Home Equity Reviews


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Jan 03, 2015

1 Contributions
11 People Helped
Helpful to 11 out of 20 people

I was not qualified, and cannot understand why.   I have no mortgage, few bills other than utility bills.  I will re apply soon and if turned down will question as to why.  I have checking/savings accounts with them with combined balances exceeding required amounts to qualify for $10 each account monthly.

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johng1291947's review was:    

 
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Apr 16, 2014

1 Contributions
97 People Helped
Helpful to 97 out of 119 people

I applied for a modification on my mortgage, reduced it by 3% and changed it from 20 years remaining on my 30 year to a 15 year. Service was great from start to finish.

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Zoof's review was:    

 
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Jan 22, 2015

1 Contributions
1 Person Helped
Helpful to 1 out of 1 people

Don't waste your time with their incompetence.  

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jangus81's review was:    

 
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Jan 14, 2015

Helpful to 2 out of 2 people

It is a very difficult process and required patience.  But, finally done.

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Dec 23, 2014

1 Contributions
11 People Helped
Helpful to 11 out of 11 people

The worst loan ever!!!!!!!!  They ripped me off just like the banks ripped off home owners.  From the start they deducted money from checking account automatic and said we were late taking $400 a month payments with $5 going towards the principle for 8 years.  Someone from that compay should be going to jail.

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Reg64's review was:    

 
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Nov 26, 2014

2 Contributions
11 People Helped
Helpful to 11 out of 14 people

Was military bought a house in Kentucky n due to Countrywide goin to Bank of America they had me listed as my home 2 times in Texas, so I couldn't be on the loan but was on the deed. Went through a divorce paid the mortgage 3 yrs n gonna refinance but between ex messin up the credit n doin paperwork,  strokes n gettin to Texas to refinance was heck.Each time I called them they wouldn't talk to me but they sure took my money n Insurance was in my name only n property taxes. Finally got him to do a Quick Claim but he wouldn't sign the paper at PNC. I faxed it to them as they told me n once again they went back n what happens he files Bankruptcy but yet I own the land lol n he owns the loanon the hhouse pls tell me this makes sense? Well after almost losin my life. I came home to Texas n a year later they r goin after me cause he filed Bankruptcy. ...After all my tears, arguin, pleadin, paperwork. ...So beware

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TiredofSystem's review was:    

 
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Mar 04, 2014

Helpful to 91 out of 107 people

Loan discharged in bankruptcy, but they continue to call and send me statements. Never answer their phones. I faxed over bankruptcy documents again, but they still continue to pester me.

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Feb 24, 2015

I have used this company for over 40 years, and now they are calling me about something that is going to happen in 2017.  I might be dead or get hit by a bus by then.  Who cares about 2 years from now.  Stop calling me.

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Jan 20, 2014

1 Contributions
39 People Helped
Helpful to 39 out of 39 people

My loan was sold to HSBC with a cut throat rate. Had three hardship programs with HSBC. On my third hardship program, in my 5th month out of six. HSBC started returning my payments and said I was delinquet on my payments! I was in compliant with my hardship contract. HSBC breached our contract and I don't have a leg to step on! HSBC foreclosed on my home three different times. The first two foreclosures were dismissed for no none reason. On the second foreclosure, HSBC attorney didn't show up for the motion hearing. On the third foreclosure. There was two motion hearings. Each motion hearing was 60 day's each because HSBC's attorney's couldn't get it together. I have to be out sometime in March, 2014. If there's something called Goverment buy back, then why is there foreclosure's?  HSBC is the worst! HSBC is so large, that one branch doesn't know what the other is doing. Big enough so that no one has to go to prison for financing illegal arms!

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