My credit score was in the very low 600's when I applied, but Credit Karma stated that it was a fair chance of me getting approved. I know it didn't say good, but I applied anyway. The application was at a standstill because they requested more information from me. So don't be scared away if they do that to you. I still was approved after they received all the neccessary documents. Now my cs is 688/702/659 TransU/Equ/Exp respectively. I pay my bill in full every month so I don't worry about the interest rate so much. I would tell you to do the same, but if you can't, pay more than the minimum balance. Take care of your card and it will show in your cs every month with an increase like mine. CO gave me another chance because I also have the secured card with them with a small cl of $600. The Quicksilver One cl is $1,000 with an increase in 5-6 months. The customer service is professional, courteious, and knowledgeable about the questions I have. I've never had a problem when I called them and I have called several times about my account. Like I said, take care of your account and it will show in your cs. Thanks for taking the time to read and I hope it helps!
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 24.99%* Variable
- Annual Fee $39
- Purchase Intro APR Not Applicable
- Purchase Regular APR 24.99%* Variable
The Capital One® QuicksilverOne® Cash Rewards Credit Card is a great choice for people with fair to good credit who are looking for a credit card with a straightforward cash back rewards program.
What to Like
Capital One® QuicksilverOne® Cash Rewards offers 1.5% cash back on all purchases.
Look Out For
This card comes with an annual fee, so it’s important to weigh that against the cash back benefits.
Most Helpful Positive Review
Most Helpful Negative Review
Good for building your credit. Helped me when I was in a binder and helped get my score up in the process so I can now get better credit lines open. Only 3 stars because of the annual fee and high interest rate. Highly suggest if your in the process of building your credit score.
Compare Holders of this Card
Note: Sample data consists of Credit Karma members who hold this card.
The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.