I applied for the card online and was approved. I received a credit line of $2,900, but wated to get it a little higher. Called the Customer Service Dept. and was helped by two great people. After I was told IN DETAIL about the card and all of my options, I was given a few options and we worked on getting my credit line increased to $3,900. Now mind you, I live outside the US but have dealt with Chase for a number of years. The help was beyond what I could have expected to receive and both persons were polite and knowledgable of what needed to be done. I have read some negative comments about their service on here, but I can tell you their service is fantastic. I know they do not use their "real" names but hats off to Paul & Sally for your great service.
I am very glad I applied for this card. It is going to help me pay down my small debt a lot quicker.