PayPal Cashback Mastercard®
Great for PayPal purchases
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their PayPal Cashback Mastercard® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $5,533, with $1,500 being the most common.
Here’s the average credit score of members who matched their PayPal Cashback Mastercard® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 680, with 765 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
23%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
41 years
Average age of members who matched this card or similar cards.
$100,980
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
September 25, 2025
No Issues
— Credit Karma Member
I see all of these bad reviews and I'm confused. I have had this card for a few years now and have never had an issue. Payments post the day I make them. Customer service has always been pretty decent. A lot of these reviews sound more like user error than an issue with the creditor.
Most helpful negative review
July 16, 2025
never again I feel burned
— Credit Karma Member
I used this card all the time chasing that 3% cash back. my credit limit was $50,000+. one morning I woke up and got a notice one of my auto payments had not gone thru and then realized they had canceled my card. they said I was a high risk for failure to pay. they won't tell me why and they tell me there is no one to talk to. I never paid late and I never carried a balance, my credit score was and still is 800+. to this day they won't open another account because they say I had a account closed. everything I had on auto pay was a nightmare to change to another card. I can't even lookup my old statements. I got a refund after they closed my card and had to fight to get that money from them. they finally mailed me a check for it. I've moved on to another card, but still wonder why.