I've had this card for 3 months now. I am really happy with the customer service that I receive. And also I am happy with my card. It was hard for me to build my credit but this card gave me the opportunity to build. I'm so happy with it. I just got approved for my second Reddit card. Thank you first premier for giving me the opportunity to build credit with you guys for my first credit card! I would highly recommend if you're trying to build credit.
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I received my first statement from first premier bank and I paid off my balance which obviously brought it down to zero and I paid it way before the payment was due. My account showed a zero balance but my available credit stayed at $183 for almost two weeks. Just now I received an alert from bank of america about a $30 dollar payment from first premier bank and yes... it's 2:40am right now and I just got the alert.
I called first premier bank and sure does says there's an over payment of $30 dollars and well... that does not sit well with me. To me that's stealing. there's no other way to put it.
SO, BE CAREFUL WITH THIS BANK AND DON'T OPEN AN ACCOUNT WITH THEM. i MADE THAT MISTAKE BUT, I'M FIXING IT FIRST THING IN THE MORNING BY CLOSING THIS ACCOUNT.
Today was $30 dollars and who's to say this bank wont mess up again and next time make it $30,000. No worth the risk.