See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
NO FEE for active duty military
If you have a good credit score GET THIS CARD. All the benefits are free. They may attempt to charge you the fee at first, just simply call and tell them. I provided my DOD ID number and they waived it right away. Great service.
I don't leave home without it!
Great charge card that keeps you in check month over month. No balance carry over since you pay in full, but this card has a Pay Over Time feature similar to a credit card if you need it.
THE BEST
I COULDNT BE ANYMORE HAPPIER WITH MY AMEX PLATINUM CARD!!! THE BEST OF THE BEST IF YOU CAN HANDLE THE CARD AND UNDERSTAND THAT THIS IS A CARGE CARD NOT A CREDIT CARD THEN JUST GET IT.
Great card if you spend a lot
If you travel and spend a lot then this is a great card to have as the benefits will outweigh the annual fee. There is no currency conversion fees, you'll get $200 airline credit every year for ancillary charges, access to VIP airport lounges, in addition to an extra year warranty on electronics, etc; extra 30 days to return an item. My biggest praise to amex is during a trip to China I bought a pair of $2000 Fendi shoes which someone stole from my luggage at the airport. I filed a claim hoping they would at least reimbursement my account a portion of that charge but to my surprise I received a letter stating they would reimburse the full amount. My response was "American Express got it going on". I have been a member for 5 years and never had an issue with the service or usage of my card. Would give 5 stars but the annual fee is very high for moderate users.
Great if you Travel often.....
If you fly frequently this cards $550 annual fee can quickly pay for itself. If you don't fly often it's tough to see how to offset the annual fee.
Great rewards card
Awesome for travel
Travel perks make this a no-brainer
First credit card in the US - used Amex international transfer service since I had no US credit history whatsoever. 20+ years history in other countries made approval smooth - card in hand less than a week after applying.
Great Card if you travel a lot !
I travel a lot !!! The centurion lounge alone is worth the annual free. I fly United. And if you've ever visited the united club in sfo ??? The centurion lounge puts any lounge to shame. Plus you get two free wine tasting. Free booze and free Food and showers. You and a two guess anytime anywhere. You also get PriorityPass. Which allows you to visit several other lounges at airports across the globe with no entry free and two guest as well.
Approve with a 648 credit score!!!!!!
I was just approved with a 648 credit score. I just knew i was going to be declined, but I wasn't. Now I'm the card holder of AMEX Blue Cahe Preferred and AMEX Platinum...........
Was that Fico or vantagescore?
Congrats! Keep one rule in mind: Pay off the card(s) before the end of the monthly billing cycle.
What was your vantage TU & EQ score ???
$550 annual fee is absurd
this is the worst card from the worst company in finance
do you have an annual fee and no cash back that amounts to squat is a piece of **** card from a piece of **** company
This is not a review...dunno why CK allowed this to be posted. :-|
It is a review albeit a terrible review but nonetheless a review
Why would you grip about the annual fee if you didn't want to pay 550 then don't get the card simple as that! AMEX is a great company to do business with. Sounds like someone is bitter about something.
That is a salty "review"... If you want to call that a review.
The only thing absurd here is the review. *eye roll*
It's not for ppl with student budgets