My Credit was 520 no credit cards since 2000. i just strated building credit about 9 months ago, put 500 secured credit card with bamk of america, 3moths later I aplied for capital one, 1 month later i papplied for discover, a month after that i applied for both amrtican express the blue and clear one and got approved for all of them. thank you jesus :) AND one of the american express blue one is for 1000 credit and the clear one is at 6000. discover only gave me 1000. I now have 8500.00 woth of credit.. NOTE: I only use them to establish credit and never go over 10% of their total credit limit, I pay on time and make more than one payment per month per account. I hope this encourages you to get inspired to build your credit and it doest take long but it's not overnight either
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% for 12 Months
- Balance Transfer Regular APR 13.99% - 24.99%* Variable
- Annual Fee $95
- Purchase Intro APR 0% for 12 Months
- Purchase Regular APR 13.99% - 24.99%* Variable
The Blue Cash Preferred® Card from American Express is a great choice for consumers with good to excellent credit who are looking for attractive cash back rates.
What to Like
The Blue Cash Preferred® Card from American Express pays out 6% cash back at supermarkets on up to $6,000 per year in purchases (then 1%), 3% at gas stations and 1% cash back everywhere else. Cardholders can also earn a $150 bonus for $1,000 spent in the first three months, all with no rotating categories.
Look Out For
You’ll have to balance the benefits of the cash back rewards against a $95 annual fee. The card also includes a 3%, Min: $5 fee for balance transfers and a 2.7% foreign transaction fee.
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Most Helpful Negative Review
İ got the card 2 years ago. They gave më 7000 limit and then after 1 year they made it 17000. That's good. But the only problem is 6% cash back works only för some markets. İt does not give 6% from costco , walmart where i go för shopping most often.when i applied i was dxpecting a 500 $ cashback per year but i can only get around 200..
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Data Created: February 02, 2015
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