Perfection in a card!
I started fixing my destroyed credit and got the Capital One secured card first. Once I had that card for a year I got my credit up to around 600. I kept usage below 30% and applied for this card and was approved with a $2500 limit. I use it for everything but I don't leave a balance, I have it on autopay but I also login every few days and pay it off so that I don't risk having my usage above 30% at any reporting time. I have received the introductory $150 for spending more than $500 within the first 3months and have been getting around $50 in cashback rewards each month, spending money paying bills and shopping for things that I would normally be shopping for. I have had no issues with this card so far and would highly recommend it if credit karma recommends it. They haven't steered me wrong yet.
Awesome perks with cash back rewards.
Great to have when you want simple rewards earned. With a little extra incentives.
Amazing Card
My Credit Score wasn't that great. It was around 670 when I applied for that card. I got approved for 4K in just moments. It's an amazing card for everyday use.
Was your score 670 with Transunion and experian
Approved for $1k with fair credit
Credit Karma gave me "very good approval odds, so I went for it. I have 2 Capital one credit cards for a total credit limit of $1,350. 1 student loan for $2,250. And 1 car loan that I still owe $10k on.
Credit scores: 676TU and 657EQ
Approved for $1,000. I was hoping for at least $1,500 so I called immediately to ask for a credit line increase and was denied (that cost me another hard pull, ouch)
Haven't used the card yet, so can't talk much about that.
Good so far, but we shall see
I applied for this card after being a bit apprehensive since I was still in rebuild mode. I started with a 525 score and applied for capital one secured last October 2016 and with consistency with it got my score up to tu 633 eq 635 and went on a limb to apply for chase unlimited, scared it would take days to learn the decision as some mentioned, I was shocked that I got immediately approved for 1000. The inquiry knocked my score down 3 points, but waiting on the account to kick in to see how much it will raise my score. Will keep yall posted on that, rather I have problems getting my bonus after 3 months, and how the point system works out.
so far so good
I applied for this card with 631 TransUnion and 655 Equifax and was approved for $2000, I have been rebuliding my credit and I am glad I was finally able to get a card that gives me cash back. I have not yet received the $150 bonus but will update review at that time.
Great card
I really love the card. Its awesome to get approved by Chase. I really wished it would give more rewards for using. I use it about 4 to 5 times a month and it sometimes doesnt give me any cash back. But other than that i love using it for emergencies and everyday purchases. Would really recommend it.
This card is THE standard
This card is what I compare to for all other credit cards I apply for. In fact this card is arguably the best general cash back card out there right now because the points are worth a bit more than the typical 1 cent through their rewards program and most venders easily accept the points. This is my everyday card and it's not changing. There are plenty of cards to combo this card with. This card would be the general uncategoried card but I recommend getting a card with 5% cash back on groceries and 5% cash back on gas and everything will be easier.
Keeps things simple
No rotating categories to keep track of. Just a simple flat cashback % on everything. Simple.
Awesome Card
I just got this card about a month ago. I've only had a prepaid credit card, and have been working on my credit score. CK said I had very good odds,and I applied thinking I'd probably get a 1500 CL. Well, I was immediately approved for 7000! My credit score went WAY up the last couple of weeks, and I've already earned the $150 sign up bonus ( bought a washing machine.. paid off already..).. This is a great card to use for every day purchases and then just pay off every week or so. I am finally out of a financial hole and it feels WONDERFUL to have a line of credit for all the home improvement stuff I have planned :)
What was your score at the time you applied
Fair approval odds
I'm still working on my credit and CK showed me as fair approval odds. I was VERY nervous and kept searching reviews and stewed about it for a week. Finally I said, what the hell I'll just apply and see what happens. CK docked me 8 points for the inquiry and I got a message from Chase saying they would mail me a decision. I WAS BUMMED. Two days later I couldn't take it and called the membership recon line I got on google. After a series of questions, they approved me for $500. Whew! I hate that the credit limit is so low but I'm glad I was approved.
That's awesome! How is your credit score? Mine isn't that good either so I'm a bit reluctant to apply.
What number did u call? I applied and got denied unfortunately, who dod i speak to and what do i tell them? Thank u so much