Got it!
CK said I have fair odds but applied anyway. Result said they need to review more so I figured oh well and it did hit my score by 3 right away. I have the Sapphire with 8k limit and kept balance really low. Signed on my phone to make my payment and noticed I have the Freedom Unlimited underneath my Sapphire. I was excited to see that I was approved for $6100. Called costumer service to make sure and verify that it’s not a mistake and they said yes it was approved. So with my odds of just fair I think Chase consider your other accounts with them maybe and if you’re in good standing maybe they base it on that as well. My payment history is at 100%. CS is 690 at the moment but I just started building my credit for about 3 years now. So happy to say I’m excited to have this card and will take advantage of that 15 months 0% APR.
Must be one of your first 5 cards
Got approved immediately with fair approval odds, with $2,900 initial limit. Credit score 725 transunion, 721 Equifax, 743 Experian
Amazing!
Application process was easy and I was approved within minutes for a $6,000 credit line. I tranfered balances from two other cards where the 0% timeframe was about to run out. Great way to fund small business startup costs for 15 months.
Best Card Ever!!!
I got Fair Approval Odds with CK!! My score was EX 663, EQ 654. My UT was 38%. Chase pulled my credit from EX and EQ. After applying online sent an email stating will let me know their decision as soon as possible. Forgot to tell you I applied for Discover it prior. Got instance approval for $5,000. (( with 6 inquiries )) Don't listen to that 5/24 rule!! Anyway back to chase!!! I swear I called the status line 10+ times. was told I will get a letter in 30 days. I talked to a rep. asked name, SS #, address then she put me on hold for a min. or 2. Came back and said, you're approved for $2,500. I wanted a credit card with 0% interest and cashback. My dream cards Discover, Chase Freedom, and Citi double cash. Good news and bad new!!! got 2 out of the 3. Citi did the 5/24 rule on me lol.. Discover and Chase didn't do the rule. Just a note all three cards pull EX, but Chase pulls EX and EQ. Hope this helps!! people post great cards start posting credit scores that will really help people before they get a hard inquiry.
Thank you. This helps a lot.
Really Cool
I applied and received a 1500 CL and then one month later my limit doubled. I won't be using all of that but thank you Chase. I also bank with them so making payments is extremely easy. I'm looking into a business card soon...I guess it'll be chase too😊
Congrats on the new card! What was your credit score when you applied for the card? Would help me make a decision. Thanks
When did it double, after you made your first payment?
So far so good
Im mostly writing this to correct something, the balance transfer fee, at least for myself, was 3%. Not sure if that depends on the applicant or maybe its been changed. But the credit karma data says 5%.
3% is intro rate, 5% after.
Very Good Card!
This is a very reliable card I have had this card for years now and always helpful and nice customer service, it is my favorite go to card.
The best card of all.
This is the only reward card that gave me a the highest credit limit, twice as much as other cards.
Congrats on the card. Can you share range of your score and the Credit Limit that is given to you?
I am planning to get one. Thanks
Shady business practices
I recently opened this card and am supposed to receive the $150 bonus for $500 spent in the first 3 months of account opening. Two weeks after opening the card, I receive an offer in the mail for a $200 bonus for $500 spent in the first 3 months. Naturally, I called chase visa and explained the situation and asked if I could receive the better bonus offer from the mail since I had just opened the card. They said no and that they could only honor what I was originally approved for. Interesting since I have never received any offers from them before in the past. This seems very dishonest and shady to me considering I just opened the card. Very unhappy with this new card and wish I would have went with another capital one card which has been much better.
Doesn’t seem dishonest you got marketing materiel in the mail. You already opened a credit card under another promotion. How is that dishonest ?
It's not shady. It's like buying something on Monday for 100 and a day later the price is 50 and you go back asking them to give you the promotional price. Lol
FAVORITE CARD AMAZING
This is literally my favorite credit card ! I got approved for it when CK said poor chance and I was approved for a 900 dollar limit in July 2019 .... fast forward 4 months I got a limit increase today I make all my payments on time I pay it off within the month. Ok cause has a 5/24 rule but I applied for this card and 3 other cards in one day at the time so ! I say just go for it I stay earning points & when I make a year I'm gonna try to apply for the sapphire reserve !
What was your score and credit utilization when you first applied?
Horrible
Applied, approved for $3600, great. Card shows up really quick, then chase pulls my credit 2 more times, and then cancels card. Score dropped over 30 points from their BS. Horrible experience.
there something you did that chase has not forgot or you where over the five twentyfour rule
Chase had a class action suit for illegal practices. They lost and will not forget the people who won.