First Latitude Elite Mastercard® Secured Credit Card
Great for a low security deposit
Annual Fee: $29
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $1,247, with $300 being the most common.
Here’s the average credit score of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 583, with 551 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
51%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
44 years
Average age of members who matched this card or similar cards.
$73,029
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
April 6, 2024
Secured Credit Card
— Credit Karma Member
I have a Capital One, secured card, and have had no problems. It arrived on time as far as I remember and making payments online is a breeze. I paid the fee, got the card, used it, and made a payment. The only reason I didn't give it 5 stars is because they don't allow you to add additional funds to your card, even when you have paid ontime.
Most helpful negative review
February 6, 2024
DON’T DO IT. TOTAL SCAM.
— Credit Karma Member
I got this card along with several other secured cards to build my credit. I paid the annual fee and the $100 deposit. There is no app, trying to call and pay your bill is a nightmare. I gave them my account information twice and was still charged two months of late fees. I refused to pay late fees when it was a mistake of their making, and they never took the late fees away. I was confident they had it handled as I never used the card. I checked back several weeks later to see that they had CLOSED my account and taken my deposit and annual fee, and it has trashed my credit. Over a dinky $100 card, where I have paid off my other 3 cards in full every month. Absolutely HORRIBLE, I am in the dispute process now. I am appalled that Credit Karma is recommending this scam.