Got it!
CK said I have fair odds but applied anyway. Result said they need to review more so I figured oh well and it did hit my score by 3 right away. I have the Sapphire with 8k limit and kept balance really low. Signed on my phone to make my payment and noticed I have the Freedom Unlimited underneath my Sapphire. I was excited to see that I was approved for $6100. Called costumer service to make sure and verify that it’s not a mistake and they said yes it was approved. So with my odds of just fair I think Chase consider your other accounts with them maybe and if you’re in good standing maybe they base it on that as well. My payment history is at 100%. CS is 690 at the moment but I just started building my credit for about 3 years now. So happy to say I’m excited to have this card and will take advantage of that 15 months 0% APR.
Great card
Never any problems with this card cash back and customer service are great. Only complaint is if chase suspects fraudulent activities in a certain area they will dent purchases leading to uncomfortable situations in line at stores etc. Never have that issue with my amex. Otherwise no complaints great card
My Go-to Card
I applied for this card after already having the Chase Freedom card and a few others. The Freedom card was good with rotating 5%, but this one had a promotional 3% cash back for EVERYTHING. I love Chase Bank's online portal and the cash back can be deposited into my bank accont for any amount each time my statement comes out. I utilized customer service twice and had great success both times. This is my favorite card so far and I will keep using it until something better comes along.
I’ve had this card for over 3 years now
I've had this card for 3 year and it's been a great starter credit card. But since I've felt responsible enough to increase my limit I continue to get declined. They want me to sit on the phone with a rep and beg. I have great credit with only this card payment. Never late with pay and a great salary. I'm ready to cancel the card and go with a different company.
go join NFCU they give out 20000 like candy
Its often easier to reapply for a new card and get a high limit if youre credit worthy. They are usually much more conservative with increases to open accounts.
It's a no annual fee card just pay it off and let it sit. If you cancel it'll only hurt your Credit.
Nothing special
If you don't use it they will take it away fast.
Must be one of your first 5 cards
Got approved immediately with fair approval odds, with $2,900 initial limit. Credit score 725 transunion, 721 Equifax, 743 Experian
Amazing!
Application process was easy and I was approved within minutes for a $6,000 credit line. I tranfered balances from two other cards where the 0% timeframe was about to run out. Great way to fund small business startup costs for 15 months.
Best Card Ever!!!
I got Fair Approval Odds with CK!! My score was EX 663, EQ 654. My UT was 38%. Chase pulled my credit from EX and EQ. After applying online sent an email stating will let me know their decision as soon as possible. Forgot to tell you I applied for Discover it prior. Got instance approval for $5,000. (( with 6 inquiries )) Don't listen to that 5/24 rule!! Anyway back to chase!!! I swear I called the status line 10+ times. was told I will get a letter in 30 days. I talked to a rep. asked name, SS #, address then she put me on hold for a min. or 2. Came back and said, you're approved for $2,500. I wanted a credit card with 0% interest and cashback. My dream cards Discover, Chase Freedom, and Citi double cash. Good news and bad new!!! got 2 out of the 3. Citi did the 5/24 rule on me lol.. Discover and Chase didn't do the rule. Just a note all three cards pull EX, but Chase pulls EX and EQ. Hope this helps!! people post great cards start posting credit scores that will really help people before they get a hard inquiry.
Thank you. This helps a lot.
Really Cool
I applied and received a 1500 CL and then one month later my limit doubled. I won't be using all of that but thank you Chase. I also bank with them so making payments is extremely easy. I'm looking into a business card soon...I guess it'll be chase too😊
Congrats on the new card! What was your credit score when you applied for the card? Would help me make a decision. Thanks
When did it double, after you made your first payment?
So far so good
Im mostly writing this to correct something, the balance transfer fee, at least for myself, was 3%. Not sure if that depends on the applicant or maybe its been changed. But the credit karma data says 5%.
3% is intro rate, 5% after.
Very Good Card!
This is a very reliable card I have had this card for years now and always helpful and nice customer service, it is my favorite go to card.