I got lucky enough that my parents have had Cincinatti so that when I purchased a home, I had a sort of loyalty discount. The customer service is stellar. I'm through a local service in Birmingham, AL, that handles applications and such. Also transferred my wife's car onto the combined policy from esurance and with better coverage, literally cut her rate in half. Very happy so far and haven't even had a claim yet. (And I hear that's one of their best qualities.)
Could save few hundred dollars switching to other compa ny, but pleased with responses from encompass on our claims. We had quick and effecient reponse to several claims over the years - roof damage due to hail and all roof singles replaced, car accident (my fault), leaking water line and flooring was replaced. Slight increase in price each year.
USAA is a solid company. Overall, I have few complaints. As far as their insurance goes, I am not a happy customer.
I recently moved, and called to change my address. The Zip code I moved to is better overall in crime rates than the one I moved from, but USAA still used the opportunity to raise my rate by 100 over 6 months (200 per year). The excuse was.. "could be higer accident rates in the area, or even that the cost to repair has gone up". In other words, they did not have a valid reason to raise my rate by that much, if any at all. I am a good driver, clean record, no accidents, and I get a 100 increase. That's unacceptable, so as much as I like USAA, I am shopping around for a new insurance company.
This is my insurance company, i have been with them for almost 9 years. All of the agents that i have talked to have always treated me nicely and they were very professional. I don't think that i will ever leave them because i would miss having that friendly connection. I would recomend this to anyone looking for a good inexpensive auto insurance company.
They keep raising our rates. My vehicle just went up $241, even though it is a 2008 SUV. Our homeowners went up again because, from what I understood, they were approved for a rate hike so they raised premiums, even though we never filed a claim. Time to shop for new insurance. I guess they don't value long-term customers anymore.
I got Hartford through AARP. Both my wife and I have excellent driving records. Neither of us have ever had an accident that was our fault. About 8 months ago I was pulling out of a parking space turning right. I was completely out of the space going right and looking to my right when I hit a small car driving in the same direction as I was, but on the other side of the lane. If I had pulled out a 1/2 second later, she would have hit me. As it was my left front bumper hit her car at her right front tire. She was handicapped and on oxygen. After making sure she was OK, I called the police and Hartford. There were no witnesses and the policeman said no one was at fault. As best I can determine, either she was trying to drive around me or just plain did not see me. I do not know why she was on the other side of the driving lane. I declined having me car fixed because there was very minimal damage. Hartford then called me up in a very business like manner and said they wanted to record my version of what happened. It did not occur to me that they were looking at me as an adversary and the other person as their client. She did not have coverage with them. The whole interview was as if I was being treated as a guilty party, but I did not give it much thought because I thought they would accept my word and that of the police. After that I heard nothing from them until I received my new policy which went up $300. That is when I found out they had paid her claim and NEVER TOLD ME! I was never told they were considering it or that they did not believe my account of the accident. Hartford DOES NOT LOOK OUT FOR THEIR CUSTOMER! AND, because they paid to fix her car, all my quotes from other insurance companies are higher because Hartford makes sure that this claim shows up.
DO NOT USE THEM. THEY WILL NOT ACT ON YOUR BEHALF!!
Farm Bureau Financial Services - Auto Insurance
Cincinnati Financial - Auto Insurance
Jan 08, 2014
I got lucky enough that my parents have had Cincinatti so that when I purchased a home, I had a sort of loyalty discount. The customer service is stellar. I'm through a local service in Birmingham, AL, that handles applications and such. Also transferred my wife's car onto the combined policy from esurance and with better coverage, literally cut her rate in half. Very happy so far and haven't even had a claim yet. (And I hear that's one of their best qualities.)
oranjnblu825's review was:
Encompass Insurance
Feb 19, 2015
Could save few hundred dollars switching to other compa ny, but pleased with responses from encompass on our claims. We had quick and effecient reponse to several claims over the years - roof damage due to hail and all roof singles replaced, car accident (my fault), leaking water line and flooring was replaced. Slight increase in price each year.
USAA® Auto Insurance
Feb 26, 2015
USAA is a solid company. Overall, I have few complaints. As far as their insurance goes, I am not a happy customer.
I recently moved, and called to change my address. The Zip code I moved to is better overall in crime rates than the one I moved from, but USAA still used the opportunity to raise my rate by 100 over 6 months (200 per year). The excuse was.. "could be higer accident rates in the area, or even that the cost to repair has gone up". In other words, they did not have a valid reason to raise my rate by that much, if any at all. I am a good driver, clean record, no accidents, and I get a 100 increase. That's unacceptable, so as much as I like USAA, I am shopping around for a new insurance company.
140pt6's review was:
Direct Auto Insurance
Dec 02, 2014
This is my insurance company, i have been with them for almost 9 years. All of the agents that i have talked to have always treated me nicely and they were very professional. I don't think that i will ever leave them because i would miss having that friendly connection. I would recomend this to anyone looking for a good inexpensive auto insurance company.
henrisorg's review was:
Hanover Insurance
Jul 03, 2014
They keep raising our rates. My vehicle just went up $241, even though it is a 2008 SUV. Our homeowners went up again because, from what I understood, they were approved for a rate hike so they raised premiums, even though we never filed a claim. Time to shop for new insurance. I guess they don't value long-term customers anymore.
FedUpWithRateHikes's review was:
Amica - Auto Insurance
Feb 25, 2015
I do believe the premiums are a little high, but I also believe you get what you pay for.
chiefs1957's review was:
The Hartford - Auto Insurance
Feb 05, 2015
I got Hartford through AARP. Both my wife and I have excellent driving records. Neither of us have ever had an accident that was our fault. About 8 months ago I was pulling out of a parking space turning right. I was completely out of the space going right and looking to my right when I hit a small car driving in the same direction as I was, but on the other side of the lane. If I had pulled out a 1/2 second later, she would have hit me. As it was my left front bumper hit her car at her right front tire. She was handicapped and on oxygen. After making sure she was OK, I called the police and Hartford. There were no witnesses and the policeman said no one was at fault. As best I can determine, either she was trying to drive around me or just plain did not see me. I do not know why she was on the other side of the driving lane. I declined having me car fixed because there was very minimal damage. Hartford then called me up in a very business like manner and said they wanted to record my version of what happened. It did not occur to me that they were looking at me as an adversary and the other person as their client. She did not have coverage with them. The whole interview was as if I was being treated as a guilty party, but I did not give it much thought because I thought they would accept my word and that of the police. After that I heard nothing from them until I received my new policy which went up $300. That is when I found out they had paid her claim and NEVER TOLD ME! I was never told they were considering it or that they did not believe my account of the accident. Hartford DOES NOT LOOK OUT FOR THEIR CUSTOMER! AND, because they paid to fix her car, all my quotes from other insurance companies are higher because Hartford makes sure that this claim shows up.
DO NOT USE THEM. THEY WILL NOT ACT ON YOUR BEHALF!!
4437's review was:
Wawanesa Insurance
Alfa Insurance - Auto Insurance
Apr 19, 2014
I have filed 2 claims with Alfa - my agent was very professional and the claims were processed very quickly. No complaints!
dogfan15's review was: