I needed to get away form big banks,buh bye Citbank and Chase...
I don't carry a ton of money on my accounts and when I opened my account. I felt welcomed by the people at the branch. Not only did I get a new account, I got a car loan with the lowest interest rate for a used car. My deposits show up inmmeditely after depositing on my mobile app (I haven't had any bounced deposits though). If you are a good client and your word is worth something you will have a wonderful experience from this credit union.
Been a member for years now. Plenty of ATMs in the Madison area. Easy to qualify for free checking, and never have had an issue with them. Highly recommend if you live in the Madison Area.
I am glad to see so many people are part of Schools First , Ive been a member for four years now, it is a great establishment very knowledgable staff, I was in the same position like many others. I had screwed my credit up went through many banks so very young and immature, they gave me a chance and I am grateful everyday. to this day i've have cleaned up my credit, and not looking back.
Elements pays 2% interest on checking with better terms than any other I could find. They also have great HSA benifits with the option to move money into a TD Ameritrade account for investing. I've searched for hours over months and couldn't find better terms. I've been with them over two years and love them. They really seem to believe in the best terms for members. You can join no matter where you live. The only things I'd ask them to improve are payouts on credit cards and better webpage technology. Their web pages are good, but could be better.
I refinanced both of my vehicles getting a much better interest rate. Vonchelle was very professional and always called back as promised. I recommend them. Ask for Vonchelle. She delivers customer service like a pro!
Been with AACU for 30 years and they've financed several (6) vehicles with competitive rates. I've had the occasion to visit their locations and have been treated professionally & efficiently.
However, I was denied a refinance last year for some reason with EXCELLENT credit rating. Went to my local Georgia's Own Credit Union and was approved immediately with a lower interest rate on both properties. Sorry, AACU--your loss!
I got an Auto Loan about 14 months ago with US Eagle Federal Credit Union and have been very pleased with them they are very friendly and professional recently applied for a credit card and have had it for a month now and was approved with a 6.9% APR wich is amazing. Keep it up US Eagle :)
I have used GTFCU on multiple car loans and have been very happy with them. the only thing I would caution anybody on is the fact that this bank does not do direct fund transfer from my bank to them. Even though I have automatic payments, my bank has to print a paper check and mail it to them. the process takes about 3 days. all other banks/ and other similar instutions allow bank to bank funds transfers that take 1 day to process. not a big deal, but allow sufficienit time to get payments made on time.
Redwood Credit Union (RCU)
Always top noch
I needed to get away form big banks,buh bye Citbank and Chase...
I don't carry a ton of money on my accounts and when I opened my account. I felt welcomed by the people at the branch. Not only did I get a new account, I got a car loan with the lowest interest rate for a used car. My deposits show up inmmeditely after depositing on my mobile app (I haven't had any bounced deposits though). If you are a good client and your word is worth something you will have a wonderful experience from this credit union.
UW Credit Union
great
Been a member for years now. Plenty of ATMs in the Madison area. Easy to qualify for free checking, and never have had an issue with them. Highly recommend if you live in the Madison Area.
SchoolsFirst FCU
I am glad to see so many people are part of Schools First , Ive been a member for four years now, it is a great establishment very knowledgable staff, I was in the same position like many others. I had screwed my credit up went through many banks so very young and immature, they gave me a chance and I am grateful everyday. to this day i've have cleaned up my credit, and not looking back.
BCU
fast service
fast posting of transactions
Elements Financial Federal Credit Union
Elements is the ideal CU for terms
Elements pays 2% interest on checking with better terms than any other I could find. They also have great HSA benifits with the option to move money into a TD Ameritrade account for investing. I've searched for hours over months and couldn't find better terms. I've been with them over two years and love them. They really seem to believe in the best terms for members. You can join no matter where you live. The only things I'd ask them to improve are payouts on credit cards and better webpage technology. Their web pages are good, but could be better.
Consumers Credit Union (CCU)
Great experience
I refinanced both of my vehicles getting a much better interest rate. Vonchelle was very professional and always called back as promised. I recommend them. Ask for Vonchelle. She delivers customer service like a pro!
American Airlines Federal Credit Union (AA Credit Union)
Outstanding service & competitive rates!
Been with AACU for 30 years and they've financed several (6) vehicles with competitive rates. I've had the occasion to visit their locations and have been treated professionally & efficiently.
However, I was denied a refinance last year for some reason with EXCELLENT credit rating. Went to my local Georgia's Own Credit Union and was approved immediately with a lower interest rate on both properties. Sorry, AACU--your loss!
U.S. New Mexico Federal Credit Union (USNMFCU)
Awesome
I got an Auto Loan about 14 months ago with US Eagle Federal Credit Union and have been very pleased with them they are very friendly and professional recently applied for a credit card and have had it for a month now and was approved with a 6.9% APR wich is amazing. Keep it up US Eagle :)
KeyPoint Credit Union
Doesn't report to TransUnion
Auto loan rates are a bit high and also doesn't report loan information to TransUnion.
I have auto loan and they have not reported the information to TransUnion.
+ves - easy approval process, actually Car dealer did all the paper work on my behalf.
Customer Service and service at the branch is THE BEST in San Jose area.
-ves -
Auto loan interests are hight, I got it for 4.49%
Checking account dividends are very low, 0.05%, higher than Wells Fargo 0.01% :-)
KeyPoint doesn't report to TransUnion.
Greater TEXAS Federal Credit Union (GTFCU)
Great service and good rates
I have used GTFCU on multiple car loans and have been very happy with them. the only thing I would caution anybody on is the fact that this bank does not do direct fund transfer from my bank to them. Even though I have automatic payments, my bank has to print a paper check and mail it to them. the process takes about 3 days. all other banks/ and other similar instutions allow bank to bank funds transfers that take 1 day to process. not a big deal, but allow sufficienit time to get payments made on time.