I had this card for 1 month, it was stolen they completely shut my card down. I try to make a payment they locked my account. No updates or nothing won’t even answer the phone. Now I’ll have a missing payment on my credit and their late fee is an additional $40

Don't do it...save yourself the grief of dealing with companies like this. No one could possibly need credit this bad. Go to a pawn shop.

First off, payments. If something goes wrong with your payment when you submit it, instead of giving you a chance to rectify it, the card wipes out all of your available credit. Second, when you submit a payment it can take up to two weeks for it to reflect on your account. Two. Weeks. In the age of instant transfers and near instant transfers this is intolerable. There is no customer service that I can easily find, and there is no live chat option. There is no credit line increase. So when you get your $300 limit, you are stuck at a $300 limit forever. The only nice thing I can say about this card is that it could be useful to stay out of debt since it has a low limit and can't be increased.

I used the card and paid it off quick. Now I tried to use it again and it thinks my purchase is fraudulent. Can not get in touch with them. Going on almost 12hrs. They just lost a customer.

I applied and sent in my information via fax and also spoke with someone on the phone and nothing has become of it still, we are now on month 3 waiting for something

Was approved for a Destiny Card Paid up front fees Card Issued and received.. .. Cannot register activate card.. ... All they will tell me is that my Social Security number is correct.. But "They" claim that my birth date that I have does not match "Their Records" at Genesis FX. ...

Customer service is rude fees outrageous worst card ever to recommend premier bank is a way better card they treat their customers with respect no hidden fees !

I had an "OUTSTANDING" chance at being approved, per the rating on my credit karma account, so I applied. Although I was approved I did not receive the card for another 3 weeks from the date I was approved and when the card came and I tried to activate it, I was transferred to another dept and then told that the birth date they have for me in their system is not the same as what I was saying it is and the only way to solve that problem would be to fax them a copy of my driver's license. I don't know this company or these people, I already went through the application process, which is where I provided all the necessary information they asked for, and they have my SSN so why do they have my DOB wrong, they can see by the pull on my credit what my true DOB is. And now that I have read more reviews, I am glad they did not activate my account, cause I will be cancelling this card ASAP

Got the card, I called to ask about a charge and they closed my account stating I asked for it. They also stated you NEVER get an increase.

When I needed my card to pay for my medicine in an emergency situation they said you have to wait several weeks to use it. I ended up using my car payment money which is now put me behind over all Wish I never used it. If you want a good card stay away from this card.