I was denied a loan from my bank because I had a few credit dings about a year ago (screw comcast). I had no other choice but to check out Avant after hearing about them from local media sources. The application took about 10 minutes and was pretty straight forward. I make decent money but my bank denied me, but I was in need for short term money to pay for housing repairs due to a leak. My apr was right around 35%, but if you plan accordingly and payoff the balance quick it's not a bad price to pay. Definitely worth checking out, plus, unlike payday loans they report to the 3 major credit bureaus. If you make timely payments, it'll help improve your credit score as well!
- Personal loans from $1,000 to $35,000 entirely online.
- Rates from 9.95% to 39.95% APR* and terms from 12 to 60 months
- No origination fees or early payment penalties.
- Fast and convenient online application. No office visit or faxing required
Most Helpful Positive Review
Most Helpful Critical Review
I applied for a $4,500 loan, which I was approved for. Durning the final review phone call, the customer service agent said I was actually not approved for the terms I chose (which I had already printed out and digitally signed) but for different terms with a longer repayment schedule.
Of course they don't want you to pay your loan off sooner- that's less interest they'll collect. Granted I could pay it off as soon as I desired, but most consumers see the minimum payment and think that's all they have to worry about. After sleeping on it for a night, I called them and asked to close my loan. To their credit, customer service was helpful, and I wasn't charged any fees.
AvantCredit is a consumer lender offering a fast, simple, and secure borrowing experience to consumers with less than perfect credit.
Borrowers can apply online for a personal loan ranging from $1,000 to $25,000. AvantCredit customers can take advantage of competitive APRs with no hidden fees or charges, and a completely easy and friendly experience.
Founded in 2012, AvantCredit is headquartered in Chicago, IL. AvantCredit offers 24/7 customer support now servicing 46 states with more to come soon