I've had a HELOC with them since 2009 and the rate has been the same 3.49%. Annual fee is $50. I set up automatic payment and don't need to deal wsith my monthly payment except get monthly email from them my account is paid. I am very satified with them.
I was not qualified, and cannot understand why. I have no mortgage, few bills other than utility bills. I will re apply soon and if turned down will question as to why. I have checking/savings accounts with them with combined balances exceeding required amounts to qualify for $10 each account monthly.
if you want a loan try another bank i have banked with pnc for years and have never been abel to get loans there i have great credit and have to get loans at other banks when i need one if you are a evryday kind of person this is not the bank for you go figure i dont even bother to ask them anymore i just apply elswere and get approved
The worst loan ever!!!!!!!! They ripped me off just like the banks ripped off home owners. From the start they deducted money from checking account automatic and said we were late taking $400 a month payments with $5 going towards the principle for 8 years. Someone from that compay should be going to jail.
They blocked my line of credit even though I have never missed one payment in the history of the loan. A year later they increased my interest rate, again, no missed payments ever! I have been struggling for a couple of years to keep my head above water, working 2 jobs so that I can pay my bills. Increasing my interest rate is not making my life any easier. I should just give up and file bankruptcy.
Number one hardship terms is only temporary to get you though the hardship. Most only go 3x max and yes it goes back to the orignal terms.
2 when you get a revolving line of credit and max it and only pay min due every month you will pay till you die. You have to pay more then what's due otherwise your only paying interest every month. Da
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