LendingClub

Reviews: LendingClub

Reviews: LendingClub

LendingClub

Overall lender rating

4.5
out of 5
5666 reviews
from Credit Karma members

Most helpful positive review

Oct 17 2020
Quick and easy.
Credit Karma member

The one thing I missed was the loan origination fee. Wasn't aware it was coming out of proceeds. Quite hefty for a personal loan.

270
9

Most helpful negative review

Oct 08 2020
NOT HAPPY
Credit Karma member

I am currently a Lending Club customer, I also had a previous loan for 18K that I paid off in 23 months vice 36. I have never been late on my payments however, when I applied for a new loan, the "system" gave me a disapproval. It read "Poor recent payment history with LendingClub". When I called in, I spoke with a CS rep and then with a Manager, who acknowledged that there was a system error and that my profile and account is currently and has been in good standing. However, they said I can reapply (why should I, they should be able to correct their "system" error) using a different email address or wait for 30 days for the adverse reason to come off my profile. NO HELP what so ever....I will never use them again as I have a stellar payment history.

124
5
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Additional ratings

All reviews (5666)

4512
554
113
98
389
May 09 2021
Not So Good After All
Credit Karma member

Said I was 90% good for the loan. I asked for a lower amount than was offered but was refused. No reason why. I think this is NOT "truth in advertising" and the company is misrepresenting themselves and their offers.

0
0
May 08 2021
Consolidation loan
Credit Karma member

Quick and easy loan application, and balance transfers.

0
0
May 07 2021
Very satisfied
Credit Karma member

Wonderful

0
0
May 06 2021
Fast results
Credit Karma member

The online application process was so easy and I got a very quick response that the money I requested was approved and deposited quickly into my bank account.

0
0
May 06 2021
Nah
Credit Karma member

I can not understand with today's technology why it takes so long to hear if approved or denied...LendingClub could never explain.

1
0
May 06 2021
Very easy and uncomplicated process.
Credit Karma member

Was not happy about a fee that was taken out. $300

0
0
Apr 16 2021
A predatory loan that you should avoid
Credit Karma member

The interest rate isnt accurate , they charge you a fee to get the money, you are than charged interest on the total number not the money you actually recieved . Ive been paying my loan for approximately 2 years at 731 per month and the total has gone down 8 thousand dollars , do the math .....run from this company YOU WILL REGRET IT if you dont.

22
3
Apr 09 2021
Misrepresented
Credit Karma member

I applied for this loan because it said 90% approval rate. I was declined because of poor payment history. My payment history is 100%. I don't know where they're getting this information. Right on credit karma it says 100% as well.

7
0
Apr 08 2021
Complicated and very unfair!
Credit Karma member

The process is long and demanding!With negative results which could have been determined earlier in the loan process!!!

8
0
Mar 19 2021
Great Service
Credit Karma member

They make it so easy, simple and fast! Highly recommend them and greet customer support all around!!

0
2
1-10 of 5666
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