....But should not be your primary checking and savings account. Been a customer since 2002 back in the ING days. Interest rate on Savings at 0.75% is good, but not the best. I love that they now have a money market account at 1.0% if you have greter than $10,000.
Many people are commenting on the hold times. Most banks have hold times and I agree CO360 is greater than normal, but there is a way around the hold times for transfers. They hold pulled transfers, but not pushed transfers. This means that if you go to your other bank's website and initiate the transfer to CO360 from your other bank, you are pushing it and CO360 considers it a direct deposit and does not put a hold on it.