My loan was a refinance and Springboard brought my interest rate down by 5% and lowered my payment by $90!!! I got their name through Credit Karma and I'm glad I inquired because they saved me from the terrible loan I got from Dayton Andrews Dodge. It was a great experience and I would recommend them 100%.
I was tired of dealing with the good ol boy mentality of our small town bank so went looking online, found lightstream, thought about it then decided worst thing is they say no.. so FRIDAY evening, after business hours, I applied online, few hours!!! later I had my APPROVAL! and they called to verify everything for the funds to be transfered to my account MONDAY. They money was there first thing monday morning (before 8am!) went withdrew cash, went and bought the car with cash. They give clear and consise directions for the whole process, the title lien info to give to dealer (or individual if you go that way). everything is online, no hidden garbage to sort through, no spam or junk mail generated! I have had car loans, home loan, bank loans etc THIS LOAN was by far the easiest, least amount of paperwork, quickest results and the customer support speak and Comphrend english!! They finance more than just vehicles and your credit does not have to be perfect! I will certainly use them again for future loans when needed.. AND they plant a tree for every loan issued!! way to go Lightstream!!
Open Road was awesome!!!! They got me refinanced at a rate 10% lower than I was paying before. I thought that they were the finance company but they aren't. They search other lenders for you. Never the less, they were great. Jan constantly stayed in touch with me throughout the whole process.
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