I had my account with them for many years...never really used it...the most I had in there was 25.00.
Well, I was trying to buy s condo...and no BIG Banks would approve me for under 50,000. The Condo was only 30,000.
Another bank told me to try a credit union...I forgot about my PENFED account...which at that time, had only 5.00 in it.
I said what do I have to lose, so I did an application with them, and to my surprise, I was approved.
After I closed on the condo, they offered me a credit card for 10,000...I could not believe it! Then, I got a 10,000 signature loan with them as well.
They gave me a 500.00 over draft protection loan too. With all this good luck...or should I say BLESSINGS...I said let me refi my Car....and they did...interest MUCH lower than I had with CAP ONE. I later asked for a credit increase...They did...to 13,000.
I can't speak for anyone else...but they sure have helped me...