At the time of applying for this card my credit score was 640 and I was instantly apporved for $3200. I transfered 2 balances to this card and the process was smooth and customer service was excellent.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* intro for 15 Months
- Balance Transfer Regular APR 15.49% - 24.24%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* intro for 15 Months
- Purchase Regular APR 15.49% - 24.24%* Variable
Chase Slate® is a great option for consumers looking to transfer balances or take advantage of low introductory purchase rates.
What to Like
Chase Slate® offers a 0% intro APR on purchases and balance transfers for 15 months. With no balance transfer fee for the first 60 days after opening an account, consumers can save money when transferring a large balance. Chase Slate® also features no Penalty APR for missed payments.
Look Out For
After the first 60 days the balance transfer fee is 5% of the amount transferred or $5, whichever is greater, so you’ll want to get your transfers in early. There’s also a 3% fee on each foreign transaction.
Most Helpful Positive Review
Most Helpful Negative Review
I find it amusing that I just recently left a postive review for this card and company about a month ago on here and now literally they have screwed me over. So here I am to update my previous review. I did two different balance transfers when I originally opened my card. I knew at the beginning of 2016 that the balance transfers were goingt o need to be paid off sometime this year, so I called Chase Slate's customer service number and asked a VERY simple question..."When will I start getting charged interest on my account?" Simple enough, right? I was told not until July 2016. OK, great...so I take what she tells me and believe it. So when I check my account online yesterday to see if a payment posted yet, I noticed my balance had changed. I check the activity and there's an interest charge on there. So I call and ask why am I being charged interest when I was just told within the last couple of months by their employee that I would not be until July 2016. She apologized and said I was given wrong information. So what I gather from this is the employees there have access to all of our account information and yet cannot give out correct information when asked a simple question. So I then e-mail customer service online and explained what was going on, I got some generic responses but no response for why I was told one thing and now they do something different. I responded with a frustrated (understandably so) e-mail and got a response that my e-mail was being forwarded to a different team to handle. So I just today get an e-mail response that I was not given wrong information at all and that the interest was for a "finish it" that was not paid off in time (and is not paid off with a most recent payment made last week). I not so politely responded that my original question was "when will I be charged interest on my account" which is pretty straight forward to me.
So bottom line, this company ended up losing my trust. When you call customer service for a company you do business with, you want straight forward accurate answers. And when you're given wrong info, then told you were given wrong info, then told you were given right info when in fact you were not, customers tend to lose trust in you and cannot believe what you say anymore. I thought it was odd that after reading all of the negative reviews on here that I had such a postive experience with them so far with no issues. It turns out it just took them longer to get to me I guess. Please look into options for balance transfers. I will be transferring the rest of my balance to hopefully Discover (who gets really great reviews from what I've seen) within the next week or two and will no longer do business with Chase in the future. I'm now $4,000 away from being out of credit card debt with a mid 700 credit score, so I'm almost there (after being in debt about $15,000 about a year and a half ago) and I do remember which companies along the way treated me good and which ones not so good. Chase will never have my business again, there's too many other options out there. Take mine and these other reviews seriously when making your decision.
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Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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