I posted two prior reviews, one on the application process and one since having the card. I have had the card two months now. On my 60th day (4/9/17) I applied for a CLI (read reviews and everyone said they applied after 60 days and got 3X the current limit) so I was told I had to wait until the day after 60 days. Well, I applied and it is true I was approved for 3 times my original limit. I started with 2k which I was initially surprised anyway due to my credit score (thought it would be more like $500) and now I am at 6K. I read some comments that people do not believe that individuals are getting these limits. I can attest this is true, when I was initially approved I had a 659 credit score with three collections, several store cards, subprime credit cards and 27% utilization. I now have a 673 Experian score and 1% utilization across all accounts. I follow the recommendations of charging and paying off in full so I only charge what I was going to pay in cash anyway (monthly bills, gas, etc). Do the prequalifier first!
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% for 12 Months
- Balance Transfer Regular APR 13.99% - 24.99%* Variable
- Annual Fee $95
- Purchase Intro APR 0% for 12 Months
- Purchase Regular APR 13.99% - 24.99%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
They did not follow through with their 0% introductory APR for 12 months offer. I was instantly approved from the Credit Karma site and got a high limit with the Blue Cash Preferred card however, they did not follow through with their offers as posted. I called them and got the run arround. 6-8 weeks for a decision as to whether they will add the offer or why they didn't follow through and that is unacceptable. I have no balance on the card and was intending to use it on business purchases. I am glad I checked before I did. I will not be using this card and will continue to use my Chase Sapphire. Not happy. Buyer Beware!
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Sample Size: 1,642
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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