Auto Loan Reviews

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Dec 19, 2015
Super Easy and Fast
3 Contributions 71 People Helped

I recently refinanced my auto with NFCU and I’m so glad I did. It was super-fast and easy. I applied at 9am and had my check at 1 pm. I couldn’t be happier.

 NFCU also dropped my interest rate to 6.99% down from 17.99% I had with Santandar. My payment is 10 dollars more a month but I was able to take 2 years off the life of the loan.

I would recommend them to anyone! 

My Credit scores are TU: 651 EQ: 622 Ex: 655

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May 20, 2016
1 Contributions 2 People Helped

Easy process that lower my interest rate & payment.

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Feb 21, 2016

Can I get a loan from them if my credit score is 530

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Apr 20, 2016
Bad credit Dream Loan

So I had originally decided to do a BMW Select loan last year and had the balloon payment and then fell into 90+ days late and threats of repo with the guy coming to the house for my f800gs. Funny thing is I get it current and two days later ask to refinance and do another credit app. Now get this they approved me in ten minutes with a credit score of a whopping 440 to refinace that entire balance into a new loan. Aside from being obnoxious when late with calls indeed the bank surpasses and excels on there lax payments. Hell wasn't even charged fees for repo though never got the vehicle but still. Bad credit late pays and they still gave the option to refinance when I reapplied had no down payment last year with a lousy score to of like 605

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Apr 21, 2016
Down Right Dishonest!!!
1 Contributions 3 People Helped

On 10/9/2015 I refinanced my loan with another institute. they got the payoff amount on that same day. on 10-20-2015 Ally tried taking another payment from my acct. knowing it was being paid off by the other bank. Ally had already recieved payment by then and wont admit it but the new financial institute told me they had cleared the check by then. So the loan should be paid right, wrong. apparently getting a payoff for the exact amount owed isnt enough they want more from you. apparently they want your kids, dogs, and everything else after that loan has been paid. So the conclusion to my story is when you do math, math never lies. if i owe $32793.29 on 10-9-2015 wih a per diem of x amount of dollars added for interest. that is what the payoff should be. Not a whole other payment like these thieves are trying to take from me. 

Dont use them, both my wife and I have had terrible experiences with this lending institute!

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Jan 23, 2015
These people drop the ball on customer s

I am on social security and only get paid 2nd Wednesday of every month.  I have asked twice to change  my due date with the promise of moving it 10 days (but that has not happened).  It's like talking to a wall???? 

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May 18, 2016
1 Contributions 1 Person Helped

Stay away. Will pull your credit before you know it. Was told would do a soft pull and be in contact to further the application. Credit karma notified me that rate genius had done a hard inquiry and dropped my score 7 points

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May 10, 2016

I have great credit score but I'm not approved.

They didn't even wanna tell me why they couldn't approve.

Too many times phone calls , wasted my time for nothing.

I guess they only approve people with 850+ credit score .

When I called them they asked too many stupid security questions. They asked me “what is your hair color on your ID?” I thought they had that on my ID and I tried to find it. But there is no hair color on my ID. 



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May 23, 2016
Stay Away!
1 Contributions 7 People Helped

I made a big mistake applying with Open Road Lending! I not only received a hard inquiry from them but another company as well called " Regional Acceptance". I was hesitant about applying next time I know better! Never again!! Also, don't believe all the great reviews you read on here because most of them listed written by employees to get individuals like us to apply! WARNING! DO NOT APPLY!!

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