Second largest next to Navy, PenFed has the reputation to match. Over the years, I have used all their products. Their online presence is exceptionally good, telephone service is also great. They gave me a Second Trust on a rental, and that's certainly not common, and was appreciated. They gave my daughter a $500 credit card when she was off to school. She had no previous credit, so this was a gift horse, she was able to build credi worthiness with PenFed. I had her school loans financed through them. Their rates on CD's are so consistently high, a national radio show market timer recommends PFCU. He mentions the fact that anyone can be a member with a one-time membership of $20 to a military benefit society. Sign up for that, and you can become a credit union member. Now remember, that like your rich uncle who didn't get to be rich by making mistakes, if someone with terrible credit applies, he or she will be declined. They won't let you exceed your ability to pay, either. But with the car loan I just made online at .074% , they had the check in my mailbox before the car was delivered to my dealership. Can recommend PenFed most highly.
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