Ive had my simple account for over a year now. Ive had chase, and wells before. I hated them both!
Simple is very easy and basic to use. The customer service is also VERY good. They usually always answer within 24 hours. Ive never had a bad customer service rep, plus you can deal with them completely online so you dont need to wait on the phone.
I had a company who would not return my refund even though I had proof. So i contacted simple, and they were able to get my money back to me.
You can only deposit check/money orders. You can NOT deposit cash, the only con.
-Free ATM transactions (most of them like 7/11,etc)
-Free ATM foreign transactions
-1% foreign transaction fee
- no charges for overdrafts
- no min amount to maintain
- Checks take over a day to deposit (>$200 i think)
- Mobile App is also great and easy