If you’re looking to fix your credit because of bankruptcy or poor credit history, then this card is for you. When I first applied for this card, my credit score was 578, 645 and 667 from transunion, experian and equidad respectively in that order. When I was approved, my experian score was the only one that dropped 7 points and it went down to 638. I deposited $200 refundable, that becomes your credit line. When the card arrived, I used it to buy a pizza and I used less than 10% of my credit line, that again, it’s the same $200 I deposited. In less than a week after activating my card and use it, those three scores that I previously mentioned on this review, when to 726, 730 and 739. Guys this card really works and you won’t regret it if you pick this one. Discover it secured it’s the best among the other secured cards you’ll find on here. And if you only use less than 10% each month, you will increase your credit score fast and they promise they will graduate you to an unsecured card in 8 months if you did good while using it when it was secured. Do your research on how to use credit cards before using this card, because the same basics apply. Good lock and God bless.
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