Auto Loan Reviews


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Dec 19, 2015
Super Easy and Fast
Airborne11c
3 Contributions 78 People Helped

I recently refinanced my auto with NFCU and I’m so glad I did. It was super-fast and easy. I applied at 9am and had my check at 1 pm. I couldn’t be happier.

 NFCU also dropped my interest rate to 6.99% down from 17.99% I had with Santandar. My payment is 10 dollars more a month but I was able to take 2 years off the life of the loan.

I would recommend them to anyone! 

My Credit scores are TU: 651 EQ: 622 Ex: 655

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Jun 24, 2016
Fast, friendly, and efficient
JDavis0331
1 Contributions 0 People Helped

Lindsey was great throughout the entire process and I am saving a lot of money!

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Feb 21, 2016
Anonymous

Can I get a loan from them if my credit score is 530

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Apr 20, 2016
Bad credit Dream Loan
Anonymous

So I had originally decided to do a BMW Select loan last year and had the balloon payment and then fell into 90+ days late and threats of repo with the guy coming to the house for my f800gs. Funny thing is I get it current and two days later ask to refinance and do another credit app. Now get this they approved me in ten minutes with a credit score of a whopping 440 to refinace that entire balance into a new loan. Aside from being obnoxious when late with calls indeed the bank surpasses and excels on there lax payments. Hell wasn't even charged fees for repo though never got the vehicle but still. Bad credit late pays and they still gave the option to refinance when I reapplied had no down payment last year with a lousy score to of like 605

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Jan 23, 2015
These people drop the ball on customer s
Anonymous

I am on social security and only get paid 2nd Wednesday of every month.  I have asked twice to change  my due date with the promise of moving it 10 days (but that has not happened).  It's like talking to a wall???? 

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May 27, 2016
DON'T DO IT!!
DcCouple
1 Contributions 6 People Helped

Getting the loan wasn't the problem, paying it off was!

A payoff is a payoff!

We went to our car salesperson and asked how to pay off our lease. The car company called Ally and got a payoff amount. We called our bank, who sent a check out the same day. Several months later they started calling our phones and leaving nasty messages. We called and tried to explain that the loan was paid off. They insisted we still owed several hundred dollars. We had the bank call them and the car company. They still insisted we owed them money. They began to call our phones nonstop, day and night. I asked them to stop and they began to send registered letters. After several months of this, my husband gave up out of exhaustion and fear for our credit rating and agreed to a settlement. Apparently this company does not know what "PAYOFF" means!  

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Jun 24, 2016
coreychamb
1 Contributions 0 People Helped

STAY FAR AWAY from this website! Not only did this website put 5 HARD INQUIRIES on my credit report, they call you several times a day to get you to sign up for a new loan. I was told that I would only receive one hard inquiry if I accepted a loan offer, then I checked my credit after refinancing with a different bank and saw that Rategenius themselves had a hard inquiry in addition to all of the banks they sent my credit to. This company is deceitful and only cares about getting you to sign for a new loan. Do yourself a favor and work with any banks you are considering directly instead of through 3rd party websites.

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Jun 23, 2016
their heading is so misleading
paduman
1 Contributions 0 People Helped

this information is so misleading , the advertisement says 1.99% to 3.25%. It's a total lie, don't fall for it. I got approved for a six percent for half of the money I asked for. What they are expecting: I will buy two tires and a steering wheel with their money. and even I wasted a credit inquiry. Don't apply these people. I even have a good credit score, 733.

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Jun 16, 2016
Went for My second loan with them today
Iamhapiness
1 Contributions 0 People Helped

Got a loan through them in Decemeber 2015. The application, approval and car buying process was effortless and I was approved for $40,000 at a 4.5 rate with a 740 fico score. Now six months later I am going for a second car loan with them and I am finding the process to be just as easy as the first time. I would highly reccomend.

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Jun 27, 2016
Easy, helpful, saved me money!
Anonymous

Ask for what you need and then follow the simple instructions. Easy!! 

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