Quick and easy.
The one thing I missed was the loan origination fee. Wasn't aware it was coming out of proceeds. Quite hefty for a personal loan.
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LendingClub Personal Loans Reviews
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Bad! Horrible! Thieves!
have a loan with lending club for several years now. Never had a late payment. I paid all of it off in March 2020..and the time between Feb-March I kept making payments thinking the loan was paid off in full. I called in.. well the rep said I still had a balance She took notes and said she sent it to the treasure dept. for them to take a look at it and it would take 24-48 hours for it to get fixed. I told them that I had made all payments and that my account should be paid in full and that I was actually due money back for over payment and asked why in February I was charged an extra $200 Interest even though all other previous months the interest charges have been consistent. Again the rep took notes and said she forwarded it to management and that I would hear back. I check my account again.. of course, nothing has been fixed. So this has been my 4TH attempt in trying to get it fixed and telling them my loan should be paid in full and that I owe nothing else and I am due money back. I told the rep that this was my 4th time calling back and she told me that it was only my first time since talking to her. WTF!!! I asked if I had a balance due why didn't they draft it out of my account if it was due, since that's how my payments have been made? She tells me that the automatic draft was closed. How the heck Is it closed if I didn't close it and that's how my payments were being made? I made a point and told her something was wrong if that happened. This time she tells me it will take 5-7 days to hear back from management and that I was misinformed about the 25-48 hrs!!! Told her I'd be leaving a review which I never do, good or bad! Lending club is great at taking your money, but TERRIBLE at resolving any issues!! They do not deserve a star at all!!!!o
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These reviews were written by current and former borrowers in the last year.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.
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I had two cards that were closed in 2017 and I had no knowledge of those being open until 2019 when I filed for a dispute. Last year, I offered to pay those debts with the debt collectors and they refused to accept my payment without a guarantee of a credit score increase. However, I reached out to Repair Wizard credit expert to see if he could help. He started and finished repairing my credit in 7 just days and my score was boosted to 790 across all credit bureaus. You can contact him on ; R E P A I R W I Z A R D 4 at G M A I L d0t C O M.
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Credit Fixed, So happy
I had two cards that were closed in 2017 and I had no knowledge of those being open until 2019 when I filed for a dispute. Last year, I offered to pay those debts with the debt collectors and they refused to accept my payment without a guarantee of a credit score increase. However, I reached out to Repair Wizard credit expert to see if he could help. He started and finished repairing my credit in 7 just days and my score was boosted to 790 across all credit bureaus. You can contact him on ; R E P A I R W I Z A R D 4 at G M A I L d0t C O M.
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