I applied online after CK said my chance of being approved was Good. My credit score is lousy, about 550, but my credit payments are 100% perfect. I have several credit cards, some maxed out, and a car loan, and a trailer loan. I was approve instantly for this card, low $300 limit, but it will improve my credit score over time.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $0-$99
- Purchase Intro APR Not Applicable
- Purchase Regular APR 23.90%*
If you’re looking to build your credit, the Indigo® Platinum MasterCard® could be a good option.
What to Like
The Indigo® Platinum MasterCard® is geared toward consumers who are looking to build their credit. Before applying, you can get pre-qualified without affecting your credit score, so you can get a better idea of whether or not you’ll be approved. As a fun bonus, the card also comes with a few different card designs that you can choose between.
Look Out For
Depending on how strong your credit is, this card could come with an annual fee. There’s also a relatively high APR and a Penalty APR that the issuer can apply if you miss a payment.
Most Helpful Positive Review
Most Helpful Negative Review
I applied and it recommended the card, Approved for 300$ spending Limit. My card is on its way in the mail. Fees (if any) are right there and they are up front about it. Do NOT rely on CK reccomendations, they are JUST recommendations. Not everyone they think will get a card will actually get a card, it is just a SUGGESTION. Treat it as such. Remember your CK scores are not real FICO scores, they are Vantage 3.0. Most lenders pull FICO scores.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.