I want to clear up the whole 5 day deposit time. It is only the case for new customers for 30 days. After that it is just like any other bank. They offer a ton of incentives that other banks dont like high intrest rates and no fees. I have been with BOA for ten years and they denied me for everything. I have been with capital one for a few months and they have approved me for 4 credit cards and a car loan. People get frustrated at something and want to burn the place to the ground. Don't listen to these people who need to be medicated, they are the best bank to deal with.
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Here we are, July 22. I made my initial deposit of $10,000 on July 9.
When I log, in my account balance shows $10,000 but available balance shows $0.00. I should have listened to the other reviews about excessive hold times. Tomorrow will mark 2 weeks since I made my deposit and I still don't have access to the funds. I do not recommend Capital One 360.