mins, and for $15,000! Waiting on card now but so far I’m overly pleased!

They gave me a high limit and great interest. I set my account up for auto pay. 6 months into it they have lowered the limit to a third of original. Reason? I am not making a high enough payment in respect to the balance??? So you use the card and make monthly payments and then they hit you. Ridiculous.

Had outstanding approval odds and good credit but was still declined

I have another WF card in good standing with a 0 balance. CK said I had an excellent chance at getting approved. Declined without a reason. Got another 0 interest card with a $10000 limit - approved in 3 minutes. Oh, well WF - See ya!

If you have a mortgage and you also make escrow payments towards property taxes and house insurance that is not taken in consideration towards ability to pay and you could be declined. Called them to Decline the offer. They are not thorough about what information they are requesting to make decisions. Agent I spoke when I called them after receiving a confusing email did not seem especially knowledgable either. Forget THAT.

I was going go transfer my balance and got $1000. A lousey $1000 when i make 100% on time payments and my limits are higher with my other cards. With a 738 score. What a WASTE.