Auto Loan Reviews


Results 1-10 of 60Results per page: 5 | 10 | 25Page 1 of 6   Previous | Next
1 Contributions
9 People Helped
Helpful to 9 out of 9 people

Very easy to use, the customer service reps were very quick to respond. Got a great reduction in my rate which I was super happy about. Beware and make sure if on your title or liscense you have an initial or middle name it must be on your application or you will have to resubmit!

Read More

curtdragon's review was:    

 
Write A Reply |
1 Contributions
5 People Helped
Helpful to 5 out of 7 people

The First person I got was Ross. He was not helpful at all, very rude, he got frustrated when I asked him to check on my rates because his information was wrong and he stopped communicating with me and never got back to me.

I had a friend that had went through Emily, so after such a bad first impression and experience  I decided to give it another try. Emily was amazing. She took a look at my account fixed everything and got my payment lowered. The process was quick and easy. I would recommend IFS and Emily!! Thank You IFS

Read More

kjcoker's review was:    

 
Write A Reply |
1 Contributions
2 People Helped
Helpful to 2 out of 2 people

I believe they are influenced by the fact that I wanted to pay off a much higher interest rate loan with Sun trust, their parent company.

Even with my haviving paid off a 5 year in 4 years, 3 years of tax returns inexcess of 40,000, I was denied. Then I added my mom as a cosigner, more than enough income and assets, and was still denied.

No one there could give me an explain as of why.

Suntrust just refied my truck in Jan. so I was plenty loan worthy then.

I BELIEVE THE ONLY REASON I WAS DENIED WAS A CONFICT OF INTEREST AND WANTING TO KEEP ME IN A HIGHER RATE LOAN

WITH SUNTRUST THEIR PARENT COMPANY.

Both me and my mother plan on removing all our acccounts at Suntrust in the next couple of months.

Read More

fustratedinflorida's review was:    

 
Write A Reply |
Top Contributor
19 Contributions
37 People Helped

Matt Bubar did a great job assisting me with the process and explaining warranty products which I recommend, as well.

Read More

bpround's review was:    

 
Write A Reply |
1 Contributions
0 People Helped

The reason I rated them a 3 stars is because of the customer was great but all in all the application process was way too stressful just to refinance my car. My current APR is 9.59 and Rate Genus approved me with one of there lenders for 3.14 APR which I was excited about at the time. They kept asking for way too much information and nothing I gave them was good enough. They need prove of income, prove of child support which I happily gave them. It seemed like every time I turned around they needed more information and than they needed a $30 membership fee to some credit union out of state just to refinance my car with that lender. I thought next they were going to ask for my youngest child as collateral or maybe one of my kidneys who knows. Finally I just gave up on them and went with Capital One for a 5.50 APR but it was worth not having to deal with all this stress that's been going on for two weeks because I had applied on June 6th and it's June 19th now. While Capital One didn't require all the information that they did and sent my payoff to my previous lender in one day. Glad that is over with.

Read More

HappyforNow's review was:    

 
Write A Reply |
1 Contributions
2 People Helped
Helpful to 2 out of 2 people

I read the reviews on here about how they are willing to work with bad credit scores so I gave them a try.  My score (being slightly better than some mentionied on here) apparantly wasn't good enough.  Don't waste your time and credit hit.  I will say that the lady that took my information was VERY friendly and understanding.  Their underwiters... not soo much.  Again, don't wast your time.

Read More

JMac1773's review was:    

 
Write A Reply |
5 Contributions
25 People Helped
Helpful to 17 out of 23 people

My husband and I recently refinanced one of our vehicles and recieved a lower interest rate and payment at the same term.  They have communicated with us several times to let us know about their company and procedures.  First bill is paid, and we couldn't be happier with them so far.  We're looking into refinancing our other vehicle to them as well. 

Read More

thenantuckettriumph's review was:    

 
Write A Reply |
3 Contributions
22 People Helped
Helpful to 8 out of 9 people

I am not sure why all the negative comments i am on my second BMW. Much to my surprise i was actually approved thru BMW Financial for my first BMW (2008 328 XI Coupe)

i thought for sure you needed a 700 credit score or more to get into one but at the time my credit was poor i mean poor and i was approved. After going thru a Job lay off BMW  customer service was actually great they worked with me untill i was able to get everything back on track. Even after that i was actually approved for a lease option wich i thought i would never be able to, i declined due to milage issues but i was able to get financed for a 2013 left over BMW F30 with only 13K miles and with the new car scent still on it !!

For anyone who wishes to i highly recommend BMW over any American P>O>S any day. My 2008 328XI was purchased with 28k miles on it i had it for 3+ years because of my long commute i accumilated 178k Miles by the time i got rid of it. Original Rotors, Original Water Pump no Major mechanical issues no suspension problems all i did to the car was Oil changes, Tires and alot of car washes. Dont listen to all the negative comments i am a BMW customer for the rest of my day now. Sorry Ford, GM and Chevy i tried but you guys are way behind when it comes to Quality in Cars.

BMW Financial has many different ways to get you approved, having said that be prepared to pay high interest rates but that is true about finacing you get with less then perfect credit

Read More

JMD3454's review was:    

 
Write A Reply |
Helpful to 18 out of 20 people

I am on social security and only get paid 2nd Wednesday of every month.  I have asked twice to change  my due date with the promise of moving it 10 days (but that has not happened).  It's like talking to a wall???? 

Read More
  Write A Reply |
1 Contributions
6 People Helped
Helpful to 6 out of 7 people

Before I get into my personal experience, allow me to list the two pros and cons about RoadLoans.

Pros:

1. Low down payment (mine was only $600, compared to the over $2000 I had to pay to any car dealership)

2. No matter how much your credit sucks (mine is under 600), you'll get approved.

Cons:

1. The only place you can get a car with RoadLoans is CARMAX. No other dealership will touch RoadLoans with a 10-ft pole. Do not waste your time with anyone else.

2. The interest rate is EXTREMELY high. I pay $435 a month, and over $100 goes towards interest.

Personal Experience:

I was 22 and never owned a car. I went on Credit Karma and saw a lot of mixed reviews about RoadLoans. Previously, I was approved by Toyota and CARMAX, but the lowest monthly payment from either of them was over $500. (Note above of how much I pay RoadLoans, despite the interest. I got approved for RoadLoans for $13,000 on the first try. My dream car was about $19,000, but I saw it as a sign that I needed to set my standards lower. Then I found the most gorgeous blue 2006 Toyota Prius with only 70K miles for $14,000. I called RoadLoans and asked for an increase in the loan. It became a $14,500 loan! No problem! I went to CARMAX, signed the paperwork, and drove off with my first car 7 months ago!

If you need a car and either keep getting turned down at other places or are not satisfied with the monthly payment required by other dealerships, I recommend RoadLoans! Keep in mind that you MUST look on CARMAX, because they're the only dealership that'll take RoadLoans. I plan to pay them off within the next two years to avoid paying interest. I recommend doing the same, if possible.

Read More

Nekapooka07's review was:    

 
Write A Reply |
Results 1-10 of 60Results per page: 5 | 10 | 25Page 1 of 6   Previous | Next