The process was easy. Everything on-line trhough a portal. Easy process. Very responsive team. Charlie Horka and team were fantastic.
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Do not trust QL. I was trying to buy a house and received pre-approval from QL. So i paid for the inspection, termite you name it. As we got closer to the closing date, QL wanted me to pay for the appraisal. I refused to do so (it was $600) until I had loan commitment from QL. They immediately mailed me out a loan commitment letter that included a Congratulations package on my mortgage loan. So I paid for the appraisal and waited for confirmation of my closing date. Two weeks came and went, and then I was not contact by QL at all. No customer support, no communication. Finally my real estate agent had to call my original broker who said that the loan was being reviewed in underwriting. HOW??? I ALREADY HAVE A LOAN COMMITMENT LETTER. Well it turns out that my credit score, LTV had never been reviewed and QL felt that I was not credit worthy enough for this loan. I'm out 3500 for the good faith, 1200 in inspections and 600 in appraisals all for NOTHING.