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First Latitude Elite Mastercard® Secured Credit Card

Updated:

image_315146Image: image_315146

124

reviews

1.6

Rating: 1.6 out of 5.

Great for a low security deposit

Annual Fee: $29

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 90% 7% 3% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 90% 7% 3% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 90% 7% 3% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $1,161, with $200 being the most common.

Here’s the average credit score of members who matched their First Latitude Elite Mastercard® Secured Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 1% 56% 23% 18% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 1% 56% 23% 18% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 1% 56% 23% 18% 1%

The average credit score for members who have matched with this card or similar cards is 589, with 563 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

50.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$76,096

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

1.6

Rating: 1.6 out of 5.

124

reviews

Most helpful positive review

September 25, 2023

4

Rating: 4 out of 5.

No Problems So Far

Credit Karma Member

I applied,approved,deposit,extra $19 for quicker delivery,5 days later credit score went up 10 points for new credit card,5 days after that I received my card in the mail,been a breeze for 4 months now…I’m sorry others are having difficulties but I haven’t had anything major happen other then when I downloaded the app I couldn’t set up my account on the app even though I had used my card once …it was approaching my bill cycle I called the number they fixed it and that’s that on that …no problems on my end

Most helpful negative review

November 21, 2023

1

Rating: 1 out of 5.

Poor Customer Service

Credit Karma Member

This card is garbage! No chip, no swipe! They took 49$ from me to get the card and then another 100$ for deposit. Then immediately take 25$ from me! I closed the account and was told it will take 10 weeks to refund my money! They can take it immediately but 10 weeks!! C'mon! No thank you! I highly recommend a different approach or a different card!

All member reviews