Southwest Rapid Rewards® Plus Credit Card Reviews
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
Card Details
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 16.99% - 23.99%* Variable
- Annual Fee $69
- Purchase Intro APR Not Applicable
- Purchase Regular APR 16.99% - 23.99%* Variable
These reviews were written by current and former cardholders in the last year.
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Excellent Sign-On Bonus
I was approved for this card with a 686 FICO score. They pulled Experian. At the time of application, I was utilizing 57% of available credit.
The sign-up bonus of 40,000 points was granted after only $1,000 of spend on the same day that the first statement posted. The bonus was enough for a round-trip "Wanna Get Away" direct flight to Cancun, MX with about 5,000 in points left over.
The customer service is great and problem resolution is prompt. Point redemption is relatively quick. There's no annual fee. The biggest trade off between this and the Premier version of the card are 3,000 annual anniversary points versus 6,000 annual anniversary points and foreign transactions fees on the Plus versus the Premier.
Also, with heavy usage and payment in full each month, I received an auto-credit line (I didn't request this so no hard-pull) increase with the third statement posting.
At the time of approval, a paid collection was reporting along with 1 late paid student loan from 3-years ago.
Hopefully, this is helpful.
Good card
I was approved for $12k limit with a 740 Fico score and $53k yearly income.