I applied for this card with a 750-credit score and got approved with a $21,000-credit limit. I made purchases that totaled $1000 within the first 3 months and received a $200 cash bonus with I applied to my balance. Great card.

Don't waste your time with BOA. You can get 2% or more cash back with competitor cards and at least one of them doubles your 1st year cash at the end of 12 months. Others will allow you to automatically convert your cash back to statement credit each month -- BOA doesn't do that. You have to manually convert credit to either statements or have a check sent (or presumably to a BOA checking, but I haven't one of those with them in _years_.)

Great card, great limit.

I applied for this card over three weeks ago. My credit is pretty good, so there shouldn't have been a reason I didn't get an instant approval, but they said my application needed further review. Well its been 3 weeks now and the status of my application still says "in review". And let me also mention that I have been banking with Bank of America for over 25 years!!! At this point, id rather them just deny my application so I can apply elsewhere.

My credit score is 780+. According to credit karma my chance of approval is very good. Still application was denied. A complete waste of time

Waste of time and hard credit pull. Wanted to do a balancer transfer and they ask on the app to know how much without telling you want your credit limit will be. I was approved but the credit limit was a joke. And transferring the balance from another card would have put me in over the 30% usage rate. I cancelled the card and will not reapply.

I wouldn't do business with this bank if it were the last bank left

I got this card because of cash rewards and so far got jack crap!!! My other cash reward credit card I always get some rewards back and it shows, I have this card but will never use it again, what a joke!!

CK showed I has very good approval odds, applied for the 0% as I'm going through a remodel, got approved for 17k. Current Credit score is around 750, low balances, have existing mortgage and secure card with bofa.

I love the card. Since I am a preferred rewards platinum member, the cash back is much better than the other cards. Got instant approval for 22k