They dont' try to gouge you at all, it's very straightforward. A breath of fresh air.
Applied for used Auto Loan for $15K at 1.99% . I am married, but applied as single individual. Received an email within 15 minutes of application submission asking for a pay stub. Submitted pay stub via website. 10 minutes later got an email asking me to call. I called and and answered some questions regarding some joint obligations I have with my wife (mortgage) that both of us pay. 10 minutes later received an email saying i was approved. Funded same day. No lien. I would use them again without hesitation. Like previous reviewers have mentioned, if you don't have excellent credit and can show you can afford the amount you are requesting, you may have a different less satisfied experience.
After going through the applicaiton process a message appears saying "We are currently running a pilot in New York and will be launching in your state later this year."
They should have said that from the start. Not after I gave out my personal information and wasted my my time doing so.
MyExperience's review was:
They do not report to the credit bureau unless 1. They have been in your state for a while which my bet unless you're in california, They haven't. 2. You have to take out 3 or four loans minimum before they will even report to the credit bureaus and that's only if #1 doesn't apply to you. All in all, if you're not in desprerate need of money, I wouldn't reccomend this service. Take it for what it's worth. I did not have a bad experience. But I didn't get what I suggestedto be getting so I give it a meh.
Spankylips's review was:
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