Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
funinthesun239

5 Contributions
10 People Helped
Best Buy credit card approval
I am going to buy a new tv this week and would like to get the BBY credit card but there is very little info at least what I can find on approval criteria. BBY current lender is Citi. My current stats are as follows.
CK score 735
utilization 12%
on time payments 100%
avg age of open credit lines 10.58yrs
total accounts 2
hard credit inquiries 2
derogatory marks 0

I have a capital one platinum with a $2500 cl
my annual income is $73,500

I also just got a capital one quicksilver with a $3000 cl but it is not reporting yet. just the hard inquire from applying for it.

The score simulator puts me at a 765 once the quicksilver card starts reporting.

I have the cash to pay for the tv but buying everything out right seems to be holding my score and cls back. The BBY cc offer is 24 month no interest but I will pay it off in full the first billing cycle.
I hate applying for cc because of the uncertainty of whether they will approve me or not has anyone recently applied for the BBY cc and gotten approved or denied and what were your stats or is there any reason why I would not get approved.

Thanks in advance for any responses.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.