Predatory Loan so Pay off Fast
This loan is Predatory. If you don't plan on paying it off in 6 or less months, don't get it. If you are falling into some lump sum within that time, then go for it. I did.
It was so funny. As soon as I went online and paid the entire balance off, a representative called me immediately, like if it was any of her business, and asked me how did I pay it off. Lol. I told her I ran an escort service. You should have heard the silence! Point is, pay of early or pay a couple hundred more than the amount owed each month to get that balance down. Don't pay the minimum. That's what they are banking on. Be smart....like me!!!
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It was fast and professional
One Main Financial is a great company and easy to work with
It Was Very Professioal Quick And Easy
Best loan experience I've ever had
I brought in the paperwork they requested and in 15 minutes I was approved for $3000 more than I ask for. This allowed me to pay off even more debt and save me another$138/mo. Do I approve? YES!
The loan officer was very professional especially in these times. I really appreciated it.
Friendly service, no pressure.
The rep was very friendly and knowledgeable. Process was relatively quick.
The interest rate will destroy you. Don't do it unless you can pay it off in six months.
I should have never got this loan.
They kill you with intrest, it's like the never ending loan. Getting a loan with them is easy and they are nice, like a bunch of loan sharks. My experience and opinion is getting a loan with One Main Financial is as bad, if not worse than taking a loan or cash advance on a credit card.
Live saving loan with excellent service
My daughter had to transfer colleges due to an abusive coach she had so last minute we had to move her out of her apartment in Arkansas and move her to Mississippi. This was all so last minute and things took more time than expected, i ended up missing 3 weeks of work and exhausted all of my funds on the move, etc. I had to take a loan out to cover bills and the only loan I found in haste was a horrible loan at about 300% interest. I had been paying faithfully on the loan for about 7 months and I owed more than what I borrowed due to the interest.
I looked to see if I could refinance and was so thankful to see I could with One Main Financial. My loan officer Danielle had no judgement, treated me as a professional and with the utmost respect and got me what I needed to get rid of this loan and start making progressive payments to finally erradicate the debt. Although I'm sorry for so much lost time I feel so much better paying One Main as they are truly out to help the individual!!!
It was quick and easy.
consolidation
its mine