When my car was hit by another driver, they paid for repairs, without hastle. Also wonderful covering damage to my home, by a contractor. Only complaint I have is, when taking money from my life insurance, it was set up as a loan, by mistake, then it was difficult getting my agent to fix his mistake. This happened more than once. Very annoying..but most agents handle things correctly, so I wish we had the right to change agent's, but apparently this is not smething the company allows.
I'm an HR manager and help arrange AFLAC policies for our employees, not one person has ever had a complaint with their plans, though that could also come from having a great rep too. I would definitely advise their Life Insurance policies for young people to lock in a really good rate. You can't beat paying less than a combo costs at McDonals for $250,000 in coverage.
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