Great for regular IHG guests††
See card detail
See card detail
Rewards rate

1x - 25x Points per dollar


Welcome bonus

125,000 Points


Editors' bonus estimate

$513


Annual fee

$89



Overall card rating

5.0
2 Reviews
from Credit Karma members

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Jul 23 2019
1 yr. review!
Credit Karma Member

Well folks, it's been a year since I got this card, and I love it so far! I cashed in some points and my wife and I got a VERY discounted stay at Holiday Inn By the Bay in Portland, Maine! All I had to pay was the parking fee for the hotel for a few nights, and that was it. We got a real nice room on the top (11th) floor, the wi-fi was excellent, and the free drink amenity was worth it as well! I've also been able to snag a great deal of bonus points for my cell phone and car insurance bills (5x for 3 months), and it also feels good to be able to score a free night anywhere in the world where there's an IHG hotel. :) All in all, this card is well worth $89 a year and I don't plan on getting rid of, or downgrading, it. Just awesome...thank you again, Chase!!


Apr 14 2018
Credit Karma Member

Total keeper card! I read about this gem about a week ago and watched some Youtube vids on it. I couldn't resist! 4th night free = awesome! Free anniversary night = amazing! Global Entry/TSA pre-check was also a big selling point for me. This one will share space in my wallet for a good long time! 704 Ex. FICO at application time, and though I was hoping for a slighly bigger limit, that wasn't going to deter me! The benefits overall are great, and I recommend this to anyone who uses the IHG chain!

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Great for regular IHG guests††
See card detail
See card detail
Rewards rate

1x - 25x Points per dollar


Welcome bonus

125,000 Points


Editors' bonus estimate

$513


Annual fee

$89




These ratings and reviews are provided by our users. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it.

†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.