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Approval Odds

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1.0 out of 5 stars
1 Review

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

0 out of 5 stars

Customer Service

1 out of 5 stars

1 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 12.15% - 26.15%* Variable
  • Annual Fee $0
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 12.15% - 26.15%* Variable
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These reviews were written by current and former cardholders in the last year.

Aug 05, 2016
Rewards Visa Card

In credit disputes they require documentation mentioned nowhere in the card literature or on the USAA website.  I am a 40+ year USAA membership and the service keeps going down and down and today it bottomed out.  To avoid further charges since the dispute process requires hidden documentation I determined to cancel the card.  This the representative Ally could not do and she would not transfer me to the "cencellation team" since wait times were in excess of her limits.  I could only to a call back which would take 1 to 2 business days.  Could I talk to her supervisor - no this also requires a call back of undetermined tiime.  Could I talk to the disputes team - no and the callback was 4 to 5 business days.  Worst customer service ever.

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

Preferred Cash Rewards Visa Signature®