Got it!
CK said I have fair odds but applied anyway. Result said they need to review more so I figured oh well and it did hit my score by 3 right away. I have the Sapphire with 8k limit and kept balance really low. Signed on my phone to make my payment and noticed I have the Freedom Unlimited underneath my Sapphire. I was excited to see that I was approved for $6100. Called costumer service to make sure and verify that it’s not a mistake and they said yes it was approved. So with my odds of just fair I think Chase consider your other accounts with them maybe and if you’re in good standing maybe they base it on that as well. My payment history is at 100%. CS is 690 at the moment but I just started building my credit for about 3 years now. So happy to say I’m excited to have this card and will take advantage of that 15 months 0% APR.
great card
just got a auto increase from 1000 to 3000 in only 3months of having the card my fico currently is 744 to 735 across the board
$4,300 limit a 688 fico. just approved!
Ran Experian credit check mine was around 690 at the time. Had fair approval odds on credit carma and only a year of credit history. Keep in mind I had no negative items on my Experian report and 100% on time payments and kept my balance as close to zero as possible every month. This card is what's going to get my fico up to 730 that's a 40 point jump.
Application process worked just as CK in
I applied at the CK site
Was approved for a $2200 limit. Received card 5 days later. I'm very pleased so far. I wouldn't have applied if it had not been for Credit Karma approval odds which turned out to be correct.
Makes me like capital one more.
They don't raise the limit without a hard inquiry. After 3 years they keep me at 6k and never had a balance over 2k on it. Average around $500. The site has too many ads for other products. I removed the app since it was junk. I'm only using this for a few small monthly bills now. Rather not have it at all.
they just raised my limit 3x only after 3 months of having the card. i didnt ask for a increase they just gave it to me
wasted time on this card.
I have 730 credit score and got a credit line of only 1300$. And they took the most time of all the card companies I applied and this is what I get waiting for a month. I applied for citi and got a credit limit of 3500$ and others with more then 4000 plus limit but didn’t impacted my credit score that much but this one did. Don’t go for this credit karma keep telling me for you so I applied so that I can increase my limit but it’s not worth wasting your time.
The long wait period is crazy.
Awesome Card
Been using this for more than 4 years. Also have other cards Amex,cap one, citi, synchrony.. but I just stayed on this one for all my expenses because of the ease of usage and cash backs are spot on. They deliver what they advertise. Highly recommend this one.
Its a Good card in a Emergency
Great card for Chase bank, customer service was helpful,. Good card if you got 1 or two credit cards on hand. The app also makes everything a smoother process.
Great Simple Card!
I was lucky enough to get this as my first credit card! I thought there would be no way they would give a 19yo with no score this card, but actually going into the branch and applying with a banker is probably what helped me get this card. Heck I even get a $1000 credit limit, but of course banking with chase since I was 17 helped I'm sure. Now I use my new card for all my purchases, get cash back, pay it off, and await my increase in a few months. Even now as I look at credit karma they tell me I have poor odds, even thought I already have it :p
Good job building your credit at such an early age.
Great Simple Card
I was lucky enough to get this as my first credit card! I thought there would be no way they would give a 19yo with no score this card, but actually going into the branch and applying with a banker is probably what helped me get approved. Heck I even get a $1000 credit limit, but of course banking with chase since I was 17 helped I'm sure. Now I use my new card for all my purchases, get cash back, pay it off, and await my increase in a few months. Even now as I look at credit karma they tell me I have poor odds, even thought I already have it :p
Sorry to say but this card hasn't given me an increase in 3 years. Capital one has every year since 2012.
Great Simple Card!
I was lucky enough to get this as my first credit card! I thought there would be no way they would give a 19yo with no score this card, but actually going into the branch and applying with a banker is probably what helped me get approved. Heck I even get a $1000 credit limit, but of course banking with chase since I was 17 helped I'm sure. Now I use my new card for all my purchases, get cash back, pay it off, and await my increase in a few months. Even now as I look at credit karma they tell me I have poor odds, even thought I already have it :p