I got this card when I was still building my credit up, which was around 590-615 depending. Got approved for a mere $500, nothing exciting but decent. Well after 5 months, on top of getting my collections account removed and getting my first card a CLI, my score has gone up 100+ with this card. Icing on the cake was I was told I would be bumped up to a $750 via the automatic increase offer listed. Well it kicked in today and came to find out it got bumped to $3,500 instead! All in all, couldn’t be happier getting this card will definitely continue to be one of my daily drivers.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 26.98%* Variable
- Annual Fee $39
- Purchase Intro APR Not Applicable
- Purchase Regular APR 26.98%* Variable
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Most Helpful Negative Review
I have been a Capital One member for about 2 or 3 years. Started with their secured mastercard with a $300 limit to rebuild my credit back up. Made all my payments on time and got it upgraded to an unsecured card with a $500 credit limit. After that, i applied for a chase freedom unlimited card and got approved for $700. After about a year of on time payments and paying off my balances, chase increased my limit to $3,500. I applied for a discover card and got approved for $7,500. I apied for a credit increase with capital one and was denied with no reasen. The card ive had the longest now has the smallest limit of the 3 cards i have.
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