I don't know much about this company since I was sent elsewhere after I received my loan amount. The process to borrow was easy and I had the requested funds in my bank account quickly. I borrowed to pay off a higher interest credit card. My only huge gripe right now, they are not reporting to the credit agencies. This could help my credit score. I will need to look into this further.
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I have had two loans from Best Egg--- one for my car and a second one for home improvement. The first loan was great--- the second awful. First loan was $20,000 at 1.9%, no fees. Second loan was much higher rate, but the kicker was the $800 fee that came out off the top was NOT disclosed in a reasonable way. I'm a fairly savvy consumer and I didn't find this in my loan documents until I searched high and low. Everything is in giant, easy print except this, the old trap. I have excellent credit and I'm not used to being caught in sub-prime switcheroos-----watch your back!
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.