Bank of America® Unlimited Cash Rewards credit card
Great for simple cash back
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Bank of America® Unlimited Cash Rewards credit card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $7,742, with $500 being the most common.
Here’s the average credit score of members who matched their Bank of America® Unlimited Cash Rewards credit card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 697, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
31.1%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
44 years
Average age of members who matched this card or similar cards.
$94,315
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
August 12, 2023
Perfect
— Credit Karma Member
My experience has been excellent, so far. This is my second BOFA credit card. I have savings, and checking accounts with them. $5000, $6000 credit lines. I signed on with 0% APR for 18 months, 200 cash bonus after spending 1000 within 90 days. Also, offered a Direct Deposist promo for the entire amount of my card less 3% one time transaction fee. That is accompanied with a 0% APR for 12 months. Both cards are really good. Lastly, I was pre-approved. On a soft check with 760 Transunion, 737 Experian and 754 Equifax, Fico 8 scores. I've been banking with BOFA for 4 years. I belonged to Wells Fargo and Citi Bank. I Have had better experiences with BOFA than previously mentioned.
Most helpful negative review
October 18, 2023
Pre-Approved on the BOA website and then denied
— Credit Karma Member
I submitted a preapproval on the BOA website, they specifically recommended this card, and then I was denied. Why preapprove if they are going to immediately deny? Hit to my credit score for nothing.