I see a lot of bad reviews here, I have had it for almost a year with no issues at all. I was actually scared after I had been approved and read some comments here and wondered if I should cancel it. Glad I did not do that, it has helped me rebuild credit after my business took a dip caused by other companies offshoring. If you pay your bill and are responsible it is a great starter card to build or rebuild. I also saw bad reviews on the interest? You knew the rate before you accepted? This card is for risky people to prove they can be responsible with credit and is perfect for just that. Otherwise get a secured card. This company is doing people a hug favor and it's annoying how ungrateful many people can be. I have never had to contact customer service, I use my card and pay my bill, very simple.
Overall card rating
- Highest rated
- Most helpful
- Least helpful
These ratings and reviews are provided by our users. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it.
†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.