applied for blue cash preferred card and was denied.. called the reconsideration line and there is no such thing..they make it seem like they will look over the application but they actually don't they submit it back through the application process and you get another inquiry. I asked the manager does a human check the report and he said they do but they don't have the power to approve and application.

Best rewards, best customer service, best all-around. My experience (I've had this card for roughly 8 years now) has been continuously positive. I always have more than enough rewards points to pay for the annual fee. We use it for all gas and groceries. I also use it for their special cash back deals and promotions ($20 off of $100, $10 cash back, etc.) for certain brands and stores, though ONLY if it's something I was purchasing anyway. I used rewards points at their rewards store for a $13 Roomba one year (after I'd already paid the $95 fee). That's right, a $500 Roomba for my wife cost me $13.XX! As with any credit card, you don't treat it as "credit", you treat it as cash and budget. We carry no balances on credit cards and this card has a limit of almost $30,000. Budget your groceries and gas, and pay for them with this card. Then pay it off each month and enjoy whatever you want with your rewards. It's that easy. If you're using any card to pay for things that you "want" and didn't budget for, you're doing it wrong and you should not use cards. Just a little practical advice.

American Expresses, there is a problem with this credit card. He does not have an automatic payment option and does not prompt people to repay. This is a very bad company, and very bad rules. I don't admit that I paid late.

I wish every place excepted this card, and that I could get points from Walmart and most Gas stations. My Credit score is almost 800 and my Credit limit is 5,000.00 which I will never use but its good to have just in case.

This card is great to have because of the consistent cash back. The rewards are annoying BC if you want to get the most you have to keep and eye out for the promotions every week or month. They also include some nice extras like 2 day shipping for shop runner for free! Customer service isn’t exceptional. It’s standard, with long wait times on the phone to speak with someone. The app does make it easier to get things sorted, but doesn’t have everything.

I’ve been American Express card holder since 1983 when I was in college I am now platinum American Express card holder I enjoyI enjoy the percentages that I get with this particular car and I’d like to offer that was given I like American Express because they make me feel like I am somebody and they are concerned and I’ve always had extremely high limits because of the fact that I pay my bills on time and I’ve been around with American Express for 36 years the American Express card don’t leave home without it and I particularly like this new car thank you

They will drop your limit out of nowhere, causing you to be over 60% of your credit limit. This ruined my credit score.

Applied for the card after reading about the high limits people were getting with low 700 credit scores, I have a high 700 and received a bs 2k limit. Absolutely ridiculous. I seriously wanna cancel this card.

The card typically needs good credit for approval, but it's a GREAT card worth the fee in rewards. The Cash Back is excellent, but know what qualifies as Groceries to max rewards. Buying Gift Cards at an approved Grocery Store is also a big plus (6% becomes an option for Food and Shopping). Customer Service is excellent. Offers gear towards high income individuals which is fine depending on how you shop. Great Card overall!

Use it properly and you'll save money even after the annual fee.