The system they use clearly communnicates everything you know quickly and when you have questions they are handled extremely quickly. I got a loan approved in a few hours on a SUNDAY. Amazing.
Very easy process. Went from instant pre approval to full approval 2 minutes later. Lowest interest rate I've found for a 650 credit score. I couldn't believe it. The money was deposited in my account in 2 days. Obviously it sucks to be in this situation but it sure beats the credit card interest!
After waiting a week, I had to submit a new application because they cancelled the original by mistake. The thing is, that exact same day, I received a call during the morning that everything was set and we were just waiting for the funds to be transfered. Literally, two hours later I received a phone call telling me that they cancelled by accident.
I know accidents happens - but, shouldn't you have a rollback plan for when this type of accidents happens? Also, why should I be the one doing the whole submission process once again?
Everytime I call them, the person that helps me is completely lost and can't give me much infomation of the current status. Definitely a bad impression so far.
Lures you in with one rate, do the application, have to send in document after document after document....then they give you a NEW loan APR....and now this new rate is higher than my credit cards. WASTE OF TIME. I have mid 700's credit, no mortgage, and do not appreciate this switch at all. SCAM!!!
I applied for a loan. The rep said i was approved then later said they were cancelling my loan application. Thanks prosper for putting a hard inquiry on my credit report and not even giving me the loan you said i was appproved for
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