Personal Loan Reviews


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The Earnest staff were super friendly and attentive to me and my needs.  I applied for a loan with all the necessary documents, had a phone interview, and was approved for a loan to Gschool in less than a week from start to finish. 

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BOristotle's review was:    

 
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The application process was easy and uploading verification documents didn't take much time at all.  Funding was quick.  I was able to pay off the majority of my credit card at an interest rate anywhere from 5%-15% lower than the credit cards I paid off.  The payment to pay the debt of in 3 years is only about $90 more than I was paying on mostly minimum payments that would have kept me paying on the credit cards for easily 5-10 years.

I can finally see a light at the end of the tunnel!

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kiddokat's review was:    

 
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Helpful to 5 out of 9 people

The Worst !!!!!!

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lookingoutforyou's review was:    

 
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Amazing team work. 

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samuolis's review was:    

 
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I have had excellent credit until a recent debt problem. I tried getting help using The Lending Club but was denied because my score wasn't up to what they wanted. The score is 690! It looks like this place has very strict guidelines. I also see they go through webbankand I have excellent credit from them through fingerhut. I don't understand.

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HollysKarma's review was:    

 
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Helpful to 5 out of 6 people

Wow, here we go again, Credit Karma. . . You give my info to companies such as this, I get inundated with 'pre-approved' offers, and then. . .nothing. This is the second time I've taken the bait when receiving this garbage and was turned down for a small loan that I WOULD have used to pay off credit card debt. However, 'no rates are available for you.'  Someone please explain exactly what the point is of applying for such a loan if you have GOOD credit? Better  yet, the recommendations suggested are that I either file for bankruptcy or join a credit counseling (LOL at 'counseling) service to work down my debt. Well, thanks, but no thanks to both -- I'll plod on as I have and won't bother again with this nonsense. As to others out there, I would recommend ignoring any future offers you receive. If you weren't in debt, they wouldn't be sending them to you, which makes it even more ironic that most of you are getting turned down when you do apply. Enough is enough.

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lakeside94's review was:    

 
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Outrageous rates, but I paid down two credit cards with 29% rates to one loan at 30%.  Doesn't matter if you have an "A" rating for on time payments that obviously isn't taken into consideration.

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joylynn7777's review was:    

 
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I applied for the loan I was approved sent all my documents in never heard anything I called several times and sent emails with no response. Finally I got customer service and said I was denied my income did not match how can that be possible I explained I provided exactly what was on my pay stub he says yes it did but the income didn't match year to date how the heck does that make sense. I would not rate this as a very good company to deal with I would try Avant first if you need a loan excellent customer service very responsive not ike Springleaf

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imnutter's review was:    

 
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easyer then going to payday loans and they help with understanding how credit works and is a extra tool to help rebuild credit. Thanks LendUp

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sissysoysauce's review was:    

 
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The application process was clearly outlined and I was funded in a timely fashion. The process has been great so far.

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timeforafreshstart's review was:    

 
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