Believe in Unicorns
OMG, I cannot believe I was approved. I had awesome credit and in the last year the credit cards were maxed out. I wish I could say the spending was due to elaborate vacations but unfortunately they went toward doctors bills, vet bills and everyday living. With that said, my credit plummetted and I'm competely stressed. I applied last night and was already approved. Can't wait to pay off ALL of the debt, start paying this loan off and have more savingsgoing forward. Maybe I can take a small vacation if all goes as I'm hoping.
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I am amazed at the efficiency and speed
Gather last years tax records and check advises to verify current income
Thanks for sharing your experience with us!
;l'''''
The whole process was quick and simple. Had funds in my bank account in 1 business day. All of my credit cards are payed off and I'll be debt free in 3 years for a monthly payment that's the same as my minimum monthly credit card payments.
Quick and simple is what we like to hear! Thanks for sharing!
We're sorry to hear you're dissatisfied. If you'd like to discuss your concerns further, please give us a call at 855-282-6353.
one of the best and easiest loans i have
it is a good place to recieve a loan from.
We are thrilled to hear we made it easy for you! Thanks for sharing!
Fast and Easy!
Very fast turn around from application to funds received!
Fast and easy is what we like to hear! Thanks for sharing!
My Loan Experience
I held a personal loan with Best Egg. Due to temporary personal hardship circumstances, I was unable to comply with my loan agreement and had to negotiate a settlement with the company.
I completed the settlement on schedule and the loan was closed.
Best Egg reported the loan as closed to the various credit bureaus.
Having fully understood the underlying tax implications, which will see the amount written off being designated as income on my next tax filing, I was hoping to see a possible increase in my credit score, having now closed an account and lowered my overall credit balance. However, Best Egg not only informed the credit bureaus that the account was closed, they also listed the account as a "derogatory" account. I would advise you that if you are unfortunate enough to hold a loan with Best Egg and be required to negotiate a settlement with the company, the company policy for reporting the account closure will not result in any hoped for increase in your credit score but will, instead, result in a minimum decrease of 85 points, due to the "derogatory" tag. Ask me how I know. I now look forward to the Best Egg boilerplate response, thanking me for reaching out to them, evaluating my concerns, and sending me a letter. I can't wait.
Douglas, we have looked into your concerns that you have shared and we are sorry to hear about your experience. If you'd like to discuss your concerns further, please call 855-282-6353.
What did you expect was going to happen with your credit score unless they explicitly told you it would not affected by breaching your agreement. You don’t get rewarded for getting out of your obligation by way of a negotiated settlement.
My Loan Experience
I held a personal loan with Best Egg. Due to temporary personal hardship circumstances, I was unable to comply with my loan agreement and had to negotiate a settlement with the company.
I completed the settlement on schedule and the loan was closed.
Best Egg reported the loan as closed to the various credit bureaus.
Having fully understood the underlying tax implications, which will see the amount written off being designated as income on my next tax filing, I was hoping to see a possible increase in my credit score, having now closed an account and lowered my overall credit balance. However, Best Egg not only informed the credit bureaus that the account was closed, they also listed the account as a "derogatory" account. I would advise you that if you are unfortunate enough to hold a loan with Best Egg and be required to negotiate a settlement with the company, the company policy for reporting the account closure will not result in any hoped for increase in your credit score but will, instead, result in a minimum decrease of 85 points, due to the "derogatory" tag. Ask me how I know. I now look forward to the Best Egg boilerplate response, thanking me for reaching out to them, evaluating my concerns, and sending me a letter. I can't wait.
What did you expect was going to happen with your credit score unless they explicitly told you it would not affected by breaching your agreement. You don’t get rewarded for getting out of your obligation by way of a negotiated settlement.
Surprisingly Simple
Easy and painless.
That is wonderful to hear! Thanks for sharing!
Surprisingly Simple
Easy and painless. I'm back on track.
We are glad to hear that! Thanks for sharing!
Loan Consolidation
Quick application and quick approval
Thanks for sharing your experience with us! We are pleased to hear everything went quickly