$75 yearly fee they take out of your $300 limit when you activate the card. $40 minimum monthly payment and $40 late fee. I takes a few business days to process the monthly payment, around 4, but once I notice the payment has been taken from my checking account, the money is immediately available as credit on my card. Interest is around $6 a month for using all $300 of the credit limit. I'm old school so I'm okay without them having an app. I was approved with a 610 credit score and I had 2 old charged off credit cards from around 5 years ago. I'm glad I'm able to raise my credit quicker now.
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