I was denied a loan from my bank because I had a few credit dings about a year ago (screw comcast). I had no other choice but to check out Avant after hearing about them from local media sources. The application took about 10 minutes and was pretty straight forward. I make decent money but my bank denied me, but I was in need for short term money to pay for housing repairs due to a leak. My apr was right around 35%, but if you plan accordingly and payoff the balance quick it's not a bad price to pay. Definitely worth checking out, plus, unlike payday loans they report to the 3 major credit bureaus. If you make timely payments, it'll help improve your credit score as well!
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Applied on a Mon. Called Tuesday, told waiting for employment verification- that they called my employer and the call wasn't answered. My employer is a very large company with multiple switchboard operators and calls are ALWAYS answered. I told them, and they said they would call again. Later that afternoon I called again and was told employment was verified and a decision would be made by 5 pm. Called Wednesday and was told app still being reviewed and would have a decision by 7pm. Called today (Thursday) and told same thing- yet still no decision. Strangely, after applying for this loan, I received a call yesterday from a man with a middle eastern accent. He said he was with US Cash Advance- a known scam company. Coincidence? Avant Credit has lied to me for three days- seems like a scam.
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Avant is an online lending platform offering a fast, simple, and secure borrowing experience to consumers with less than perfect credit.
Borrowers can apply online for a personal loan ranging from $1,000 to $35,000*. Avant customers can take advantage of competitive APRs with no hidden fees or charges on unsecured loans, and a completely easy and friendly experience.
Founded in 2012, Avant is headquartered in Chicago, IL. Avant offers 24/7 customer support now servicing 46 states.
**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.