Banking Reviews


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Helpful to 1 out of 1 people

DO NOT get an account with Simple if you ever want to transfer money in/out, use Direct Deposit, etc. They have been holding $1K of MY money hostage for one week because the bank statement for the account I transferred money from, does not meet their regulations. Meanwhile, I cannot access my money and they will not transfer it back.

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6 People Helped
Helpful to 6 out of 10 people

I have had several different experiences with WebBank. Some were excellent while others were pretty bad. I think the difference is less bout WebBank itself and more about the companies who are using WebBank to provide credit for them or back up their loans. For instance- Gettington, I love them. Have had nothing but positive experience with Gettington. My limit started at $1000. and now about 4 months later is at $2000.  Now My experience with loans are different- Paypal Working Capital- excellent! Great terms, I'm on my 3rd loan with them. First was $7500. Second was about 17,000. Third was 25,000. - these are offered through Paypal but are from WebBank. Lending Club- Not quite as simple as Paypal but still not bad, got money in less than a week. Terms aren't good though, very high interest. Avant- flat out turned me down. I received a pre- approval notice. Went online and was approved upto 25,000. I asked for 15,000. This was a Sat. evening and within 10 minutes I got a call. This was a rep for Avant, he talked so fast. I had no Idea what he was saying most of the time. Five minutes after that call I received a "Notice of Adverse Action" email from them turning me down. So there you have it. WebBank can be both excellent and terrible, depending on the company they are representing.

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troytwo's review was:    

 
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25 People Helped
Helpful to 25 out of 39 people

Everyone near a One West Bank should visit one to see what the other banks have lost: (1) Employees not abused by profit-at-all-cost corporations, (2) Employees not forced to recite corporate speeches, (3) No lines.

Seriously, the regular parking spots 10 feet from the front door of the Torrance office are NEVER occupied at lunch time!.  None of the OWBs ever have a line! In Torrance, Hermosa and Manhattan Beach their employees are happy to see you - yay it's a customer!

Sure, I need a secondary account at a major bank so I can do interstate transactions and such. But it hurts to wait in those long lines and deal with the scripted-by-management conversations. 

I've always had excellent service from OWB - they even called both times when I messed up, to fix things and prevent penalty fees.

Summary - only negatives with OWB are needing a secondary bank for interstate transactions, and my fear that the lack of customers will result in bankruptcy and ruin this unbelievably great company.

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markpm's review was:    

 
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16 People Helped
Helpful to 4 out of 5 people

I first opened an account with this bank in 1995, and have enjoyed a wonderful relaltionship with it ever since. I got my first credit card through them, and they even recommended a security program for my computer, with a trial to try! If I had issues with online banking that I needed help with, they were there for me. No question was to insignificant to be answered in a professional, thorough way. I'm just the average custormer, but always been made to feel like royalty at any branch I go to. I would gladly recommend Union Bank to anyone.

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Catsissie's review was:    

 
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I just returned from another international trip, this time to Germany, Austria, Slovenia and Croatia, and my Schwab Bank VISA performed flawlessly. I charged hotel rooms, train tickets and meals, and used multiple ATMs in all the above countries with never so much as a hickup. Travel just couldn't get any more convenient!

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0 People Helped
Helpful to 0 out of 2 people

I love that they are open 7 days a week and open until 7pm! No other bank does that so you end up having tostand in a long line on your lunch break! I can even do banking on Sunday. It is awesome!

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dgreen214's review was:    

 
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20 People Helped
Helpful to 20 out of 28 people

I have been banking with Everbank for approximately 2 years now and I am very happy with them. They provide higher rates for their savings accounts than all local banks, their customer service has been top notch anytime I've needed to call and they provide many ways to get in touch with them. I particularly like the Twitter option. Since opening my accounts with Everbank, I have since refinanced my mortgage with Everhome Mortgage and have been pleased with them.

My only complaint with Everbank (if you could even call it that) is their application process. At the time I opened my account, I had to Fedex (which they paid for) my application and a check for my opening deposit to their offices. I would imagine that in this day and age their could be a simpler way to do this. Overall, it was a relatively smooth process as their customer service helped me throughout. I am very happy I switched from Wells Fargo/Bank of America to Everbank and would highly recommend it to anyone who is considering Everbank for their banking needs.

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jdibella's review was:    

 
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29 People Helped
Helpful to 1 out of 2 people

Wachovia was my first bank when I was still a teenager turning to 18, I have this bank since 2004 until it turn over to wells fargo. Wachovia is nice and professional staff, they work with me all the way and also recomment me to use the cards that benefits me in the futures. So to me, they were rating 10/10... my parents have Bank of America, but I don't like there policy... there always a limited on wiithdrawing funds and withdrawing limit even though the money in my the account, and staff at BofA always being unprofessional and keep asking questions when everytime you make a withdrawn. 

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holong2002us's review was:    

 
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Helpful to 8 out of 12 people

I have been with AMBK.com for over 10 years, and their service, and perks are almost unbeatable. They always have a higher than average interest rate on their free checking. And the ATM refund fee program is great too.

When I started their rate was 6% now its about .40 but its still better than a lot of other bigger banks, and I use the prepaid deposit envelopes without any issues. I highly recommend them!

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4 People Helped
Helpful to 2 out of 2 people

I don't know anything about their other services, but I've had a checking account with Heritage for over a year, and I love how friendly, pleasant, and helpful they are whenever I go into one of their local branches.  They even remember my name & pull up my account on their computer so fast without even needing my card.  I only wish that all of their ATMs could handle deposits, and that deposits after hours would be even partially credited faster instead of having to wait 2-3 days.  But at least night deposits have usually been sufficient as they are posted first thing next business day.

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grams64's review was:    

 
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