United℠ Explorer Card Reviews

Approval Odds

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4.2 out of 5 stars
6 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

4 out of 5 stars

4 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 18.24% - 25.24%* Variable
  • Annual Fee $0 intro, $95 after first year
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 18.24% - 25.24%* Variable

These reviews were written by current and former cardholders in the last year.

Jul 21, 2019
Wonderful card with a lot of perks!
Gar60313 Cardholder

I travel a lot so the perks of travel whether it be the $100 in credit if you apply for global entry or TSA pre check is amazing! Also, no foreign transaction fees. Those are a few reasons why I love it!

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Dec 27, 2018
Great rewards. Generous credit line.
Dulg24 Cardholder

Approval at 684 TU 635-645 Fico. Didn’t pull EQ. They use some chase scoring model. Had 696 there. Card took full 7-10 business days so I’d expedite it.

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Dec 30, 2018

Amount approved?

Jan 04, 2019


Feb 10, 2019

how many new accounts did you have within the last 24 months?

Feb 15, 2019

Honestly 5/24 just caught up to me when I had like 9 accounts but I got both my chase cards when I technically was over already

Apr 01, 2019

Did you have any of your credit cards maxed out before applying ?

Jun 23, 2019

They pulled EX and TU?

Oct 24, 2018
Love the priority boarding
hchawks07 Cardholder

If you usually fly united this card is for you and pays for itself.  I fly a few times a year with United, free baggage for me and one passanger and priority boarding, its worth the annual fee.  

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Oct 10, 2018
Good for Priority Boarding

I hate waiting in line and the priority boarding is what sold me on this card. Plus 60k miles sign up bonus was definitely solid. I have other cards that earn more miles with flights but this is a nice backup should I be looking to check bags and save some money. Fee alone is worth early boarding imo.

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Oct 09, 2018
Bait and Swtich
btobias1908 Cardholder

Was offered 50,000 bonus miles for sign up, but after meeting all spending requirements was told I had signed up for an offer to waive the first year payment. Disputed, and was told there is nothing that can be done. 

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Sample Size: 751
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

The ratings and reviews are brought to you by our users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.


United℠ Explorer Card