I recieved this card in June 2020 as a started card and received a 1k increase on my account balance within 6 months. My entire experience in dealing with Mission Lane...from the application process to customer service was completely positive. I will certainly recommend this card to anyone seriously trying to rebuild their credit. Thank you Mission Lane for taking a chance on me.
The Customer Service reps were professional, respectful and even personable. The procedures and time frames to process payments is why I closed the account and knowingly put a small ding on my credit score. Not to mention their unattractive interest rate. I don't know if it is the accounting software, the app that they use or if it is an intentional process to drag things out for interest gains or late fees? It took on average 10-15 days for my payments to clear everywhere and I've never had that issue with ANY other creditor. Thought it might be my bank, so I changed up a few things...,to no avail. Changed the payment date, that didn't effect anything either. This glitch or process that apparently, only they use, does not make for accurate real time bookkeeping or accounting and can through a serious wrench into the works if you are not careful and keep a constant and weathered eye on your bank account and credit card account/balance. It's some type of sneaky little procedure that can only benefit them in the long run, be watchful. I personally did not want to invest the time nor effort in watch dogging this institution. Let the borrower beware! They never got me, though they tried, monthly. I didn't pay a dime of interest or penalties, but it was like a part time job calling and messaging them to get them to post my payments to my account and let them know, that I am watching, maintaining daily records and will not hesitate to speak up, questioning and calling them out on their weird practices.
Solid card with quick credit limit increases along with easy to use app. A must have in your wallet.
This is the worst cards ever. I have almost 2 years and a half they never even raise the credit limit and the interest forget about it every time you call them on the phone they have the phone difficult issue. So basically can’t get through even in the email when you send them they send you back general information and I said answering your question do not waste your time stay with no credit if you have to.
Got this card about a year ago. Used it kept it paid down and have already received 2 credit increases. Started card with a 800.00 limit. Then went to 2000.00 now at 4000.00. Get the card keep it paid down and see your credit grow.
I applied and received this card late last year. Nothing but a positive experience all around. Easy to use website. I made all my payments on time and they gave me a credit line increase just like they said they would
Very good company with an excellent customer service.
I had a hard hit in my credit report as soon as I applied. Then was denied. So you owe me $50
You owe me 50.00. My application was not approved
Easy building for credit card applications and credit scores for students who need help with credit card processing.
The personal customer service is outstanding and easily the best on line app to manage your financial
This card was a great choice that I made an if you pay on time they take your card up automatically which is great for me
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