At a credit score 620-640 and struggling to improve beyond that. Best Egg gave me a chance to recover and rely on paying off one bill. With 10k loan more then needed to pay my bill's and have as an emergency. I was able to feel alive and happy again. The application process was simple, direct, informative and quick. Took 24 hour's ro let me know if I was approved or not and whatever details I needed to know. Received an email saying I was approved and welcome package. The next day the money was in my account the third day and all my debts paid. Truly grateful for Best Egg giving me the opportunity to recover from debt and restart my life knowing how to handle my life better with all the turbulence I've gone through just needing a miracle. Thank you so so much Best Egg! The only con is the interest rate is high but remember they taking a chance to give people with bad credit and credit history a chance. So can't expect a sweet deal from any company to take a big risk. Best to make it work to get back up and learn from your mistakes to not let it happen again. I would truly recommend this company if you need a loan!

Do not use this company. They are terrible. I had a loan and paid it off - so happy to not have to deal with them. Calling their number leads you to a very long phone tree and usually no one to speak with. I had questions about my autodraft of my checking account and it was impossible to reach them. Of course when they wanted to reach me, they were merciless in spamming me every which way and since I had the loan. Word of caution: for some reason this lender requires the last payment in a personal/written check which is a huge hassle and be prepared for that and other billing oddities.