Tried forever to get this card. I mean for years. They pulled transunion and my fico is 634.They gave me a $700 limit. I was initially told by syncrony that i couldnt use walmart at sams. I applied for sams 2 days later and i was denied. Was scratching my head on it but hey, at least i have a walmart card. In the end, Sams rep told me that you can use walmart at sams.
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First, I got a pre approved offer in the mail. My Transunion FICO was 651. Currently I have 7 credit cards, with my highest CL being 12,600 and my lowest CL being 2,000. I decided to accept the Wal-Mart offer, expecting to be approved smilar to the limits I have with my Best Buy and Amazon store cards. OK....
So I do the application online, and all it did was tell me I was approved, but nowhere on the site did it tell me the amount that I was approved for. Evidently there is an 800 number that you can call, but I didn't feel like going through the hassle, figured I would wait for it to arrive to find out my credit limit.
Fast forward 5 days (to today), and I get an alert from Credit Karma about a new account, which was the Wal-Mart card. Finally, I was able to see the amount I was approved for. $300. THREE HUNDRED DOLLARS. So my score on CK drops 30 points for the new inquiry and new account. I will be canceling the card the moment it gets here. I didn't really need it, and silly me, I need to stop responding to every pre approved offer I get.
This is litearlly the first review I have ever dropped on CK. $300 limit?? Get out of here with that BS
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