Applied for an upgrade from my platinum card after 10 months and was approved im excited
Share your experience with the Credit Karma community by writing a review of the financial products and services you have. Start by searching below for the product you'd like to review.
This card is not managed by Fidelity. Instead, they contracted Elan Financial Services. I used my card on every purchase for 6 months, expecting that I could redeem the 2% cashback in my Fidelity account(s). Instead, Elan told me that there was no way for me to view my 2% rewards in my Fidelity account and told me that I had to use their app to view the rewards. Basically, they make it impossible to redeem any rewards, even though I have been a customer of Fidelity for over a decade. Elan is a shady company (google them to find out more) and Fidelity is not willing to manage their own credit card, so I closed my account.
Compared to more convenrtional lopan aspplications, Lending Club is a breeze. From initial application (which MIGHT have taken :30) to receiving the loan proceeds in my credit union checking account took less than a week. Combine that speed with friendly, reliabl;e customer service...well, big "brick and mortar" lending instittions may be in trouble. This is a whole new and refreshing way to both invest and borrow.
They approved me for the card, ran my credit, sent me a bill of $75 minimum payment of $40. I never received a card, it's been 5 weeks. Called company they said they would send another card. Still waiting. Please don't.