I bought a car at ford dealership. Santander is the bank that accepted me. I paid all my payments on time or early and then I refinanced my car. No problems at all. Santander reported it on my credit report as paid on time/paid in full. When I read about santander after I got the loan it scared me to death. But I suppose if you make your payments on time you wont have any issues. At least i did not.
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Santander Consumer recently purchased my auto loan from Gateway One Lending and Finance, and erroneously reported my account closed to the credit bureau, causing my credit score to drip 59 points instantly. After a call to their customer service line, I was told that I must provide them with a formal mailed complaint before they can do anything to corect it. Absolutely rediculous and they need to be investigated! How does this even happen?! I recomend never getting involved with this shady organization.
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