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Opensky® Plus Secured Visa® Credit Card

Updated:

imageImage: image

83

reviews

3.6

Rating: 3.6 out of 5.

Great for no credit check

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Opensky® Plus Secured Visa® Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 67% 7% 12% 12% 2%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 67% 7% 12% 12% 2%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 67% 7% 12% 12% 2%

The average credit limit for members who have matched with this card or similar cards is $3,875, with $200 being the most common.

Here’s the average credit score of members who matched their Opensky® Plus Secured Visa® Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 46% 20% 29% 4%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 46% 20% 29% 4%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 46% 20% 29% 4%

The average credit score for members who have matched with this card or similar cards is 617, with 557 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

45.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

40 years

Average age of members who matched this card or similar cards.

$70,751

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.6

Rating: 3.6 out of 5.

83

reviews

Most helpful positive review

April 28, 2024

5

Rating: 5 out of 5.

Great starting credit building card

Credit Karma Member

I've had this card about a year now and since then my credit score has increased by 97 points and I now have 3 other cards. One thing I learned that's important is to keep you usage down using no more then 30% of you total credit line. Had I done that sooner my score would have remained 60 more points higher.

Most helpful negative review

March 12, 2024

1

Rating: 1 out of 5.

Worse card ever

Credit Karma Member

This card is s nightmare. I have never see a credit card that takes 10 days to post a payment. You have to be desperate like me to get yourself in that nightmare. Really regret of having it not satisfied

All member reviews