Louis DeNicola

Louis DeNicola is a personal finance writer and has written for American Express, Discover and Nova Credit. In addition to being a contributing writer at Credit Karma, you can find his work on Business Insider, Cheapism, Daily Finance and MSN Money. When he’s not revising his budget spreadsheet or looking for the latest and greatest rewards credit card, you might spot Louis at the rock climbing gym in Oakland, California.

Coffee shop owner working on laptop

Ramp Card review: Earn rewards and save time

Pregnant woman sitting at home, looking up medical debt consolidation on a digital tablet

Medical debt consolidation: Is it a good idea for...

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Maximize your rewards with dining rewards programs

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The best balance transfer cards of April 2021

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Buying your first car: A guide

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Best credit cards with an annual fee

Young Millennial Asian woman shopping online with a laptop and a credit card

Can I make a car down payment with a...

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How to get the best deal on a car

Young couple at car dealership discussing dealer fees with sales person

Dealer fees you should know when buying a car

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Regions Bank personal loan review: Several loan options to...

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A personal loan after bankruptcy: Is it possible?

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Citi Rewards+® Card review: Will the “Round Up” feature...

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Should I buy a new or used car?

Woman relaxing in a chair and buying something online with her phone

Amazon Prime Rewards Visa Signature Card: Is it the...

Mother and daughter paying at grocery store checkout

Can you get cash back from a credit card?

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How do the credit bureaus make money?

Young man using credit card and laptop

Creditworthiness is in the eye of the lender. What...

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U.S. investors lost $1.7 billion after selling bitcoin, but...

African-American volunteer for the Taxpayer Advocate Service sitting at a desk advising a young white couple on their tax issue with the IRS.

What is the Taxpayer Advocate Service and can it...

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How to build a credit-scoring model with big data

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The best password managers

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Alternative credit-evaluation methods and what they mean for you

American soldiers serving in the desert, eligible for combat zone tax exclusion on the federal income taxes.

Military tax tips: Learn about the Combat Zone Tax...

Young business woman trying to choose the best Wells Fargo business card

Wells Fargo Business Secured Credit Card vs. Wells Fargo...

Smiling young woman with credit card and laptop learning about balance transfers in dining room

What is a balance transfer?

Group of friends thinking about why there are so many credit scores

Why are there so many different credit scores?

Man sorting mail and wondering how to remove late payments

How to remove late payments from your credit reports

what-is-revolving-credit

What is revolving credit?

Vacationing couple enjoy benefits of the Frontier Airlines World Mastercard

Frontier Airlines World Mastercard® review

A woman sits on her living room floor and researches on her laptop how to remove a hard inquiry

Can you remove hard inquiries from your credit reports?

Smiling father using mobile phone to take selfie with daughter. He is prone to go into unnecessary debt for his children to give them the life he never had.

More than 50% of parents go into unnecessary debt...

best-capital-one-spark-business-credit-card

The best Capital One® Spark® business credit cards

Young disabled woman sitting on couch with her boyfriend and reading about how tax reform affects ABLE accounts.

ABLE accounts: How tax reform improved accounts to pay...

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Blue Cash Everyday® Card from American Express vs. Blue...

FICO® score ranges: What is a good FICO® score?

Female couple in their sunny kitchen, smiling at their daughter

What is a FICO® score?

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