Offered by: HSBC Direct
Save your money in an HSBC Direct Online Savings Account and get 1.10% APY. Receive no monthly fees, no minimum balance requirements, and the ease and efficiency of online payments and security.
Your savings will grow with:
When you open an account, you
Manage your account by
And, feel good about it
* Annual Percentage Yield (APY) is accurate as of 09/23/2009. APY is variable and subject to change. Minimum deposit to open is $1.00.
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I currently have a 3.5% from HSBC; as well as a 4.25% CD; their online tools are intuitive and easy to use. The transfer feature is a bit slow when moving money into or out of HSBC (takes about 3 days for the transfers to complete).
PatMan 1 year ago
I have this HSBC Online Savings Account, and it has been quite easy to use. Agree with PatMan that the transfers should be able to be recognized faster (ie. I notice the withdrawal within 1 day from my linked account, but HSBC doesn't show it available for 2 additional days). This affects the interest payment - which is based on "average available daily balance".
ValeriaL 1 year ago
They change your interest rate and don't even let you know. I had them back when they were offering 4.51 and it dropped to 2.01 within 3 months. Currently I'm getting 2.65 with dollar one direct, which is also an online saving account and they have no fees.
Commissar007 1 year ago
I have this account and have had it for years. Yes, the interest rate fluctuates based on going rates, but HSBC is a rock-steady institution with great customer service, and an awesome web interface. THey make moving money in and out of the HSBC account really easy.
ezgoldsc 10 months ago