Predatory Loan so Pay off Fast
This loan is Predatory. If you don't plan on paying it off in 6 or less months, don't get it. If you are falling into some lump sum within that time, then go for it. I did.
It was so funny. As soon as I went online and paid the entire balance off, a representative called me immediately, like if it was any of her business, and asked me how did I pay it off. Lol. I told her I ran an escort service. You should have heard the silence! Point is, pay of early or pay a couple hundred more than the amount owed each month to get that balance down. Don't pay the minimum. That's what they are banking on. Be smart....like me!!!
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Easy and fast
I was approved for a loan and the process was very easy and fast. I was very satisfied with the overall experience and friendliness of the staff. Looking forward to continuing doing business with them.
Why would you do business with a company that charges you double to repay? The APR's are not even competitive. Get a clue from yo Mama...
Highway robbery
When I was told about this company, I was yes I can come from up under my debt... WRONG... You are paying almost double of what you borrowed. Thier is NO early payout. If you must get this loan be mindful of how much you borrow.
Quick, Easy and hassle free ! Great experience !
Yea right, if you love the experience of getting ripped off!!
Great company and easy process.
Horrible company that won't last another year with their rates... Total RIP off.....
Everyone i spoke with was so helpful and i got my money asap.
I'll bet you did. Now you have to pay it back twice. Great move Genius.....
High interest rate and never paid off
The worst.
Beware
Not happy with my loan at all. Very deceptive. When i first got my loan I was told that a service for vehicle breaking down was included with loan for free. Apparently it was not. When I got loan payment information in the mail it stated this service was $580 or so. I called to cancel. Unfortunately they just add that mount onto loan. I recieved a loan for a little over $4000 in November 2019. I have paid over $1200 in payments. I still owe $3700 on loan. This is what hurts people trying to better their credit. Loans like this keep their credit messed up because it so easy to default because your paying for the loan twice with SKY HIGH interest rates. All the payments you are making in the beginning are purely interest. I don't know how the law allows them to get all the interest upfront instead of charging the APR per payment. It sucks. I would have been better off paying off my debt another way. The interest I'm paying on this loan is costing me 4 times what i would have paid if i would have just waited and saved or used my credit cards. Would not recomment to anyone unless the have perfect credit and if they do, they wouldn't need One Main Financial.
Personal loan
I needed some extra cash in a hurry and was able to get a loan in 24 hours. The process online was easy and had an answer the same day. I would've given it 5 stars if I didn't have to come in person to sign the documents though. But when I was there the employees were curteous and helpful.
You are a 2020 customer give it a few months when it seems like your bill is not going down and let's see if you have nice things to say then. Lol..
Personal loan for debt consolidation.
Required collateral (secured by auto). Exceptional customer service, very responsive, and seamless transaction. Highly recommended.
Debt consolidation with a 30% APR? Are you planning to go bankrupt?
My credit wasn't the best so I ended up getting a car loan through OneMain. It was actually quick and easy and yes the interest rate is high but that's my own fault for letting it get that way. The process was easy and the staff at my local office was great. It has definitely helped my credit go up and I just get on the app to pay my bill every month.