Banking Reviews


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Jan 04, 2017
Modern banking as it should be
theJBRU
3 Contributions 4 People Helped

Simple currently offers single-user accounts with an elegant web interface and app. Their customer service is top-notch. They respond to messages promptly and if you ever need to call an actual person answers the phone! Their best feature is "Goals," essentially a system to set aside money from your balance automatically for planned purchases. You see a "Safe-to-Spend" amount when you open the app so you know what's available that hasn't been otherwise allocated. For me, this has allowed me to actually save money for the first time in my life. Having a $10k checking account balance before Simple would have been unthinkable, now I carry that regularly and am building my savings on a regular basis. I've been able to make new computer purchases, take several vacations, and set aside emergency funds all due to this automatic saving.

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Nov 24, 2016
Good people
Anonymous

I love fingerhut and webbank they gave me hope  to buy things  from fingerhut I love these people  thank u fingerhut and webbank 

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Dec 20, 2016
So far so good
Anonymous

I've had my account for several years and haven't had a problem.  I do have to plan my withdrawals and allow about 3 days for the funds to appear in my local bank, but they pay one of the highest interest rates I've found.  

Live only had to call customer service once, to get a form to designate a beneficiary.  They sent the form right out.

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Jan 12, 2017
Easy to do Business With
BeefaloSpringer
1 Contributions 0 People Helped

Great customer service, easy to use, ATM fee rebate, to foreign transaction fee, chip protected debit card, on-line bill pay service.  We like it very much.

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Dec 16, 2016
Terrible
Anonymous

Always hidden/unnecessary  fees. If you have options.... bank elsewhere. 

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Jan 08, 2017
Consistent
Anonymous

I have not had any major issues or concerns, customer was good!

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Oct 31, 2016
Horrible customer service!
Anonymous

Too many service charges!  When I asked then to take some off - they refused and told me that I should go bank in Canada where I live!!  When I reported this to customer service they didn't care.  Have taken all my money out and am going to a friendlier bank!

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Dec 03, 2016
Great rates!
RobRex
3 Contributions 0 People Helped

I found out about VirtualBank by searching for CD rates. I decided to open an account since they offered me better rates than my main bank was offering.  

Overall, I've had a great experience with them. Opening my account was pretty easy. I linked my primary bank account to make my initial deposit and the rest was taken care of.  I really like the fact that I can quickly transfer funds between my VirtualBank account and my main bank without any issues.  

I haven't really considered VirtualBank as a primary bank, but to earn a bit of extra cash, why not.

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Jul 27, 2016
disgusting
Anonymous

Was treated very poorly while getting a checking account.  Refused my promo code for 200 cash back, banker got me another promo code and was going to use that one.  Had me wait almost an hour for how to open my checking account.  Then said they would call when they found out how to do this.  Never called me but I called later that day, they had me come in to process the checking account.  I had a promo code that was emailed to me from Harris bank website and it wasn't expired.  So they found a different reason to turn me down and said my credit was too low. 

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Nov 08, 2016
never had any problems
bgirlchilli
1 Contributions 0 People Helped

I have their Money Market business business banking. They have superior interest rates than the high street banks offer. Also, their fines/ fees are lower than BoA.

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