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Product Holder (3353 Reviews)
Application Process
Customer Service
4.5705 5

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  • Most Helpful Positive Review

    Quickest Way To get money TOMORROW!
    Helpful to 176 out of 195 people

    I was denied a loan from my bank because I had a few credit dings about a year ago (screw comcast). I had no other choice but to check out Avant after hearing about them from local media sources. The application took about 10 minutes and was pretty straight forward. I make decent money but my bank denied me, but I was in need for short term money to pay for housing repairs due to a leak. My apr was right around 35%, but if you plan accordingly and payoff the balance quick it's not a bad price to pay. Definitely worth checking out, plus, unlike payday loans they report to the 3 major credit bureaus. If you make timely payments, it'll help improve your credit score as well!

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    Most Helpful Critical Review

    Deceptive loan terms
    Helpful to 147 out of 165 people

    I applied for a $4,500 loan, which I was approved for. Durning the final review phone call, the customer service agent said I was actually not approved for the terms I chose (which I had already printed out and digitally signed) but for different terms with a longer repayment schedule. 

    Of course they don't want you to pay your loan off sooner- that's less interest they'll collect. Granted I could pay it off as soon as I desired, but most consumers see the minimum payment and think that's all they have to worry about. After sleeping on it for a night, I called them and asked to close my loan. To their credit, customer service was helpful, and I wasn't charged any fees. 

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    Reviews (3353)

    the loan was fast and upfront
    Helpful to 1 out of 1 people

    i was very pleased avant trusted me to get this loan..they were very efficient and hope this helps my score...the medical bills on my credit report were not turned into secondary insurance by medical field and it pulled my rating down...thanks for the loan..yall are the best.. colabear21

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    ohcomeallyefaithful's review was:    

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    After debating over it for hrs i did it!
    Helpful to 1 out of 1 people

    The application process is very simple, you have various options of loan amount and time frame of loan to be paid off... and with in minutes you know if you were appoved...all the steps were dummy proof. Also after doing all the online app and contract to get the loan, the next day i got an email that said i was denied :(...when i called the customer service number the rep explained the email mishap and apologiezed for the confusion...My loan was in my bank with in 2 days. I was very satified with the experience. The interest rates are a little high but its a small price to pay for the availability to take out a loan and rebuild credit.

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    Helpful to 1 out of 1 people

    Excellent    APPLYING for this lone couldn't of been more easy.. I will definately tell my friends and family!! Thanks Avant

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    Very Smooth Transaction
    Helpful to 1 out of 1 people

    I was very pleased with the Refi process. Great customer service from the AVANT team.

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    azprincess146's review was:    

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    Not a card, a personal loan
    Helpful to 1 out of 1 people

    This was the easiest, quickest loan processing I have ever experienced.

    Referred by Credit Karma A++++

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    It's not a card it's a loan
    Helpful to 1 out of 1 people

    I had a very easy experience my loan was approved within a day but I do have a high credit score. The customer service people were fast and efficient my only issue was the fact that they called me 3 times during the work day asking for things instead of just one phone call. 

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    Horrible communication, customer service
    Helpful to 1 out of 2 people

    I had an original loan from this company when the rates were very high and received an offer to refinance. My credit has improved and the new loan offered was at a lower interest rate. I was pre-approved and so thought why not? I went through the process, and would occasionally check the status online. It kept saying in progress and this was supposed to be quick. So after a few days I called and they say they just need a copy of my pay stub (it was a more recent one as time had gone by). They said that was the final piece (yeah right..) I called them the next day as 24 hours went by and they said I would know by then. So then it became they needed some more information. Talked with three different people and got three different answers. Then, because my refi was going on, they didn't debit my old loan payment. i was told that is fine and they will once the refi is complete. Then, after being denied they tell me I am behind on payments! HELLO, you told me that it was fine and you wouldn't debit while the refi was in process!! So in all,  you will have to reach out to them (and wait hours on the phone) and they don't come back and say, oh this loan amount is too high but will just deny you. You have to write to them for a reason. I say try other lenders like SOFI first. Better rates, service, and more lending done to date. 

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    Upfront, direct, no hassle, loan!
    Helpful to 1 out of 1 people

    This company is honest and upfront. They are very fast with their turnaround time. There were no hidden disclaimers and I received the funds the very next day! When I re-read over the terms and conditions, they were exactly as stated. I am grateful to have the opportunity to pay off debt right now and have a payback plan that does not take food off of the table. I have ensured to manage things very closely so I can not just pay it all off, but pay it off faster than anticipated. Thank you Avant! I will definitely recommend them to my friends and family. 

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    Fast and easy
    Helpful to 2 out of 3 people

    The interest rate is high but it was easy and fast. I have a good credit score but I filed bankruptcy seven years ago so I guess they held that against me. They ask if you have filed bankruptcy before. I have built my credit score up since then but I guess they don't take it in consideration. 

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    Great experience
    Helpful to 1 out of 1 people

    I saw a commercial for Avant on tv, then received an offer in the mail to apply.  I have been working on rebuilding my credit (I'd paid cash for everything for years, which doesn't mean squat anymore). I used the money to pay off the credit cards I'd recently gotten.  The payments are lower than what the credit cards were every month.  Plus, this will help with rebuilding the credit score.

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    Company Overview

    Avant is a consumer lender offering a fast, simple, and secure borrowing experience to consumers with less than perfect credit.

    Borrowers can apply online for a personal loan ranging from $1,000 to $35,000. Avant customers can take advantage of competitive APRs with no hidden fees or charges, and a completely easy and friendly experience.

    Founded in 2012, Avant is headquartered in Chicago, IL. Avant offers 24/7 customer support now servicing 46 states.

    **Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based upon information entered by the consumer and through analysis of information publicly available at lender websites. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 7% to 30%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s Terms and Conditions for additional details.