It's easy, quick and one of the most amazing loan application processes ever! I got a great rate on my terms in minutes. Regions is one the best loan banks out there.
I have no idea why they wouldn’t Approve my personal loan. I have more than sufficient income, good debt to income, good credit (730+ score) with ZERO late payments and only requested the loan so I could consolidate my current personal loans. The month payment would have dropped substantially versus what I current have and have paid perfectly! I’ve been in lending for over 20yrs and thank god all lenders don’t lend like this or no one would get loans! The funny part is that multiple other lenders were more than happy to approve my application (Prosper, BestEgg, FreedomPlus and Upgrade). LightStream didn’t even have the courtesy to call me with their decision even after speaking with them multiple times on the phone. I recommend you save your time and credit inquiry on a worth while lending institution.
I received a pre-approved offer via mail from Payoff. In the back of my head I knew I needed to consolidate all my credit card balances into one loan as a goal. After reading some reviewes online I decided to start the processes and get the loan application started. After immidiately providing all the necessary documents underwriting required my loan was approved and funded within 4 days. Everytime I contacted customer service they were very polite and helpful both via chat and phone. I would reccommend this company to anyone looking to get rid of credit card debt and have one convenient payment.
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