Easy, fast - best possible experience!
Being self employed as an independent contractor, getting a personal loan can be really challenging. I had two loans from Lending Club at pretty high interest rates and a few credit cards, also at high rates. I wanted to consolidate to one payment at a lower rate, but everywhere I applied I had to jump through a dozen hoops only to either end up being denied or counteroffered for way less than what I needed. I decided to take a chance with Marcus because I got an email offer from them. Took me all of 2 minutest to fill out my info and they instantly presented me with my options. I chose one, fully expecting to have the same experience I'd had with other loan applications. To my immense surprise, I got an instant approval. All I had to do was upload a picture of my check. No other documentation - no proof of income, no bank statements, no tax forms. Nothing. An hour later, I got an email saying my bank had been verefied with a link to e-sign the loan documents. I did so and had the full amount requested deposited into my bank account the next morning (less than 24 hours). I am beyond extactic - I've already paid off all of my balances and can now focus on socking away some savings and getting better control over my finances. And since my credit card utilization will go down, my credit score should go up as well. If you need a personal loan, this is the way to go. Easiest, fastest and best experience I've ever had!
