I have been trying for 3 years!!! It always gets declined and when I call reconsideration line they say I have too many new accounts. Even though I’ve been banking with them going on 8 years. My credit was always good but I was always over the 5/24 rule. I recently went under 5/24 and decided why the heck not, especially since synchrony closed my accounts. My scores were 741 TU/735 EQ. I’m a college student making 35k a year. Applied and got the 30 day message. I got excited because the last 6 times were straight denials. The next day, I got an email saying approved for $4,800!!!! I’m so happy. I have been trying for soooooo long. Credit Karma said approval odds were poor but I still shot and won!

Approved using Chase pre-approval site. TU 702 EQ 702 EX 691 given $1800 credit line first chase card. They pull from EQ and EX. Easy to obtain sign on bonus. Looking to complete chase trifecta. Good catch all card.. Be aware of 5/24 rule

CUSTOMER SERVICE IS THE ABSOLUTE WORST

This card gives the most cash back on my purchases more than my other 2 cards. I admit to being a little bias since the card payment is withdrawn and payed the same day because I'm a Chase Bank customer, but it's a big advantage to my Amex and Capital One. Customer service is very helpful too. If I decide to acquire another credit card, it will definitely be from Chase.

Horrible. It's entering the twilight zone. Overseas call center. Bad phone connection. Fix password. Next day it doesn't work. Try to reset and message says can't find the account. Even with the social security number. FRUSTRATED!!

This card was one of the cards that I was denied the card yet I got approved for American Express. Took a ding on the credit rating when it showed the card to be favorable at credir karma and at Experian.

I applied this card on a pre-approved noticed through chase, back in the Dec, 2020. 780 CS, 60k Income, 15k Credit line. Cant complain! Use it every time on 1.5% CB. You also get offers like 10% Off Stores/Services. I used a couple on Starbucks, DD, Udemy, Bose, Walmart etc.

I applied for and received the Chase Freedom Unlimited card. The card didn't arrive in the four business days they promised, more like 8 days, okay, could be worse. I validated the card and set up my online account, but started to see some problems on the website which was asking for information (address, email, phone) that I had already supplied. During subsequent logins to the website I was repeatedly asked for the same information, as though I had never provided it and it apparently never gets saved. In my personal info section the website says there is a problem - I haven't supplied my address, yet there is no place to type it in. Attempts to actually use the credit card failed so I tried calling the number on the back of the card for support. I was on hold for 2 HOURS AND 20 MINUTES before I finally had to hang up and move on. On that call I had to listen to the recorded operator saying over and over how much they appreciate my business. I couldn't have a worse impression of Chase so far and feel that since I can't get through to them I will have to just cancel the account. Horrible, stay away.

Had the card for years along with 10 other cards. They dropped me out of the blue. Years later I applied again , I have a high credit score and many cards that I always pay in full before the due date but I figure you know what I'm going to say. YES they denied me. Don't apply for this card, it will drop your credit rating.

To me credit card is a convenience item not for credit. I don’t use a card unless I have the funds in my checking account first. I don’t like debit cards because if you experience fraud it’s your money and it takes time to get squared away. Banks are in no hurry to refund your money but eventually they do. To sum up credit cards are good for cash back and make it convenient for you to do biz. Also I noticed a couple of people complaining about low credit limits on new cards. The reason. Most likely it is because of high limits one has available that even with excellent credit they want to limit exposure because you all ready have a deep well to take from.