First year was good then yearly fee doubles absolutely worthless customer service

They don’t report to the credit bureau As they said ..

Worst credit card company I have ever even heard of. So here's the skinny. I get a card with indigo and pay all of the fees associated with the card. After accumulating a balance, I attempted to make my first payment and the payment was returned. This happens several times over the course of a couple days; keep in mind this is several days before the due date. I contact my bank in an attempt to determine what the issue is. My bank says sorry we just didn't recognize the card company we will allow your payment through. My payment goes through no problem. 4 months go by of me making my monthly payments on time, after paying down the balance I attempt to use my card again and it gets declined. I call indigo and they say sorry we permanently closed your account due to to many returned payments and there's noway to reopen your account, but if you would like to you are more than welcome to reapply. Now this really passed me of because the way I took it is I would have to pay all of those account start up fees basically twice to have an account with indigo that I can't count on. They could have called me or contacted me. I had a perfect payment history with them never being late or missing a payment. So I will pay off the remaining balance of my account with them and I will never do business with this bank again. They are un reliable there customer service is garbage and they make the whole experience feel very impersonal there interest rates are crazy high I feel like they just took my money in fees and interest and I got nothing in return. I call that the hot apple bend over. STAY AWAY FROM THIS CARD. There are better card options out there for people whom are trying to repair there credit.

When I was going to be charged a 100 Dollar Yearly Fee on a 300 Dollar Limit Card with No chance of ever getting an Increase? I'm not sure what that computes to the yearly interest rate? But I'm sure The Mob and Quito are in Charge.

This card is probably the worst credit card to obtain. Most cards allow you to make a payment and it posts to your account immediately. This card allows payment only from a checking account, not from a debit card. Once the payment is made, it takes 14 days to be clear on your account. That makes absolutely no sense. I wish I would of known that before wasting my time. Building credit... I don't think so, it does just the opposite.

This card is ok to start out a rebuild. I was able to get it shortly after my CH7. However, it will only be a $300 limit with no CLI ever. This is well documented on their website. Also if you have to get a new card number due to fraud they will make you create a whole new login and profile as well as adding your payment account information and auto pay info again. This can lead to a very long process.

I had the card and used it for monthly bills like Netflix, electric bill etc to help build my credit back. Approved amount was low which is understandable considering I was rebuilding, but it was frustrating after never being late, maintaining a balance, paying interest, paying it off, and constant use of the card that despite all that the annual fee wouldn't be renegotiated or the line increase would not be increased. Every other card I have I have several thousands of available balance options but this one at $300 was a pain and frustrating so I dropped it after 18 months.

Good if you don't mind paying $40 for it to sit in your wallet each month and then try and ask what I can do to fix and keep getting charged when it's a $200 card they'll charge you up to $1000 without working with you. Horrible just stay away from it. The people there don't know what they're doing or how to fix it.

I have made multiple and on time and early payments every month since I received this card, I've had it for a year now and the down side is that, they don't report things on time so they come up at late payments even though I made a minimum payment at the start of the month and a extra payment later into the month, thats 2 monthly payment one early and one extra, and I have 3 late payments on my record? .....how? It makes no sense.

everything from interest rate to never an increase bad cservice