Easy and convenient with no hidden fees
I'm now on my second loan through Lending Club. I first responded to a recommendation on Credit Karma and was instantly approved for a small unsecured loan for CC consolidation. Their application process is seamless and the loan proceeds are deposited directly into your bank account. I setup automatic payment during the application and it was withdrawn as expected every month. After establishing a positive payment history with them, I was invited to apply for a new loan which I did. The rate was very reasonable considering my credit file and it was again a very simple process.
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Correction from previous review
I did need the money and they came through fast ...with relatively low interest rate.... but there is a non refundable upfront fee taken right out of loan , and as this was to be used as a bridge loan, it cost me a lot . Otherwise great helpful customer service and easy process.
Easy loan with big initiation fee
Read the fine print which I didn't as they take a huge initiation fee it out it is taken right out of the loan upfront. As I was using this as a temporary bridge long this was not the best way to go for me but they did make the process easy and I didn't need the money so it just cost me a lot for a short term loan.
It was an easy process.
They have great alerts to keep you in track with your payments.
Best loan experience ever!
The process was fast and easy. The customer service was excellent. I received my money into my bank as promised. My payment is deducted from my bank account on a day I selected. Applying for this loan was effortless. I would highly recommend Lending Club!
Easier than I could have hoped for!
This was a great decision to take out a loan with Lending Club. Approval was fast, and the $$ got here quickly.
Bill consolidations
Easy-Fast-Reliable-LOVE IT
Bill consolidations
It was so easy to apply and the process was very quick. I would recommend this company to everyone.
It was there when I needed
Quick and easy application. No hidden fees everything is up front. You have the choice to accept or reject the terms. The only negative for me and i repeat only for me is I paid 2 loans off in full and then try to get another loan and was denied. I was like Wow. I paid off 2 loans and couldn't get another as if I was not trustworthy all of a sudden.
Helpful when needed
Was waiting on a home equity loan but in the meantime I applied for a loan and received my funds very quickly. Used funds to payoff my credit cards to onsolidate and save money until I was able to refinance my house and get a LOC.
Great loan
I applied and it was easy to accomplish. I have been rebuilding my credit and this helps significantly! I love that I can pick the day they retrieve their payment and auto payments!