Well it was kind of annoying to even get started. You start the process and basically they tell you no we aren't ready for you yet. Then they send an invite and they are still kind of implying that you might not get the account. You are applying and waiting for their approval. Then I signed up and waited for the card. I waited some more and waited.... Still waiting. Also kind of annoyed that there seems to be no way to add my wife to the account. Like I said maybe a little too simple.
codaniel's review was: