I applied for this card about a year ago when my score was roughly 680/675. They started me out at a 1500 dollar limit. It was awesome at the time because my first card was a capital one (another great card) but they never give you a increase. Within a couple months they bumped me up to 3000 and then eventually 7000 about 6 months later. I make my payments super easily on their app. You get a lot of points for purchases. Whenever I get tight on money I cash in the points and the money is in my bank account within 2-3 days. My credit is now 725/720. Hands down the best card I?ve ever known!!

After credit karma said that my odds were great I applied. I was declined! I have great credit and my balance is under 30%. I don't believe credit karma and feel they are very misleading! And now I have a hit on my credit!!!

If it weren't for me finally being brave enough to get a credit card I would have never been able to work on my credit. When I first applied I got approved for only 1000 dollars. As long as you're responsible enough to not put yourself In debt this card is amazing. The cash back rewards are sooo good. Little by little your credit limit increases. I've banked with chase for 12 years, their customer service reps have always been good to me. I definitely recommend this card. Especially if you're like I was, new to the credit game and trying to build. I literally pay ANYTHING AND EVERYTHING I can with this card and just pay it back by the end of the month. Also there's no limit to how many payments you can make per month, so that's helpful!?

I got a decent credit limit upon approval. Also, they gave nice credit limit increases (more so than Capital One) I had a credit limit of $7500, and had a balance of $6000. I recieved $ from a friend and decided to pay this card down a bit. I knew to not pay the entire balance off, as I had heard stories of limits being lowered if you do this. I paid them $3500. A few days later I see they've dropped my limit to $3500. So moral of the story is DONT MAKE LARGE PAYMENTS TO THIS COMPANY OR THEY'LL DROP YOUR LIMIT. If I could do it over again, I'd probably pay double the minimum due every month.

Never any problems with this card cash back and customer service are great. Only complaint is if chase suspects fraudulent activities in a certain area they will dent purchases leading to uncomfortable situations in line at stores etc. Never have that issue with my amex. Otherwise no complaints great card

I applied for this card after already having the Chase Freedom card and a few others.? The Freedom card was good with rotating 5%, but this one had a promotional 3% cash back for EVERYTHING.? I love Chase Bank's online portal and the cash back can be deposited into my bank accont for any amount each time my statement comes out.? I utilized customer service twice and had great success both times.? This is my favorite card so far and I will keep using it until something better comes along.?

I've had this card for 3 year and it's been a great starter credit card. But since I've felt responsible enough to increase my limit I continue to get declined. They want me to sit on the phone with a rep and beg. I have great credit with only this card payment. Never late with pay and a great salary. I'm ready to cancel the card and go with a different company.?

Even with pre-approval and a 700 Plus credit score denial is imminent if you have a delinquency 5 years ago it it's paid and full. Fyi

Even with pre-approval and a 700 Plus credit score they will turn you down for a five-year-old delinquency that is paid.

I applied late at night and a representative called me the following day less than 24 hours later letting me know I was approved. I was hesitant applying for the card with a score of 747 because of other reviews. I applied for the card to utilize the 0% introductory APR to buy my girlfriends engagement and was happy to hear I was approved for a $13,000 credit limit. The only thing I wish was different is being able to use the account as soon as it's been opened, but I will have to wait 1-2 weeks for the card to arrive in the mail. All in all, so far it's been great! Don't let negative reviews steer you away from possibly having a great experience.?