I was reluctant to apply as I am on the road to credit score recovery, but it stated that it wouldn't ding my credit to apply. I said what the heck and went for it. Initially I received an email after applying that read like it wasn't approved, but then I received email that stated the approval was granted (I could have read it wrong or assumed it was a rejection). Anyway, I am set to use half of the loan to pay of 4 debts and the other half for a substantial home improvement this month. It was just in time and the funds were deposited within 2 days. Thank you AVANT!!!!!!
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I sent 100 extra dollars when I closed the account they literally told me that I wasnt entitled to the extra 100 back even though it wasnt part of their interest. The rates are as high as a junkie on meth . And when I tried to refinance they only offered me a 1% interest drop from 29 to 28. Do not use this loan to build credit there are better options.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.