Great CS Great Response to inwuires excellent all the way around
Approved Visa $500 with 647 Experian, 7 hard inquiries, 47% utilization across all my 9 cards (2 with balance). Thanks State Department FCU for the big oportunity with you, I'm in love with SDFCU and their great 5 stars service. LOVE forever.
I needed to get away form big banks,buh bye Citbank and Chase...
I don't carry a ton of money on my accounts and when I opened my account. I felt welcomed by the people at the branch. Not only did I get a new account, I got a car loan with the lowest interest rate for a used car. My deposits show up inmmeditely after depositing on my mobile app (I haven't had any bounced deposits though). If you are a good client and your word is worth something you will have a wonderful experience from this credit union.
I have been with this bank for 2 years or so now, and I cannot get approved for anything literally. I have a good score and a good paying job but still no luck. I do not know what the problem is but I will no longer be giving them my business. Horrible!
I used to work for a different bank. I applied for a $500 revolving line of credit to help build my credit score. They denied me, even though I worked for them and my account with them was always in good standing. A month later, I went to State Employees Credit Union, who I also banked with and applied for a vehicle loan. They approved me on the spot and I bought a brand new vehicle. Fast forward a few months and I have a new vehicle, mortgage, and credit card with State Employees. They were very helpful and expeditious with my requests. Not to mention that they have the best interest rates around, whether you're borrowing money from them or growing your own money in their accounts. I absolutely love them and don't have any intentions of ever leaving.
Told me a rate by phone and e mail for a very specific purchase. I applied, spent money getting things inspected and arranged. Waited just about a week for them to work, SEF came back with an approval much higher than quoted stating they never gave me the lower rate. Other stuff also but this is the primary complaint of mine.
Gesa is like your best friend that genuinely wants to help you with your money. They look out for you and are alway there for you if you need help. Gesa also helps the local comunity and everyone that works there are so nice and happy.
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