Applied with a FICO score of 775, approved for a $10.1k limit. Card arrived within a week, but I had some issues getting it activated on chase pay. Some departments of chase’s customer service are perfectly fine, but other departments seem incompetent with little attention to detail.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* intro for 15 Months
- Balance Transfer Regular APR 17.24 - 25.99%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* intro for 15 Months
- Purchase Regular APR 17.24 - 25.99%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
Like others, I called customer service to request a lower APR % - the first rep said it was impossible. I asked to speak with a supervisor and she said it was impossible. Both could absolutely care less... I had been with the credit card for 3 years and never missed a payment. They didn't even offer to increase my limit over the 3 years so while I was approved for $1,500 it had stayed at that limit the entire time. I was disappointed and in disbelief for their careless attitude so I paid off the remaining balance and closed the account.
The 5% is very slowly to accumlate as they have to be in certain categories and to redeem them for anything you'd need many more points than you've earned. I do not recommend this credit card to anyone who already has a score higher than 680 - it'd be better to go with another company altogether.
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