Personal Loan Reviews

application and loan approval i about 30 minutes.

They had me send bank statements drivers license and payroll stubs - then rejected me. Nothing I sent conflicted with the information I had. Now all of that info Is uploaded who knows where. Credit Karma I am about to stop using you. You have turned into a sell out!

Applied with fair approval odds shown by credit karma. Filled out basic information and was immediately declined. A human actually discussing my options and possibly offering me a more fitting loan would have been too much to ask apparently. DO NOT WASTE YOUR TIME. They are preying on people. 

The loan was very easy to obtain.  I elected for Marcus to pay off my credit cards under one loan. My credit cards were paid off within a week, and now I have one bill to pay.

Yes I would recommend this company they worked with you since the beginning and they are very honest and friendly. They are with you step by step in the whole process thanks for giving me some peace of mind .

I have used Lneding Point a couple of times. The first time I had just closed my business and had a limited job history. The rep on the phone did a great job of making it happen when nobody else would. They call about once a year to offer to refinance. I have taken them up on it a couple of times. Each time they ask for less financial info since now they know they can trust me.

quick approval

They were the only place that gave me a loan with bad credit. I'm rebuilding the damaged I've done when I was younger and immature; I'm grateful for the oppurtunity they've given me to do that.

Sure it was fast and simple, until you are affected by two hurricanes and ask for a reprieve on payments for a month or two to catch up - then the nastiness begins. They approved me for an arrangement, and then reneged on the arrangement, charged $150 in late fees and even though I began paying again they post a late payment remark on my credit every month. This has been going on since last fall. The only offer they've made is for me to make the late payments. That's it. Oh, and they call and email me multiple times a day to remind me that I need to make payments even though I've been making payments. It's a nightmare. Please, do yourself a favor and don't get mixed up with these shysters, it's not worth it!!!!

I really needed to help my daughter with college expenses so she could graduate this semester. I am so grateful that Upgrade was able to assist me quickly. The rates are reasonable and I was happy with the terms. Now, my daughter is a university graduate!