I have a credit score above 820 when i applied. The process was pretty flawless, except having to talk with them on the phone since i am self employed. They approved the loan within a week and funding was available immidiatly. If you have a questions, they reply within 24 hours.
I wish my mortgage was being handled by them.
Could not give me a refinance even though I have a 735 and a 725 credit rating they said my car owed more than it was worth (gee wonder why I wanted to refinance) at least they did not give me a hard inquiry unlike capital one who did give me an inquiry and offered me 3% reduction on my loan and $50 more a month both were recomended by CC both crapped out hope it won't effect my new home loan in a few months
applied for a new loan for a used vehicle credit score very good, paid off auto loans on file, credit karma states a loan from this firm is less or at 3% when approved loan comes back 3X this amount. I was told This firm advertises with Credit karma and they are looking for customers with 800 scores, but are not disclosed by Credit karma or Autopay. Do your research, stay away from this firm for any auto loan, it will do a hard hit on all three credit reports. Autopay also takes your info and uses for future services and sells your data to other high risk credit companys as was told by a autopay represenative. I declined to move forward with this loan.
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