The underwriting is lengthy and highly intrusive. I guess that's why their financial ratings are good, they have a safe portfolio. The advantage to SF is that you can always deal with a live person, face-to-face at an independently owned office. If it's a relationship you like, then they are very good. You pay for it though. Premiums seem higher than average.
My agent and his office staff (Mary K) are absolutely amazing in the service and communication provied to us. Through a very trying year of car and home and even theft situations I've felt totally understood and represented. They went above and beyond any expectations to make sure I was satisfied and not "lost" in the shuffle of adjusters, contractors and law enforcement.
I have this through my employer but I also bought the dependent and extra accident insurance and both were very affordable! My father had this insurance also and when he passed away in 2015 they were very easy to work with!
The process for signing up was very easy and they offer a lot of help from talking to a therapist to finding a lawyer. I've been a client of theirs for three years now and I will continue to for as long as I can.
My policy withNorthWestern Mutual is $715,000.00 of life insurance and it does have a disability rider on it so it is fully paid by NorthWestern Mutual.
My accident was in 2001 and it has been fully paid since then and will stay paid due to my disability.
I was charged for years for my Mass Mutual policy...when I hurt my leg and needed the disability coverage that I supposedly had...they denied my claims...thanks for robbing me
State Farm® Life Insurance
Challenging to apply
The underwriting is lengthy and highly intrusive. I guess that's why their financial ratings are good, they have a safe portfolio. The advantage to SF is that you can always deal with a live person, face-to-face at an independently owned office. If it's a relationship you like, then they are very good. You pay for it though. Premiums seem higher than average.
Allstate - Life Insurance
Worth every penny
My agent and his office staff (Mary K) are absolutely amazing in the service and communication provied to us. Through a very trying year of car and home and even theft situations I've felt totally understood and represented. They went above and beyond any expectations to make sure I was satisfied and not "lost" in the shuffle of adjusters, contractors and law enforcement.
MetLife - Life Insurance
My family is protected
I have this through my employer but I also bought the dependent and extra accident insurance and both were very affordable! My father had this insurance also and when he passed away in 2015 they were very easy to work with!
New York Life Insurance
whole life insurance
Its pretty good. My mother and I had policies from here.
Liberty Mutual® Life Insurance
no flexible spending
It was difficult to get any lower rates and difficult people to deal with!
Aflac - Life Insurance
Accident
I have owned an AFLAC accident policy for years. It was very inexpensive and the coverage is VERY broad. They even paid for cracked and broken teeth.
The Hartford - Life Insurance
Life Insurance
The process for signing up was very easy and they offer a lot of help from talking to a therapist to finding a lawyer. I've been a client of theirs for three years now and I will continue to for as long as I can.
Northwestern Mutual - Life Insurance
NorthWestern Mutual has been great.
My policy withNorthWestern Mutual is $715,000.00 of life insurance and it does have a disability rider on it so it is fully paid by NorthWestern Mutual.
My accident was in 2001 and it has been fully paid since then and will stay paid due to my disability.
Protective Life Insurance
Deceptive!
Application process is a joke. I don't know why anyone would want to trust their life insurance policy with a company like this.
MassMutual - Life Insurance
Charge me and deny my coverage...thanks
I was charged for years for my Mass Mutual policy...when I hurt my leg and needed the disability coverage that I supposedly had...they denied my claims...thanks for robbing me