I got approved with a 727 Fico score. I established my credit in December 2018, I’ve never missed a payment, I have 3 other credit cards (secured capital one, discover it and the Apple Card). I became an authorized user on my partners Amex Gold card 2 months prior, when I checked my credit karma card suggestions I saw that I had excellent approval odds for this card, so I went ahead and applied and to my surprise I was approved. The benefits of this card basically takes care of the annual fee so it’s not a huge deal. My annual salary is only $38,000. I have no negative remarks on my credit history. So if there any fairly newbies to credit with a similar credit history to mine who would like to apply, I suggest u give it a try, the application process was super easy.

I got this card for my ecom business and got approved over the phone with no proof of income etc. I told the rep what I make and uses this as a sole prop business. They started me with a $8500 spend even though it's a Charge Card with no preset limit. I used this card only for 2 months with 85% of my purchases. 50 days later my spending limit went from $8.5k to $50k! My goal is to get it to $100k and eventually to the Black Card invitation. Customer Service makes you feel special. $1600 in rewards point will pay for 2 years of the annual fee alone once you spend the amount needed to achieve said points.

I finally got my hands on this card. Unfortunately, the annual fee is a bit too high for my liking, but after looking at all the benefits--the fee really drops down to $150. Of course, this is based on how valuable the benefits are to you. I'm planning a few trips this fall and a couple of next year's. I can't wait to use the lounges and to use the hotel/airline credits. The TSA pre and Clear credits will also come in handy--I hope.

I carry AMEX Platinum for my personal and business. By far the best credit card for me personally and for my business. Never have to worry about large purchases or the inconvenience of having a preset limit. This card also travels well internationally and offers some nice perks for traveling. I also take advantage of setting up the rewards to take advantage of some of my most common business account purchases. Wouldn't carry any other card!

Applied for and got approved with 752 Experian, 790 Equifax, 770 Transunion. Got spending limit of $11K (established usage history with Delta Platinum that I use as a daily card and pay off every two days). Already used concierge service to book a restaurant (hard to do with the 'vid restrictions). Exempt from annual fee due to military service, but still had to pay for extra card. Points are racking up quite nicely, should get the 100k bonus soon.

Now the the fee has risen to $695. I will just have to cancel.

$695 Annual Fee is ridiculous

For me this card is a no brainer as it paid for itself the 1st day before getting the reward mileage. I live in NY so a couple of these perks are easy for me to get here to offset the fee. 1) Equinox (you need the right kind of membership that will likely only benefit you in NY or parts of CA) - For me this is a $300 value. 2) Uber - I will use my credits each and every month - That's a $200 value. 3) Airline credit for incidentals - $200 (I will easily use this). So now that the fee is paid for I get great rewards, a sign on bonus, and many other benefits. Again, if I lived somewhere else I might have to think about it more but for someone in NY that travels and is an Equinox Destination member this is really great.

Aside from the 5X points I get for travel bookings, cancelling and changing reservations is a breeze. Changes are mostly free and done easily online. I dropped Expedia since I got the AMEX Platinum. Card fee is steep but awards pay for it several times over.

BENEFIT ELIGIBILITY This benefit is available to Platinum Card® members who pay monthly for Equinox All Access, Destination, E by Equinox or Equinox+ membership only. Your current Equinox membership does not qualify for this benefit. You can upgrade your Equinox membership by contacting the Concierge. Basically if you need to have All access plan even if you go to one location. Useless. 195$/yr Amex annual fee extra for it? Really..