Okay, so they just loaded $11.5K in my account after 4 days... wow! The interest rate isn't prefect... 12.99%, but it's less than my +20% and it's fixed at 36 months and I din't have to close my other accounts! So, I have paid off all my debt now, which was going to cost me a lot more and would have taken longer. If the interest raet was lower I'd be happier but hey, unsecured personal loan with a 680 credit score... I shouldn't complain. Thanks, BE! <3 - Sid
Most Helpful Positive Review
Most Helpful Negative Review
I took a loan out for $8,500.00 in November 2015 for four years. The percentage rate was high, 27% with a 702 FICO score, seemed kind of high to me, been at my job for over 18 years and make over 75,000.00 a year. They hit me with a few hundred dollars in fees ( $300.00) I believe right out of the gate.
They have easy early payoff can be done right on your computer, but remember your early payoff must be a minimum amount equal to or higher of your monthly payment. Let's say your monthly payment is $250.00, you cannot submit $150.00 towards the payoff it must be at least $250.00.
I was able to pay the loan off in full by mid-September 2016. They have not reported the loan being paid off, their last report date to the credit agencies was August 31st, 2016, tomorrow will be November 1st, 2016. I never had a problem with them during the process, it was very easy, they were nice and easy to deal with but I probably will not use them again due to their very high-interest rate.
Join the Credit Karma Community
It’s free, and you’ll get tools and info that can help you improve your financial health:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.