I fly about twice a month with United. As a frequent flyer, this card has many perks. However, I will admit if I didn't fly so often, I'd be hard pressed to justify the yearly fee. Other than that, customer service is awesome. I use my miles for cheaper/free flights all the time, and it's an overall wonderful card.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 16.49% - 23.49%* Variable
- Annual Fee $0 intro annual fee for the first year, then $95
- Purchase Intro APR Not Applicable
- Purchase Regular APR 16.49% - 23.49%* Variable
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Most Helpful Negative Review
I've had this card for 2 years now. Was able to get the old 50,000 miles spending bonus when it was offered back then. The priority boarding benefit lets you board as a Group 2 member which is good if you have carry on bags that you place in the overhead storage. The lounge passes are pretty ehhh especially with what is in the lounge. If you are flying solo you have to fly 2 round trips to break even with the annual fee if you are checking 1 bag. I fly 4 round trip domestic flights a year so I will never get status with the airline. The reason I keep this card is for the trip insurance. For that $95 annual fee I was able to get $250 in food and hotel when my flight was delayed. Which is actually a Visa Signature benefit and not really one with United.
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Sample Size: 751
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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