Shopped around a lot applying with at least 3 other lenders. This was the best rate and costed me less than the other 3. My APR is only %1.23 above what was advertised because of my credit.
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Most Helpful Negative Review
Trying to pay it off early is a total different story. They do everything in their power to keep you from early payoff. They have lost checks my bank sent directly, now I have a FedEx receipt showing that they received another payoff check for over $13,000 and they still will not credit it to my account and what me to make a monthly payment in addition to the check. It is a bank issued check not a personal check so there should be no issue with posting it to my account. I have been trying to payoff for 25 days now.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.