I received this card on January 4, 2016, so I thought I would post an update. At the time CK had my approval chances at 'poor', yes....poor. But I logged onto AmEx and checked for pre-qualified offers and this card popped up. My Experian was 671 (they pull Experian) and I was approved in seconds with a 1K credit limit. After receiving the card in the mail I called and requested a credit lmit increase and was instantly bumped up to 3K. So far the card has been fantastic. I have no complaints. I use it almost daily and I have been racking up the rewards points. Customer service has been stellar, (both on the phone and webchat)!! I thought I received the 'spend 1K in 3 months and get 10K Membership Points' deal, but after calling I was informed I got the 'spend 2K in 3 months and get 20K Membership Points' deal. Woo-hoo!! I've already spent $1500, so another $500 by April 4th will be no problem at all! Looking forward to getting those 20K Membership Points (a round trip flight from Chicago to Colorado is only around 5K points). I make big payments on this card every payday, so my utilization remains low despite the heavy use. The reason I decided to provide an update is because AmEx FINALLY reported to the credit bureaus just this week....it takes them awhile. I've only been to one place that did not take AmEx, a mom and pop breakfast place. I highly recommend this card. If I can get an AmEx (started with a 528 FICO) you can too. Good luck!!
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* for 12 Months
- Balance Transfer Regular APR 13.49% - 23.49%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* for 12 Months
- Purchase Regular APR 13.49% - 23.49%* Variable
The Amex EveryDay® Credit Card from American Express has plenty of rewards-earning potential.
What to Like
The Amex EveryDay® Credit Card from American Express is a great card for accumulating rewards on everyday purchases. Cardholders can get 2x points at U.S. supermarkets on up to $6,000 per year in purchases (then 1x), along with a one-time bonus of 10,000 points after spending $1,000 on eligible purchases in the first three months of membership. This card also offers a 0% introductory APR for 12 months on purchases and balance transfers.
Look Out For
This card has a high penalty APR that applies for at least six months after a late payment, so it’s important to stay on-time with your payments.
Most Helpful Positive Review
Most Helpful Negative Review
I applied for the card about 4 months ago just to take advantage of the perks it "comes" with. Sign up bonus. Met. Did I get it. Nope. 0% apr on purchases and balance transfers for the first 12 months was a pretty **** good perk as well plus the fact that it was AE a very well respected card player. I am happy with the card but not happy with being swindled out of the perks (sad deal) maybe my credit was not quite good enough to push me over the hump. Ill be optimistic keep the card, make my payments on time and sit back and hope that one day soon an AE represenative reads this and reaches out to me ;-) . Not only reach out to me but get me my **** perks they promised!!!
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Sample Size: 1,696
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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