They call you BEFORE your due date to collect on that month of services plus next month's services... I actually ended up over paying to where I had a credit- and they reported a no payment to the credit bureau...

I’ve had this card for a short time, and have used it. It is essentially a worthless $300 credit card; the end. But it has gotten me out of a jam a few times. I had no billing or communication issues, and no complaints. I say get the card but it’s only $300. You’re better off just saving $300 interest-free bucks yourself, and use it on that rainy day.

Generates late payments fees and negative credit reporting due to slow payment posting. Choose a different card!

The website doesn't work, I'm not even using it and I'm always over the credit limit. This card is horrid.

High annual fee and very low credit limit $300 which they will NEVER increase.? Very bad/rude customer service center!!!

I've had this card for over a year now. They do not do credit increases. Your stuck at 300 credit limit, and you pay 99 dollars a year to own this card. Customer service is horrible and has often been rude to me. When I canceled the card, it took me 3 months of paying interest on interest to clear my balance. I paid it off and canceled then the following month I got a new bill. It was the interest from the previous month, and again the following month. ......I beg you. Read the reviews.... There is a reason they only have 2 stars!!!

Don't get this card unless you're building credit.? The credit limit is at most $300.? They charge a $99 annual fee and don't offer a credit limit increase.? It's not worth the headache or the cost associated with it.

Only apply if you have horrible credit to the point that no other company will approve you. Ive had this card for 3 years, and there has never been a credit increase.? The limit is $300 and there is a $99 annual fee, which makes no sense because thats about 35% of the credit available.? Theyre wouldnt waive the fee they wanted to offer $25 off. I canceled and I am getting a credit card with no annual fee.?

The card website is VERY crude. There is also no app to use for quick viewing/paying

High rates, poor customer service, very low credit limit, hard to get higher limits.