Capital One® Classic Platinum Credit Card - EXPIRED OFFER Reviews

Approval Odds

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4.0 out of 5 stars
5 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

4 out of 5 stars

4 5

These reviews were written by current and former cardholders in the last year.

Dec 05, 2016
Great card for rebuilding credit!!
Anonymous Cardholder

This is a great card for rebuilding credit.  I started out with a low credit and over the two years I have been able to increase my credit line twice.  It has a great app that helps me keep track my activity.

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Nov 22, 2016
Great Card
Anonymous Cardholder

It gives someone trying to build or rebuild their credit an opportunity to do just that if they are responsible. 

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Oct 27, 2016
Great card to have!!!!!
Anonymous Cardholder

Good card to have when rebuilding credit

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Sep 11, 2016
Wonderful Credit Card
Sunshinedest1 Cardholder

I have had this card 2 year this month. I started with $1000 with a low 600 credit score. Increased to $1500 after having it 1 year and this year increased the limit to $3000. It is helping with my debit to credit quite well. I have nothing but good things to say about this card. I was very ill awhile back and missed a credit card payment, first one ever with this company. I called and spoke with the customer service rep and they waived my fee and stated it would not report to my credit score, and it did not. I use this card at least once a month. Wonderful! 

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Aug 14, 2016
bottom of the barrel.
kma4626 Cardholder

i got this card to initially build credit since they will pretty much give anybody a card. but thats all they are is a company that will give anybody a card. the customer service is horrible. you have to jump through hoops forever going back and forth through menus and its nearly impossible to speak to an actual human. when you finally do they are no help. for example a few months back i accidentally made 2 payments which overdrew my bank account. the process to get it refunded was nearly impossible. the customer service lady tried convincing me relentlessly to not refund it. the process was a 3 day wait to get the refund approved. and then 5-8 days for the refund to go through. when asking to expedite the process i just got answers like "well thats our policy and theres nothing i can do about it". i just had another issue with a balance transfer today and the woman was very snotty and always replied to my questions with some sort of snark response. additionally even though this card supposedly has no anual fee i was charged a 100 dollar anual fee. my interest rate when from 24.99 to 25.13 for some reason. i made on time tripe payments for a year and it seems like they penalized me for it. i have never had any of these problems with my amex card or chase slate. both of which have excellent and extremely polite and helpful customer service.

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Sample Size: 27,963
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
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Capital One® Classic Platinum Credit Card - EXPIRED OFFER