My score is far from excellent, yet Credit Karma referred me here; even showing my estimated monthly payments. I applied and was instantly declined with no explanation.
So just a heads up if your trying to refinance a vehicle you must have had a LOAN or MORTGAGE for at least 1 year on an Auto or home before they will even look at your application. Which defeats the purpose of a new person trying to get a lower rate then the ****roches get you at the dealerships. Plus they say in an agent would get ahold of you and i ended up having to get in touch with them after 11 days.
These people are polite and professional. I had the best experience getting my refinance on my vehicle and the whole process was extremely fast. I worked with a nice lady named Sierra, she treated me great and communicated to keep me up to date on the status of my loan. The key of making this a fast process is completing the documents and making sure you send in all that is requested.
Thanks so much Openroad Lending,
James Maddox and Family
The Loan Champion, Justin D'Amico, with AUTO LOAN was awesome. I just called with a few questions and he made me feel comfortable enough to start the loan process. He was very kind, worked effectively and efficiently. He was quick to respond to my questions and always had an answer. This was seriously one of the best experiences I've ever had and never even meeting face to face. I hope management knows they have a great employee on their hands! He deserves recognition. My interest rate went from almost 10% to around 2%! Thank you Justin for your hard work.
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