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Personal Loans

Whether you have an emergency expense, want to finally make those home improvements or need to consolidate debt, a personal loan could help. We’re here to help you understand how personal loans work, weigh the options and identify what could be right one for your needs.

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Young man sitting on sofa in his apartment, writing on a notepadImage: Young man sitting on sofa in his apartment, writing on a notepad

Should I consider a loan for rent payments?

Clint Proctor
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5 Chase Bank personal loan alternatives

Paris Ward
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Blue Trust Loans review: High rates for emergency cash

Taylor MedineTaylor Medine
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4 Bank of America personal loan alternatives

Ben LuthiBen Luthi
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Santander personal loans review: Competitive rates, discount for existing...

Jennifer Brozic
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Green Trust Cash loan review: Sky-high interest rates for...

Anna Baluch, Credit Karma contributing writerAnna Baluch
Woman sitting at restaurant table holding a cup of coffeeImage: Woman sitting at restaurant table holding a cup of coffee

Green Arrow loan review: An emergency loan with high...

Ryan Mei
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Adoption loans: How to finance your adoption

Sarah BrodskySarah Brodsky
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Home repair loans: Financing options when an emergency happens

Marianne HayesMarianne Hayes
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Capital One personal loan alternatives

Jennifer Brozic
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Speedy Cash loans review: High-rate loans for emergency expenses

Dori ZinnDori Zinn
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Mobiloans review: A high-cost line of credit for emergencies

Clint Proctor
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MoneyLion loan review: Credit-builder loans for members

Taylor MedineTaylor Medine
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Amplify loans review: Expensive loans for emergencies

Sarah BrodskySarah Brodsky
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Good debt vs. bad debt: What to know before...

Kate Dore
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How does a TSP loan work?

Sarah BrodskySarah Brodsky
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Big Picture Loans review: Personal loans with high interest...

Kat Tretina
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6 best debt consolidation loans of 2021

Jennifer Brozic
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Things to know about long-term loans

CK staff - CK logoCredit Karma Staff
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What is a home equity loan?

Erica Gellerman, CPA
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Bread loan review: Potentially low-rate financing for online purchases

Anna Baluch, Credit Karma contributing writerAnna Baluch
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Klarna review: Buy-now, pay-later credit for online purchases

Kat Tretina
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What is a payday installment loan?

Jennifer Brozic
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Spotloan review: An online payday loan alternative with high...

Paris Ward
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LoanMe personal loan review: An online lender with little...

Kate Dore
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How the Citizens iPhone loan works

Anna Baluch, Credit Karma contributing writerAnna Baluch
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What is a personal loan? Terms to know.

Marcie Geffner, Credit Karma contributing writerMarcie Geffner
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Nonrecourse debt: What you need to know

Clint Proctor
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ZocaLoans review: Small online loans for emergencies

Kate Dore
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Elastic line of credit review: Fees that can add...

Anna Baluch, Credit Karma contributing writerAnna Baluch
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InboxLoan personal loan review

Sarah SharkeySarah Sharkey
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Check ’n Go installment loan review: A payday loan...

Taylor MedineTaylor Medine
Young woman working on laptop at home and looking at cellphoneImage: Young woman working on laptop at home and looking at cellphone

Can I get a same-day payday loan?

Taylor MedineTaylor Medine
Young couple celebrating Christmas at home. They are sitting on floor and shopping online.Image: Young couple celebrating Christmas at home. They are sitting on floor and shopping online.

Christmas loans: A holiday must-have or financial lump of...

Ashley Chorpenning
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What is revolving debt?

Dori ZinnDori Zinn
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How does debt consolidation work?

Sarah SharkeySarah Sharkey
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Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on Credit Karma of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607 Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access