I couldn't get approved for a high enough credit card limit and my credit union wouldn't approve a personal loan for me. Promise financial gave me an option for an even higher loan amount than I needed! I only took what I needed though. The interest rate is high, 22% but I plan on paying this off within a few months. The application was very easy and everythiing was done and submitted in one day. I got the money the next day at midnight. Thank you Promise for giving me a chance!
The process was quick and simple and I had the money deposited into account in record time.
I hate every minute with this loan. To see my money just being drain in interest is a headache. Been making payments for roughly 10 months. To see that most of my payments is being gobbled up in paying interest is annoying. I mean I've paid 2X in interest vs the amount being applied to principle. Can't wait to get out of this mess. Should of continued holding the balance on credit cards (at least they work with you).
I have applied for $10500 personal online, After Salary and address verification document submitted online July2014, after verification Loan was approved with 3 years term. I have paid off this loan this month (June 2016) without any additional prepayment penalities added to loan. when I was applying loan i had only less than 2 years credit history and approved with decent interest rate.
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