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PayPal Cashback Mastercard®

Updated:

imageImage: image

178

reviews

2

Rating: 4.4 out of 5.

Great for PayPal purchases

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their PayPal Cashback Mastercard® or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 35% 18% 27% 15% 6%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 35% 18% 27% 15% 6%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 35% 18% 27% 15% 6%

The average credit limit for members who have matched with this card or similar cards is $7,077, with $2,000 being the most common.

Here’s the average credit score of members who matched their PayPal Cashback Mastercard® or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 21% 18% 41% 20%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 21% 18% 41% 20%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 21% 18% 41% 20%

The average credit score for members who have matched with this card or similar cards is 688, with 763 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

23%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

41 years

Average age of members who matched this card or similar cards.

$100,980

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.


Member reviews

Overall rating:

2

Rating: 4.4 out of 5.

178

reviews

Most helpful positive review

September 8, 2024

5

Rating: 4 out of 5.

Great credit limit

Credit Karma Member

They creditor gives you a great credit limit and if you know how to manage credit, this is a very useful card.

Most helpful negative review

October 21, 2024

1

Rating: 1 out of 5.

Sudden Credit Limit Decrease

Credit Karma Member

I had this card for about a year. Initially I was approved for a $5,500 limit. I used the card for several larger purchases and always paid more than the minimum on my balance. I last had a balance of about $360 and saw my credit limit plunge to $375 - which made my “credit utilization” go up to almost 100%, dropping my credit score 22 points! I don’t understand why this happened, all of my other credit cards are paid on time and I only use 10-15% of the total credit on other cards.

All member reviews