Banking Reviews

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Jun 17, 2016
As is the name, this bank is simple.
1 Contributions 0 People Helped


Simple, clean and organized user interface

I really like getting a push notification as soon as a charge goes through. When, what time, how much, store name, and location.

The card is definitely a plus, it's a nice white card. Clean chic.

I can block and reset my pin to my card from the app.

I can set goals and basically have money hidden from me. I have trouble saving and budgeting and yes, it's sad for a grown woman to struggle with basic things like that but I do. This uses the out of sight, out of mind technique. I don't even notice that the money isn't there. It is just saved into my goals and I only see what I am allowed to spend. Of course, I keep in mind that until the goal is done or I pause it, money will be set aside so I have to make sure I don't overspend which makes me more conscientious of how I spend my money.

I haven't trying depositing checks via the app, but I will soon. We will see how that goes.


It takes a little longer than other banks to transfer between accounts, but I don't mind.

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Mar 05, 2015
I'm a forever customer of this bank!
7 Contributions 42 People Helped

I first opened an account with this bank in 1995, and have enjoyed a wonderful relaltionship with it ever since. I got my first credit card through them, and they even recommended a security program for my computer, with a trial to try! If I had issues with online banking that I needed help with, they were there for me. No question was to insignificant to be answered in a professional, thorough way. I'm just the average custormer, but always been made to feel like royalty at any branch I go to. I would gladly recommend Union Bank to anyone.

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Jun 07, 2016
1 Contributions 1 Person Helped

I applied for and was approved for a $8000.00 loan and they wanted over $5000.00 in interest. No thanks

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Jun 04, 2016
1 Contributions 2 People Helped

Super long hold time, low deposit limit. Be sure to check out their hold time and limits. They are the worst.

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Jun 14, 2016
This bank sucks to be honest,
4 Contributions 2 People Helped

they like to change thier rates and fees alot, poor customer service too

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Mar 28, 2016

OneWest took over for IndyMac when they folded. I had a written agreement that stated my first and second mortgage could not be sold or separated. They did exactly that and it ended up costing me tens of thousands and our familys home. They cannot be trusted and should be jailed. Don't do business with this bank!!!

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Jun 21, 2016
Best Bank I have ever used.
1 Contributions 0 People Helped

Whenever I call they answer promptly and I can rely on the answer given.  I use their online banking and find it very easy and quick.  No plans to change anytime in the near future.

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Jun 11, 2014
Best online banking I have found

I have been with for over 10 years, and their service, and perks are almost unbeatable. They always have a higher than average interest rate on their free checking. And the ATM refund fee program is great too.

When I started their rate was 6% now its about .40 but its still better than a lot of other bigger banks, and I use the prepaid deposit envelopes without any issues. I highly recommend them!

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May 31, 2016
Its not a bad bank

I'm pretty sure there are people paid to write negative and positive stuff about this bank.  I'm here to give you my own personal experience.  Its a bank.  They get my money and I spend it.  There are no hidden fees.  By law, they must tell you about all the fees they charge.  Only a fool doesn't look up what these fees are.  Everything is pretty much electronic these days.  They don't steal your money because they can't.  Its impossible to just take your money and it not be YOUR fault.  So yeah, this is a solid 4 star online bank.

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Feb 12, 2016
I would not recommend this bank

I had dealt with this bank as the final recipient of my mortgage for 10 years.  A month ago I paid off my mortgage balance and at that time was assured that the automatic payments deducted from my checking account would automatically stop.  When they deducted the monthly payment the following month, I requested a wire transfer to return my money in a timely manner.  When the money did not appear in my checking account, I called and was told that just because I requested a wire transfer doesn't mean that they had to honor that and their decision was to send a check through the mail.  It has been 2 weeks that I have been waiting for them to return my money and I'm not happy about that.

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