Got it!
CK said I have fair odds but applied anyway. Result said they need to review more so I figured oh well and it did hit my score by 3 right away. I have the Sapphire with 8k limit and kept balance really low. Signed on my phone to make my payment and noticed I have the Freedom Unlimited underneath my Sapphire. I was excited to see that I was approved for $6100. Called costumer service to make sure and verify that it’s not a mistake and they said yes it was approved. So with my odds of just fair I think Chase consider your other accounts with them maybe and if you’re in good standing maybe they base it on that as well. My payment history is at 100%. CS is 690 at the moment but I just started building my credit for about 3 years now. So happy to say I’m excited to have this card and will take advantage of that 15 months 0% APR.
The best card of all.
This is the only reward card that gave me a the highest credit limit, twice as much as other cards.
Congrats on the card. Can you share range of your score and the Credit Limit that is given to you?
I am planning to get one. Thanks
Shady business practices
I recently opened this card and am supposed to receive the $150 bonus for $500 spent in the first 3 months of account opening. Two weeks after opening the card, I receive an offer in the mail for a $200 bonus for $500 spent in the first 3 months. Naturally, I called chase visa and explained the situation and asked if I could receive the better bonus offer from the mail since I had just opened the card. They said no and that they could only honor what I was originally approved for. Interesting since I have never received any offers from them before in the past. This seems very dishonest and shady to me considering I just opened the card. Very unhappy with this new card and wish I would have went with another capital one card which has been much better.
FAVORITE CARD AMAZING
This is literally my favorite credit card ! I got approved for it when CK said poor chance and I was approved for a 900 dollar limit in July 2019 .... fast forward 4 months I got a limit increase today I make all my payments on time I pay it off within the month. Ok cause has a 5/24 rule but I applied for this card and 3 other cards in one day at the time so ! I say just go for it I stay earning points & when I make a year I'm gonna try to apply for the sapphire reserve !
Horrible
Applied, approved for $3600, great. Card shows up really quick, then chase pulls my credit 2 more times, and then cancels card. Score dropped over 30 points from their BS. Horrible experience.
there something you did that chase has not forgot or you where over the five twentyfour rule
This card is ok,but the customer care is suck..
Incomplete account documentation
I've had this card less than 1 month and already made a good size payment, and that's where the issue began.
What they don't tell you in any documentation is that they will show your balance as lowered by the payment amount, but if you look at your available credit it won't show the payment.
From what the customer service rep told me, they place all new accounts into a payment hold for the first 4 months. On my case nearly a week from payment date to phone call had lapsed and they said it would still be additional time before it cleared.
I ended up calling since I didn't know anything about this "payment hold" and to prove my payment has cleared they did a conference call with my bank, it was only after that that they released the hold..
They said that I would need to repeat that process over the next 4 months.. Other cards I have have never had more than a 2 business day hold.
I'm probably going to take a hit on my credit, but this account is getting closed, and probably before the first bill even is cut.
thats a common procedure banks do when you make large payments from external bank accounts, i wouldnt close this card for that reason because you will see it happens elsewhere, atleast keep the card thru the promo apr 0 percent on purchases and balance transfers
I just don't understand why people want the money posted to their acc't immediately. I suppose if your living hand to mouth then you would need access to the money right away, but waiting for the payment to clear for a few days for 4 months doesn't' seem like a big problem to me. I have a couple other cards that aren't posted the same day or a couple of days. I'm not living on credit so it doesn't bother me.
Is this something new they started?.....have 3 cards with them and never recall having to wait more than 2-3 days for payment to clear.
Was good as a credit card gets but Interest charges are ridiculous.
Great Card So Far
I got my card with a decent CL and needed help starting a account. The customer service lady was so patient with me and helpful. First impressions matter. Will update after I have had a while.
Good card for rewards and no annual fee
Good card overall
Congrats for the card, Could you share the Credit Limit that is approved and your credit score? Would help me in deciding whether to go for the card or not.
limit depends on your credit profile and income. if you already have chase accounts, you can get an extra $50 bonus of $200 instead of $50by logging into account and you might see offer that you're already approved like i was
PRICEY!
The fees on this card do NOT make any sense. It's super expensive and you'll be paying off your debt forever. Luckily, my balancew will be PIF at the end of this month & I vow to never use them again. Discover is a much better card & bank.