Only card I am using right now.
I've had this card for around 5 months now. It's very good for beginners. My sister with no credit history got approved for $2k. I was shocked when I got approved for $10k, I thought they made a mistake. My other cards have a $2k and $750 limit with interest, so I have stopped using those completely in favor of this one. I make payments on time and try to pay it off completely each month and my limit has just been upped to $15k. Love this card. I'll keep using it until the 0% interest deal wears off. I did not have any issues with the welcome bonus like some other reviewers did. I believe it goes towards your statement balance at the time.
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Don't bother!
I had the card, paid on time, paid off complete balance and used it infrequently and paid in full to ensure I didn't increase my credit usage on my credit report. Due to the sale of my house and no longer holding a mortgage (we paid cash for our current home), my credit rating took a hit. Amex decided to cancel my account due to the decrease in my credit score (which is still not that bad by the way!), consequently causing an additional hit to my score for having an account closed! I even called them to express these concerns and show that ALL of my bills are paid on time and in good standing and that sometimes life changes affect us in an unexpected way, they did not care. I used to hold Amex in high regard, no more!
Good but had fraud issue
Loved the priority delivery of new card. Easy to use app for verification. Alerts when my card is used. Easy to make payments. The bonus was applied to my account quickly. No issues with suppliers/companies not taking Amex
i did receive email alert of fraud. Was easy to communicate that this charge was fraud. Then I receive 800 call for fraud. A second series of charges were attempting to hit. All online purchases. All fraud. Customer service was very nice to work with. Quick to capture the fraud charges, contact me and set up a new replacement card.
i only have a few locations where I use all of my cards and this is the only one that has been jacked and used by someone else.
Service as expected
No issues with the card so far.
Good card, good rewards tough to get inc
Tough to get increase in limits
I ilke it,
I like that card, i used everyday,
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It's a good card but...
It pays 3% cash back at most named grocery stores, but ony 1% at big multi-stores like Walmart and Costco.
A multi-function cash back card!
No annual fee; nice selection of cash back options; special money back deals on purchases; cash back in the form of a statement credit.
Great returns and great special benefits
On top of the cash back features, AMX runs regular monthly and annual additional benefits/promotions which extend to this card. This is a fantastic fast-recoup on benefits cards. It's going to have a lower credit cap than other cards, including the more traditional AMEX cards, but it's a great every day use card.
The card works well.
Don't get any american Express card, the company board members meet every month to decide if you as a person are still worthy to keep, the card. If you don't use it like they want you too the card balance is dropped. If your willing to put up with the crap from the company. Go for it or don't. I recommend getting another card.
PERFORMACE
EXCELLENT CARD, THAT GIVES GOOD CUSTOMER SERVICE
GJF