Have this card to rebuild credit, customer service hard to get a hold of, my card expired and since I haven't used it in 6 months didn't notice, requested new one, can not activate, the previous account connected to old card deactivated, can not get online to see "new" account, or any details, on hold for hours with customer service. After over a year with this card no added benefits with on time payments and pay offs, if you want something to just report to credit bureau might be for you, nothing but a hassle and pain in the butt for me, time to close and get my money back.

I’m currently trying to get a house and I’m close enough to get a new statement with less numbers put on the statement so that way I have a better chance of getting a better interest rate I called them to get an updated statement and I needed it today however they don’t do anything that will help you get any information on that day they have to either mail it or fax it this is putting an extreme delay on everything and hopefully I don’t lose this house so far my experience with this card is very very poor they like to throw hidden fees and everywhere they can get and it just makes doing what you need to do to survive extremely hard I do not recommend this

After having this credit card for 3 years with no increase in credit limit, I finally canceled it. High interest card, no benefit. Customer service was always helpful.

Only apply for this card to have credit and on time payment history to improve your credit score. Once you can apply for another card do so and pay this one in full and close it out. I’ve applied online to have my password reset and it’s been 5 hours and no email reset yet. And no chance for an increase.

Good for building up your credit score

Lets start by saying that I received my card, no trouble activating it, however, could not use it. then they bill me for 76 bucks initial fee (understandable) but I cant pay because they cant find my account when they try to look me up....but they want their money at the due date. So i call...they cant find me. So after A LOT of wasted days back and forth they finally found me. After Long hold times & bad customer service I cancelled the account...but not after paying the 76 bux that they refused to credit. Terrible people. Bad Karma.

Had the card for a little over a year, never used more than $30 for gas ever other month and promptly paid off. No chance for an increase regardless of balance and payment history. BOOM $99 annual fee (which should have only been $59) hits. You see this issue? If you have this card for 3 years or more, your annual fee will be more than you can ever get as a credit limit. Called to cancel card and the foreign operator could care less. Way better options out there

This card will help your credit but never gives you an increase and makes your debt ratio look horrible each time. Other than no issues with it, just besides the annual fee they charge.

Card did help improve my CS. They do not offer CLI. They will offer one of their sister cards Milestone ( which I had first), and Destiny and there is another one out there with a higher credit limit, but still you will only get approved with the $300 high schooler credit limit. I just did a BT to pay if off and close. I would stay but they don't offer credit line increase with none of their cards.

I had the Indigo card foe about 4 years. As my credit score rose and I obtained other cards with dramatically higher limits. I asked if I could get a limit increase but was told no. My limit was only 300 so I just stopped using the card. After not using the cards for months i was charged the 99 dollar annual fee. That was the last straw! I called cancelled the card and the 99 dollar fee was credited to my account because I cancelled w/i 30 days of the fee being charged. Thanks but no thanks.