I have had this card for over a year. The $300 limit keeps it from getting too high and the bills are small. I have had no problems at all with this card. I make all payments through the website and no issues there either.

I've called customer service twice. They are awful who doesn't want to understand nor do they care about your concerns. I will be closing this account the moment I'm able to do so which will be by the end of the week. I pay this card to nearnfull balance, it shows in their statement, it reflects on the balance and for sure it's been taken from my bank. They refuse to see if there is a technical issue and instead repeats the same thing over and over again. FOR YOUR OWN SANITY Do NOT APPLY!!!!

I got approved for 300.00 credit limit with no problem over a year ago. I only used the card a few times. I stopped using the card because it takes so long to update and report to my credit report. I had to apply to other credit companies to assist with increasing my score. My score went from 600 to 720 with NO help from this company. I then inquired about a credit line increase and was told that was not an option. What’s the point of having this card??????? After justifying your credit worthiness and they will not increase the limit. So now I have the card and never use it.

I don’t the fees for what, it’s very bad credit card you can have it in your life. I gave one star because there is no way to give zero.

Only negative thing to say is the yearly fee high as soon as I get credit score will get one without yaerly fee and dump this one

I've had nothing but positive results. After using and paying my card on time each month, My credit score has gone up as well as many offers for other cards. Anyone serious about having good credit can trust this card. I do and am GREATFUL for the chance to prove myself worthy.

keep your credit limit less then 30% and watch your credit score go up plus Three credit bureau reporting!

This is a good card. Wish they had an app for your phone but website it super easy. My limit is low and never changes. I just use for gas and stuff like that.

this card is easy to use for building credit will work with you if you fall behind as long as you continue to make at least minimum payment which i might add is always more than reasonable

I am so upset that I pay my bill and it takes 14 days to process and then I am reported for having a balance. I pay it off every month but because you take so long to apply the payment, which is made on the due date. The last hit to my credit cost me 29 points.