The best kept secret is banking with credit unions! I pay no fees for checking, debit cards or anything. I am a member of a teachers credit union but have never been a teacher. I think this is what scares most people off. U don't usually have to be a member of whatever the credit union represents. These are not for profit institutions and are not looking to make a bunch of money off of you! We the members are the credit UNION! get it??? I have gotten low interest loans and low interest credit cards. My credit isn't the greatest but my interest rate on my credit card is 11.99. It will go down even more as my credit improves. I recently transfered my balance from a high interest (22.9%) credit card to my credit union's 11.99. That will save me lots and enable me to pay it off quickly. The people bend over backwards to help you. I will never do business with anymore money hungry, take the shirt off your back BANKS. Make the change. You won't regret it!!

I have been a member for twenty years. I have never had bad experience. 

I once applied for a loan online on a weekend.  I was immediately approved without talking to a representative.  The next weekend I completed my search for a car and went online requesting payment to my account. The $30,000 I requested was immediately transferred to my checking account I still had not talked to a real person or signed a document. I do have an excellent credit rating.

This is just one example of their fine service.

Love AFCU! Customer service is always polite, prompt, and helpful. Fees are low or non-existent. I wouldn't voluntarily go anywhere else. :0)

I had a couple accounts with Provident, and my mother has a few more. Speaking for myself, their website was very outdated. It took forever until I was able to xfer money out of the account to one at a different financial insitution. Transferring between different accounts (between my savings and CC) took seven to 10 days. When calling about increasing my credit limit on my account, they denied me. Keep in mind, ALL my other CCs increased my limits by 1000s (which included another Bay Area credit union), and my credit score is over 750. Their reason? I have a student loan that has a 30k balance that I have paid on time every month for over 4 years. 

You'd do yourself a favor and save yourself a big headache by going with a different CU.

I've been with UFCU for just over 20 years.  If you can manage your financial life its a great place to bank.  The Auto loan are some of the best around. 

We moved to Cibolo in 2012 after purchasing our new home.  We saw the RBFCU offer for car loans at 1.9% and called to inquire about getting that rate for my nearly new (purchased November 2011) car financed through RBFCU. Nissan Credit was chaging 5.9% and we now are paying 2.9% with RBFCU.  We also made a transfer from our other credit union to RBFCU for  0% for 18 months. The rate will be 7.9% after the 18 months.  We plan to have this last card paid off completely before the 0% is up.  We also made another cash advance offer on their Cash-back Card.  That one is already paid off last month. We do not have a lot of money.  We are retired and disabled on Social Security Disability and Civil Service Retirement.  RBFCU treats us with the same respect and courtesy as they do their wealthy members.  We have free checking and debit cards as well.  We found the RBFCU due to their big blue signs advertising their New Car Loan 1.9%.  Our branch is less than 4 miles from our new home. 

Our old credit union still gets a small direct deposit.  My husband has been a member since 1968; their Customer Service depends upon the mood of the employee.  He only keeps a small deposit going to them because he has a small ADD life insurance plan with them.

We will be with RBFCU forever.  They're an Awesome Business Close to home!  They Keep It Simple So you have no money worries. They earn our business every time we walk in the door!

I have been a member of this CU since 1972. I have a savings account and checking account, aout loans, mortgages, personal loans and I use there free check writing service. I all those years I don't have one complaint with there. Very happy.

This bank is really wonderful. They offer almost everything a larger bank can offer with lower fees and more options for personalization. I have checking and savings with them, and I recently refinanced my auto loan with them for a 1.5% better rate. My only complaint is that they lowered their dividend rates for savings and CDs during the recession and they haven't rebounded at all, so I'm shopping for CDs at other institutions.

When I started doing business with CFCU I didn't have perfect credit and was afraid of being told no when I needed a loan.  The bank worked with me and got a loan and with their help I refinanced my car with their bank. The people are great they have excellent customer service and friendly. I have since moved all my business over to them and have a great credit score compared to what I use to have. I would recommend this bank to anyone who wants a great experience.

This account is slowly but surely becoming my go to account.  I like the interest on my checking account, I like how my paycheck posts 2 days early, the customer service is good,, the website and mobile app is a bit basic, but very functional.  I have started to use the online bill pay feature, and once I got the hang of everything, it is easy to set payments up.  The online payments are very reliable. I am very pleased with this account.